re: Long story. My parents and “check washing”.

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I’ve always thought checks were the stupidest fricking thing. Name, address, sometimes DOB and phone number, entire bank account number AND your signature

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Not that long ago (~90s), I remember seeing people put their Social Security Number on their checks. When you think about it now, that’s f*cking crazy.

I keep one checkbook, just in case that’s the only way I can make a payment. And, I don’t recall writing a check for at least five years. And, maybe five years before that. But for anything involving friends and family, I only use PayPal, Venmo, or Zelle. If someone doesn’t have (or refuses to set up) any of those three, then f*ck 'em.

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frick BoA for being shitty. You know they have tapes and ID info. You cant just roll in and cash a $7k check without IDs and an account.

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You absolutely have to have an account if you're trying to cash a check from a different bank. OPs parents bank should be able to identify which bank it was cashed at. There has to be something identifiable about that specific bank contained within the details of the transaction that wells Fargo can see.

This is why I use a space pen to write with ink won't wash out. Felt tip pens same thing.

Police wont do shite for 7k, and they'll never find the perp. I would have an attorney contact Wells Fargo for them. Banks are supposed to protect from fraud like that.

What you wanna bet the teller at BOA that cashed it is M'doulakwa Ndamakwama Traore?

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Big banks are not your friend.
Stay local, as a local bank would be incredibly more helpful.

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Local credit unions FTW.

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LSU alum wannabe

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I really think that you need to get your parents on board with a different way to send money. Even if that's writing a check to you locally that you can put into your account to venmo or cashapp to the other family member.

I didn't even know that this had become a huge problem. Even though this is stressful for you, thanks for the PSA.

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For that amount you need to contact the police

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The bank should have already gotten law enforcement involved. Pretty sure that is protocol when dealing with this type of thing. Sounds like this bank is incompetent.

My girlfriend's purse got stolen out of her car in Nashville, broke her window. They ended up cashing a check that they stole from someone else at her bank, using her ID, posing as her. Dumbass bank had no clue apparently. The person whose check it was found my girlfriend on FB and was threatening her because she thought that she was the one that stole her checks. They drained my GF's bank account. The bank contacted police, who contacted secret service(who apparently this type of thing falls under) and she eventually got her money back. It was a big mess though. The police implied that they knew who it was, two women from Florida, but to our knowledge they never did shite about them.

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I would just give them $100 and forget about it. Banks aren’t going to waste time on a $100 check.

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It's $7000, not $100.

Also, for OP, when you call/talk to the bank, make sure to use phrases like elder exploitation and elder abuse. Banks take that stuff very seriously and those are handled a little differently than a regular fraud case.

Its a federal offense, grand larceny, slew of charges. If they did it electronically it could be wire fraud too.