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re: Is The Economy really bad?
Posted on 8/25/25 at 11:58 am to cbree88
Posted on 8/25/25 at 11:58 am to cbree88
quote:
Right, bridges are just collapsing every day all over the place, aren’t they?
No, because we don’t let those people design them. But I appreciate that the proof seemed to settle the issue.
0
Posted on 8/25/25 at 12:02 pm to Penrod
quote:
This is the concept you seem to be struggling with that made you say I still don’t understand math. Alas, you are the one with the math challenges.
I understand what you laid out fine, it’s just not what we’re talking about. You moved the goalposts, I just don’t think you did it on purpose because you don’t even understand the conversation at hand
quote:
Well, double-laugh all you want, just DO NOT try to cross a bridge designed by one of them, because many do not know that force equals mass times acceleration. I assure you of this, because I have worked with some of them. Many of these end up out of the business because they are useless.
While this may be true, it is again useless information in the context of the conversation we’re having
Posted on 8/25/25 at 12:10 pm to Mingo Was His NameO
quote:
$20/month isn’t the deciding factor whether you have money or not
But it's not just the one instance of $20/month. Extrapolate that times myriad unnecessary purchases per month and it absolutely adds up.
What people find to be normal/necessary purchases these days didn't exist when Boomers or even Gen X was growing up. Consumer spending is out of control. Every aspect of spending is different from when I grew up. Just walk down the cheese aisle in any grocery store, and it tells you all you need to know.
Posted on 8/25/25 at 12:12 pm to HouseMom
quote:
But it's not just the one instance of $20/month. Extrapolate that times myriad unnecessary purchases per month and it absolutely adds up.
Tell me what they are, I already agreed with you that having a dozen streaming services isn’t financially prudent, but yall want to act like that’s what is keeping people from building wealth. Not insurance premiums, the cost of education, real estate prices, depressed wages, etc. You know, the important shite
quote:
What people find to be normal/necessary purchases these days didn't exist when Boomers or even Gen X was growing up. Consumer spending is out of control
The majority by boomers and x’ers. Gen Z and A are WAY less materialistic than older folks
Young people aren’t perfect, not even close. But yall just dismiss the real financial problems of this country and blame it on avocado toast and Netflix rather than actually try to fix the problem. It’s asinine
This post was edited on 8/25/25 at 12:15 pm
Posted on 8/25/25 at 12:14 pm to Mingo Was His NameO
quote:
People in their 20s and early 30s have had to work and still not being able to afford home ownership and/or figure out how their going to pay their insurance and student loan payments that have tripled since they started working. How is that not “delaying satisfaction” Put simply, at best you have no idea if what you said is true, at worst you’re just dead fricking wrong
Obviously, nothing applies to everyone, but if you think young folks today aren’t stupidly spending money more than previous generations, you’re not accepting reality. By no means do i mean everyone, but a good many are spending money on $7 cups of coffee, crazy money on pets, uber eats, eating out in general, car payments (buying a 4 runner vs a basic Camry/Accord/Civic), student loans -maybe the dumbest expense- these are just the tip of the iceberg.
Posted on 8/25/25 at 12:15 pm to Penrod
quote:
I think that the young people, like my four kids (plus two more we took on as mentors), who avoid the pitfalls and excesses listed above have it just as easy as we did.
They will actually do far better because their competition are part of the “everyone gets a trophy for just showing up” generation. They think they should get all the best things for the bare minimum. And they learn that life doesn’t work that way about twenty years later than they should.
This post was edited on 8/25/25 at 12:16 pm
Posted on 8/25/25 at 12:16 pm to greenbean
quote:
a good many are spending money on $7 cups of coffee,
I fricking love this argument
Posted on 8/25/25 at 12:17 pm to DownshiftAndFloorIt
quote:
I fricking love this argument
I think it's $9 now, and at least 2x a day. It adds up over time.
Posted on 8/25/25 at 12:19 pm to DownshiftAndFloorIt
quote:
I fricking love this argument
And yet it’s a perfect example of the point being made. Guess how many cups of Starbucks coffee I bought in 4 years of college?
Yup, zero. There is no such thing as “character building years” anymore.
Posted on 8/25/25 at 12:19 pm to kywildcatfanone
300 of them is $2,700
Median home price is $414k ( memory from previous post)
It aint the coffee.
Median home price is $414k ( memory from previous post)
It aint the coffee.
Posted on 8/25/25 at 12:20 pm to Mingo Was His NameO
quote:
I understand what you laid out fine, it’s just not what we’re talking about. You moved the goalposts, I just don’t think you did it on purpose because you don’t even understand the conversation at hand
Your lack of detail is the tell that you have conceded the point.
Posted on 8/25/25 at 12:20 pm to DownshiftAndFloorIt
quote:
a good many are spending money on $7 cups of coffee
Posted on 8/25/25 at 12:25 pm to DownshiftAndFloorIt
quote:
I fricking love this argument
I'm not a boomer, but I used to make that argument, mainly because I despise Starbucks. TD changed my opinion of it.
Two weeks ago I was talking to my secretary and she said when her and her husband when they lived in Nashville sat down and examined their expenses they were spending $300 a month at Starbucks, not counting the food from Starbucks. They didn't consider the food a luxury because they had to eat, just the coffee. I laughed my arse off.
I still think this argument is way overused on here, but there are some dumb people out there. They live in a house the father in law pays for so they don't have to worry about it too much but I have a hard time seeing them being financially responsible enough to ever buy a house on their own if they wanted to.
Posted on 8/25/25 at 12:27 pm to Chucktown_Badger
quote:
And yet it’s a perfect example of the point being made. Guess how many cups of Starbucks coffee I bought in 4 years of college?
Yup, zero. There is no such thing as “character building years” anymore.
The fact that you wear this like it’s some badge of honor is fricking pathetic
Posted on 8/25/25 at 12:27 pm to kywildcatfanone
quote:
I think it's $9 now, and at least 2x a day. It adds up over time.
No no. According to the OT, coffee is $12 a cup.
Nobody is going twice a day and coffee is $3 a cup, but I guess that doesn’t make for a good story. LOL
Posted on 8/25/25 at 12:27 pm to Dire Wolf
shite is hilarious.
Im pretty sure I passed my old man up in income about 6 years into my career. He's got well over 30 years in his career. He raised a family on a single income. Im raising a family on a single income, far higher than his was at my age, and I damn sure am not living significantly more lavishly than his family was.
Everybody acts like the plight of the average young adult is because they buy fricking coffee and Netflix. In dads day they bought cigarettes and beer, and mom stayed at home with the kids in their nice 1,200 square foot house in a nice neighborhood where you didn't have to shoot your way in and out every day. Go find yourself one of those today.
You cant. They are all rentals and/or section 8 shitholes.
The world is fricking hard on a young man these days and it aint the frickin coffee.
Im pretty sure I passed my old man up in income about 6 years into my career. He's got well over 30 years in his career. He raised a family on a single income. Im raising a family on a single income, far higher than his was at my age, and I damn sure am not living significantly more lavishly than his family was.
Everybody acts like the plight of the average young adult is because they buy fricking coffee and Netflix. In dads day they bought cigarettes and beer, and mom stayed at home with the kids in their nice 1,200 square foot house in a nice neighborhood where you didn't have to shoot your way in and out every day. Go find yourself one of those today.
You cant. They are all rentals and/or section 8 shitholes.
The world is fricking hard on a young man these days and it aint the frickin coffee.
Posted on 8/25/25 at 12:28 pm to iwyLSUiwy
quote:
Two weeks ago I was talking to my secretary and she said when her and her husband when they lived in Nashville sat down and examined their expenses they were spending $300 a month at Starbucks, not counting the food from Starbucks.
Your secretary itemizing the food out of here Starbucks receipts is very believable
Posted on 8/25/25 at 12:29 pm to notiger1997
quote:
coffee is $3 a cup
Holy shite, they must be making a killing
Posted on 8/25/25 at 12:29 pm to Chucktown_Badger
The bank doesn’t accept “character” as a down payment on a house
Look up the rate that homes and cost of living has grown and compare it to the rate that wages have increased.
It’s really, really simple and will spare us all this emotional bullshite about hiking to college uphill in the snow while building your own starter house out of the nickels you saved by not buying coffee.
Look up the rate that homes and cost of living has grown and compare it to the rate that wages have increased.
It’s really, really simple and will spare us all this emotional bullshite about hiking to college uphill in the snow while building your own starter house out of the nickels you saved by not buying coffee.
Posted on 8/25/25 at 12:30 pm to greenbean
People buy on credit
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