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Insurance companies may have to junk your car if your EVs are damaged in a accident

Posted on 3/20/23 at 6:51 pm
Posted by Byrdybyrd05
Member since Nov 2014
25711 posts
Posted on 3/20/23 at 6:51 pm
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For many electric vehicles, there is no way to repair or assess even slightly damaged battery packs after accidents, forcing insurance companies to write off cars with few miles - leading to higher premiums and undercutting gains from going electric.

While some automakers like Ford Motor Co and General Motors Co said they have made battery packs easier to repair, Tesla Inc has taken the opposite tack with its Texas-built Model Y, whose new structural battery pack has been described by experts as having "zero repairability."

Posted by armsdealer
Member since Feb 2016
11500 posts
Posted on 3/20/23 at 6:52 pm to
For electric to go truly mainstream we need standardized modular batteries. Oh, and a huge adoption of nuclear power.
Posted by UncleFestersLegs
Member since Nov 2010
10821 posts
Posted on 3/20/23 at 6:54 pm to
I've watched my RC models plow into the ground and the lithium battery turns into an instant inferno. Not rushing out to buy an ev
Posted by Mahootney
Lovin' My German Footprint
Member since Sep 2008
11875 posts
Posted on 3/20/23 at 7:03 pm to
Rare earth battery materials are scarce comparatively speaking.
Cobalt mining in Africa is horrific.
Green electricity is miniscule.
This whole EV push is crazy and nearly antithetical to the environmental agenda.

The only silver lining is the technical advancements being made in battery density and power.
Specifically in solid state geometry and materials.
Posted by Athis
Member since Aug 2016
11591 posts
Posted on 3/20/23 at 7:15 pm to
Posted by jmarto1
Houma, LA/ Las Vegas, NV
Member since Mar 2008
33921 posts
Posted on 3/20/23 at 7:21 pm to
Nobody seems to have problems eith their cell phones, cordless tools, etc. EVs haven't come close to the amount used they have yet
Posted by Korkstand
Member since Nov 2003
28707 posts
Posted on 3/20/23 at 7:23 pm to
quote:

I've watched my RC models plow into the ground and the lithium battery turns into an instant inferno. Not rushing out to buy an ev
ICE vehicles are at least 10x more likely to catch fire than an EV.
This post was edited on 3/20/23 at 7:24 pm
Posted by fightin tigers
Downtown Prairieville
Member since Mar 2008
73681 posts
Posted on 3/20/23 at 7:29 pm to
quote:

Insurance companies may have to junk your car if your EVs are damaged in a accident



Shocking turn from ICE vehicles that have never had to be junked due to accident.
Posted by keakar
Member since Jan 2017
29999 posts
Posted on 3/20/23 at 7:34 pm to
quote:

write off cars with few miles


miles means nothing on electric cars, there is no engine so there is no engine or drivetrain wear.

the only thing that matter with electric cars is the manufacture date of the battery, thats 60% of the cars total cost
Posted by Tempratt
WRMS Girls Soccer Team Kicks arse
Member since Oct 2013
13342 posts
Posted on 3/20/23 at 7:39 pm to
I have zero desire to buy an EV.
But they might be practical for short trips to Wmt, physicians office or take out.
Useless for road trips.

Having said that I those freaks that deliberately block charging stations are morons.
Posted by SloaneRanger
Upper Hurstville
Member since Jan 2014
7689 posts
Posted on 3/20/23 at 7:56 pm to
At some point it is going to dawn on people just how impractical and destructive it will be to move to widespread use of EVs.
Posted by TDcline
American Gardens building 11th flor
Member since Aug 2015
9281 posts
Posted on 3/20/23 at 8:00 pm to
Bro you're in Louisiana and bitching about high premiums? Baw you need to hit up Gumbo PAC. That's the baws blocking legislative change to Louisiana's amberlance chasing attorneys getting you a hunnit tousant dollaz fo yo axxident. You over here worried about EVs but need to be worried about them gumbo baws

If anything, the article speaks to insurance companies needing to be agile in an evolving market. Did we just do away with manufacturing technologies back in the day bc we wanted to keep knitting sweaters?
This post was edited on 3/20/23 at 8:02 pm
Posted by Strannix
District 11
Member since Dec 2012
48900 posts
Posted on 3/20/23 at 8:25 pm to
All you do is lie
Posted by lsufball19
Franklin, TN
Member since Sep 2008
64604 posts
Posted on 3/20/23 at 8:27 pm to
quote:

Nobody seems to have problems eith their cell phones, cordless tools, etc.

What happens when your cell phone has issues? Do you fix it or buy a new phone?
Posted by DaBike
Member since Jan 2008
9120 posts
Posted on 3/20/23 at 8:27 pm to
Stop point out issues like this with EVs and do what you’re told.
Posted by jmarto1
Houma, LA/ Las Vegas, NV
Member since Mar 2008
33921 posts
Posted on 3/20/23 at 9:01 pm to
Depends on the problem
Posted by Hopeful Doc
Member since Sep 2010
14959 posts
Posted on 3/20/23 at 9:42 pm to
Wait. So they’re more expensive, fragile, and aren’t any more environmentally friendly until well later In their life cycle?
Posted by billjamin
Houston
Member since Jun 2019
12483 posts
Posted on 3/20/23 at 9:47 pm to
This isn't from fender benders. This is the type of damage that would noodle a frame on most vehicles.
Posted by TigerWise
Front Seat of an Uber
Member since Sep 2010
35113 posts
Posted on 3/20/23 at 9:48 pm to
quote:

Shocking turn from ICE vehicles that have never had to be junked due to accident.


You should sit this one out
Posted by Midget Death Squad
Meme Magic
Member since Oct 2008
24540 posts
Posted on 3/20/23 at 10:07 pm to
quote:

This isn't from fender benders


Actually it is. I’ve seen quite a few on the Tesla Reddit subs complaining how their (what we consider) mildly damaged cars are totaled by insurance. It’s not just the battery that’s the issue. Many of the frame parts are extremely expensive to repair, so insurance doesn’t want to deal with it. The premium on my model 3 is about 20% higher than my Cayenne. I was a bit surprised when I first saw this, but I understand why.

EVs are still in their infancy stage. We are not ready for mass adoption. Yes I save a lot of money compared to our minivan we traded in, but there are known risks involved with owning this car. We love it, but we are aware of its limitations and accept that.
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