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re: Insurance companies may have to junk your car if your EVs are damaged in a accident

Posted on 3/21/23 at 7:11 am to
Posted by aTmTexas Dillo
East Texas Lake
Member since Sep 2018
19452 posts
Posted on 3/21/23 at 7:11 am to
I bought a Lightning. I've wondered how difficult it would be to replace the battery pack. The 135 kWh battery pack is listed as 11 grand under OEM parts. SO I guess it can be purchased.
Posted by aTmTexas Dillo
East Texas Lake
Member since Sep 2018
19452 posts
Posted on 3/21/23 at 7:16 am to
quote:

Check out how much hotter they burn and how much more water it takes to extinguish those fires in EVs.


If you have the evidence of this please link a few articles. I've not seen much about EVs being torched in an accident. ICE cars burn and I guess EVs burn under the right circumstances.
Posted by Dixie Normus
Earth
Member since Sep 2013
2770 posts
Posted on 3/21/23 at 7:17 am to
quote:

Oh, and a huge adoption of nuclear power.


This probably deserves its own thread. It’s absolutely ridiculous that we aren’t investing in nuclear in this day and age. The tech is so much safer than it was. Sure, it’s expensive to get up and running but it’s exponentially more efficient than current grid sources for a fraction of the maintenance cost.
Posted by aTmTexas Dillo
East Texas Lake
Member since Sep 2018
19452 posts
Posted on 3/21/23 at 7:18 am to
quote:

I don’t like the exploitation required with gatherings the raw materials.

This is a late to the game objection used to shat on EVs. You really don't care about the exploitation. Not really right?
Posted by zippyputt
Member since Jul 2005
6533 posts
Posted on 3/21/23 at 7:19 am to
Yea, actually the type and severity of the fire can make a difference in damages and danger to everyone around:

Lithium-ion batteries also burn hotter and can last much longer than gas, which tends to burn out quickly. Lithium-ion battery fires can take tens of thousands of gallons of water to extinguish. The National Fire Protection Association notes one EV fire in Texas required more than 30,000 gallons of water after a crash. Fire departments aren't always equipped with trucks and other gear to deal with that. Emergency responders and firefighters must follow different response guides than for gasoline fires, and need training to properly extinguish the blaze.
Posted by aTmTexas Dillo
East Texas Lake
Member since Sep 2018
19452 posts
Posted on 3/21/23 at 7:21 am to
Just let 'em burn out on their own. Twenty seconds in an ICE fire or a lithium fire have the same result. They let the train in Ohio burn out right?
Posted by DEG
Atlanta
Member since Jul 2009
10635 posts
Posted on 3/21/23 at 7:22 am to
quote:

At some point it is going to dawn on people just how impractical and destructive it will be to move to widespread use of EVs.


Horse and buggy loyalists said the same thing about gas powered cars.
Posted by jmarto1
Houma, LA/ Las Vegas, NV
Member since Mar 2008
36364 posts
Posted on 3/21/23 at 7:24 am to
Politicians wouldn't touch nuclear energy after 3 mile Island. It takes 7-10 years to get a reactor going so catching up isn't much of an option. I believe patents have been filed for mini reactors that could act as a stop gap
Posted by MorbidTheClown
Baton Rouge
Member since Jan 2015
71675 posts
Posted on 3/21/23 at 7:26 am to
just throw a little salt water on em.

Posted by Enadious
formerly B5Lurker City of Central
Member since Aug 2004
18267 posts
Posted on 3/21/23 at 7:54 am to
quote:

The premium on my model 3 is about 20% higher than my Cayenne.

quote:

Yes I save a lot of money compared to our minivan we traded in, but there are known risks involved with owning this car.

I don't get how you're saving money. Your insurance is higher (presumably over your minivan). I'm assuming the minivan was paid off--or at least paid down. The model 3 had to cost more than the minivan (cost to own per month had to have increased). So, does saving a lot of money mean electricity as opposed to gas?
Posted by Cajun Voltaire
Great White North
Member since Feb 2022
80 posts
Posted on 3/21/23 at 7:55 am to
Posted by fallguy_1978
Best States #50
Member since Feb 2018
51799 posts
Posted on 3/21/23 at 7:57 am to
quote:

Horse and buggy loyalists said the same thing about gas powered cars.

A horse and buggy didn't provide the same convenience as a car. EVs do the same thing as gas powered vehicles and there are positives and negatives to each.
Posted by mdomingue
Lafayette, LA
Member since Nov 2010
38340 posts
Posted on 3/21/23 at 8:37 am to
quote:

ICE vehicles are at least 10x more likely to catch fire than an EV.



I'm curious if it is that large of a difference. I would expect an ICE to be more likely to catch fire for no other reason than the relatively thin-walled fuel tank that is at least as exposed to damage in a wreck as an EV's battery is exposed to shorting which could create a fire hazard.
Posted by billjamin
Houston
Member since Jun 2019
15117 posts
Posted on 3/21/23 at 8:52 am to
quote:

Provides individual commentary

I know you want your Reddit stories to be the truth, but they just aren't. I pay IEs to do reports on this shite for my clients. In that process, we review a ton of data from normal driving, maintenance and accidents. Not just some pictures on social media, but the accelerometer data, onboard footage, etc. Thats used to draw a conclusion based on comparison to decades of other fleet performance data. I've never seen anything that indicates EVs are more susceptible to being totaled that any other vehicle. If you have some actual data, i'd be happy to consider it.
Posted by Locoguan0
Baton Rouge, LA
Member since Nov 2017
6237 posts
Posted on 3/21/23 at 8:57 am to
They do this anyway. My old car had a Bluebook of about 11k. It had maybe 2k worth of damage on it. Insurance company junked it and wrote me a check.
Posted by billjamin
Houston
Member since Jun 2019
15117 posts
Posted on 3/21/23 at 8:58 am to
quote:

I'm curious if it is that large of a difference. I would expect an ICE to be more likely to catch fire for no other reason than the relatively thin-walled fuel tank that is at least as exposed to damage in a wreck as an EV's battery is exposed to shorting which could create a fire hazard.

It moves because EV saturation has been changing a lot. But 10X is actually on the low end. I've seen some that are 25X.

And you're correct about why. What's even more interesting is when you look at hybrids. They burn at an even higher rate. Who knew mixing high voltage and gas was a bad idea.
Posted by bayoudude
Member since Dec 2007
25553 posts
Posted on 3/21/23 at 9:00 am to
quote:

miles means nothing on electric cars, there is no engine so there is no engine or drivetrain wear.


Dumb argument 9/10 it’s the rest of the car that falls apart before engine failure. Wheel bearings, ball joints, control arms, drive shafts etc are far more common than an ice being a complete loss.
This post was edited on 3/21/23 at 9:01 am
Posted by White Bear
Yonnygo
Member since Jul 2014
16396 posts
Posted on 3/21/23 at 9:04 am to
quote:

ICE vehicles are at least 10x more likely to catch fire than an EV.
I mean, like, literally, right.
Posted by oleheat
Sportsman's Paradise
Member since Mar 2007
14190 posts
Posted on 3/21/23 at 9:27 am to
Oh I'm sure the average driver in places like Houston, BR and NOLA will be HEAVILY ensured....
Posted by RedPop4
Santiago de Compostela
Member since Jan 2005
14770 posts
Posted on 3/21/23 at 10:01 am to
quote:

ICE vehicles are at least 10x more likely to catch fire than an EV.

Like clockwork.
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