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Started By
Message
Insurance questions after being rear ended.
Posted on 5/13/19 at 6:57 pm
Posted on 5/13/19 at 6:57 pm
I was rear ended on I10 at Essen the week before last. The impact caused me to hit the car in front of me. Thus I have damage front and back.
I'm almost into the last year of paying for the car. The lady at the collision center said that the car will probably be totaled. She said my car is worth about a thousand more than I owe on it.
So I guess somebody gets to destroy my car, hand me a thousand dollar check and walk away smiling. Oh hell no.
The car has 70,000 miles on it without a scratch anywhere and it's worth less than half of what I paid for it.
Anybody with any experience in this field I would appreciate your input. This just doesn't seem fair. I'm not in a position to go finance another car.
I'm almost into the last year of paying for the car. The lady at the collision center said that the car will probably be totaled. She said my car is worth about a thousand more than I owe on it.
So I guess somebody gets to destroy my car, hand me a thousand dollar check and walk away smiling. Oh hell no.
The car has 70,000 miles on it without a scratch anywhere and it's worth less than half of what I paid for it.
Anybody with any experience in this field I would appreciate your input. This just doesn't seem fair. I'm not in a position to go finance another car.
32
Posted on 5/13/19 at 6:58 pm to bencoleman
quote:
Insurance questions after being rear ended
Do you cover light bulb and/or gerbil removal?
This post was edited on 5/13/19 at 6:59 pm
Posted on 5/13/19 at 6:59 pm to bencoleman
Make/model etc?
Posted on 5/13/19 at 6:59 pm to chinhoyang
Apologize, you frickin scumbag.
Right now.
Right now.
Posted on 5/13/19 at 7:00 pm to bencoleman
I’ve done some adjusting for the bigger insurance companies. Which one are you dealing with?
As far as your vehicle, if it totals they are only paying you what’s it’s worth. The actual cash value. Not what Kelly blue book says it’s with. Just be happy your not upside down
As far as your vehicle, if it totals they are only paying you what’s it’s worth. The actual cash value. Not what Kelly blue book says it’s with. Just be happy your not upside down
Posted on 5/13/19 at 7:00 pm to bencoleman
You have the option of getting it fixed and having a salvaged title
Posted on 5/13/19 at 7:01 pm to LurkerTooLong
FTR, the OP is the last person that needs or deserves this shite.
This is the sort of thing OWEO or some other frickin loser should have happen to him. Not bencoleman.
This is the sort of thing OWEO or some other frickin loser should have happen to him. Not bencoleman.
Posted on 5/13/19 at 7:01 pm to bencoleman
Get some evidence that your car is worth more and negotiate. Who you going to find that would have paid what you think the car was worth before it was wrecked?
Posted on 5/13/19 at 7:01 pm to bencoleman
unfortunately, that is the shite that happens sometimes. what is really bad is when you don't get enough to pay off the car.
Posted on 5/13/19 at 7:02 pm to bencoleman
Get a 3rd party estimate to repair the vehicle.
If the estimate is within reason,
Let the insurance company total the car and pay you.
You buy vehicle back from insurance company for little to nothing.
Have it repaired, you win biggly...
If the estimate is within reason,
Let the insurance company total the car and pay you.
You buy vehicle back from insurance company for little to nothing.
Have it repaired, you win biggly...
Posted on 5/13/19 at 7:02 pm to BRgetthenet
quote:
Apologize, you frickin scumbag.
If I had a dime for everytime I heard this..
Posted on 5/13/19 at 7:02 pm to bencoleman
I think you can get it fixed and just drive it with a salvaged title.
Posted on 5/13/19 at 7:03 pm to bencoleman
Call Morris Bart - not kidding.
Posted on 5/13/19 at 7:05 pm to bee Rye
quote:
ou have the option of getting it fixed and having a salvaged title
Not if he has a lien on it. Bank won’t sign off on him keeping it unless they are paid in full
Posted on 5/13/19 at 7:05 pm to bencoleman
Maybe a shitty way to do it but tell them your back hurts. frick that insurance company
Posted on 5/13/19 at 7:05 pm to Dissident Aggressor
quote:
Get a 3rd party estimate to repair the vehicle.
If the estimate is within reason,
Let the insurance company total the car and pay you.
You buy vehicle back from insurance company for little to nothing.
Have it repaired, you win biggly...
Isn’t there an issue with doing this in Louisiana. Something along the lines of a salvage title and getting it registered/street legal.
Posted on 5/13/19 at 7:06 pm to The Mick
quote:
Call Morris Bart - not kidding
Your what’s wrong with our state
Posted on 5/13/19 at 7:06 pm to bencoleman
I got more than what I paid for mine. Are you at fault for hitting the car in front? Usually that would mean you were also following too close.
Posted on 5/13/19 at 7:06 pm to HarveyBanger
You are
Posted on 5/13/19 at 7:06 pm to HarveyBanger
quote:
Not if he has a lien on it. Bank won’t sign off on him keeping it unless they are paid in full
Presumably, this is why he’s only getting $1,000. The rest of the value is going to pay off the bank.
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