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re: Just got my homeowner insurance renewal in

Posted on 2/13/26 at 3:45 pm to
Posted by magildachunks
Member since Oct 2006
36469 posts
Posted on 2/13/26 at 3:45 pm to
quote:

$6K a year is frigging ridiculous.


Wait until you finally need to utilize the service you've been paying for and the company tries to get out of providing the paid-for services they agreed to.
Posted by ElderTiger
Planet Earth
Member since Dec 2010
7840 posts
Posted on 2/13/26 at 3:52 pm to
Mine went up $300+ per year which is an increase of 13%.
Posted by duckblind56
South of Ellick
Member since Sep 2023
5636 posts
Posted on 2/13/26 at 3:58 pm to
quote:

quote:
I haven’t had home insurance in almost 8 years. I got tired of writing people checks for nothing in return.





Yep, BT is right up there in the stupid post category.
Posted by Morpheus
In your Dreams
Member since Apr 2022
7729 posts
Posted on 2/13/26 at 4:00 pm to
Yes, pricing on Homeowners has dropped but car insurance has risen seemingly.

Shop the homeowners and bundle.
Posted by Gorilla Ball
Az via La
Member since Feb 2006
13320 posts
Posted on 2/13/26 at 4:02 pm to
You are Correct. Not many billboards at all
Posted by nealnan8
Atlanta
Member since Oct 2016
4957 posts
Posted on 2/13/26 at 4:18 pm to
This is not the reason. AZ has less storms, floods, higher incomes with better credit scores and less catastrophic events in general.
Posted by JohnnyKilroy
Cajun Navy Vice Admiral
Member since Oct 2012
41511 posts
Posted on 2/13/26 at 4:23 pm to
Mine went up 2k so I switched to USAA and dropped it to about 300 less than I was paying before the 2k bump.
Posted by cheobode
Member since Dec 2017
1558 posts
Posted on 2/13/26 at 4:25 pm to
Mine went up $400. I consider that a win. Two years ago it went from $1,300 to $3,800. No claims
Posted by CovingtonCrooner
Covington (future capital of LA)
Member since Aug 2025
109 posts
Posted on 2/13/26 at 4:34 pm to
Ain’t it funny how after zero named storms in the gulf this year, our rates didn’t go down?
Posted by Sea Hoss
North Alabama
Member since Jul 2013
1156 posts
Posted on 2/13/26 at 4:39 pm to
quote:

Nope, my house is paid for and my net worth is over 2 million.


Baby tac

Eat 2 million dicks
Posted by magildachunks
Member since Oct 2006
36469 posts
Posted on 2/13/26 at 4:41 pm to
quote:

my net worth is over 2 million.



How much of that can you access right now if you absolutely needed to?


That's what determines how much you're really worth.
Posted by Gorilla Ball
Az via La
Member since Feb 2006
13320 posts
Posted on 2/13/26 at 4:44 pm to
I can access 6.5 million in a few days - who really cares? It’s all I got less real estate
This isn’t a pissing contest.
Posted by DCtiger1
Member since Jul 2009
11815 posts
Posted on 2/13/26 at 4:57 pm to
quote:

my net worth is over 2 million.


That's not frick you money
Posted by magildachunks
Member since Oct 2006
36469 posts
Posted on 2/13/26 at 4:57 pm to
quote:

can access 6.5 million in a few days - who really cares? It’s all I got less real estate
This isn’t a pissing contest.



I don't really care, but he brought it up as some kind of flex.


Posted by DCtiger1
Member since Jul 2009
11815 posts
Posted on 2/13/26 at 4:57 pm to
Why are you defending the village troll?
Posted by TDsngumbo
Member since Oct 2011
51135 posts
Posted on 2/13/26 at 6:53 pm to
My homeowners premium is within $110 of what it was three years ago. I’m incredibly happy with USAA.
Posted by Konkey Dong
Member since Aug 2013
2384 posts
Posted on 2/13/26 at 7:00 pm to
quote:

Mine went up 2k so I switched to USAA and dropped it to about 300 less than I was paying before the 2k bump


Yeah usaa quoted me 1k less than I’m paying now. I’m switching next week
Posted by ugasickem
Allatoona
Member since Nov 2010
12383 posts
Posted on 2/13/26 at 7:03 pm to
You still write checks?
Posted by BengalBen
Midwest
Member since May 2008
2495 posts
Posted on 2/13/26 at 7:45 pm to
quote:


You still write checks?


He needs that extra 3 days for pay day to come around living paycheck to paycheck.
Posted by Gorilla Ball
Az via La
Member since Feb 2006
13320 posts
Posted on 2/13/26 at 7:53 pm to
No not at all
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