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Posted on 10/31/23 at 5:48 pm to billjamin
I hope and pray you and anyone else you’ve advised to not get title insurance, have an issue pop up on your home that title insurance would cover and you get stuck holding the bill for a $50,000 judgement.
Posted on 10/31/23 at 5:53 pm to H2O Tiger
quote:
Couldn't have happened to a better group of people
No shite. frick realtors. Slimy cocksuckers.
Posted on 10/31/23 at 5:53 pm to billjamin
quote:
Title attorney's are the worst of all. me: i can has house? Title attorney: that'll be $2000 for me to google the address and another $500 for the insurance policy in case i frick up.
And when the property has all sort of title issues that need to be solved, who finds a solution for those?
It would be nice if a Google search of the address would reveal all of the mortgages, judgments, liens, etc. connected to the property and its owner. Unfortunately, it does not, hence the reason an abstract must be done.
This post was edited on 10/31/23 at 6:03 pm
Posted on 10/31/23 at 6:28 pm to Roll Tide Ravens
These threads bring out all the know it alls and folks who like to paint everyone with the same brush. Sure there are agents out there who are crappy and behave in unethical manner, but I feel that’s no different than a lot of industries. Doctors who order unnecessary tests/medicines, mechanics who make shite up, etc etc
Posted on 10/31/23 at 6:34 pm to TJG210
It’s a completely useless industry
Posted on 10/31/23 at 6:44 pm to Rip Torner
quote:
It’s a completely useless industry
Maybe for some, but 90% of people think they FAR less than they actually do. Left to their own devices each of the sides would cost themselves thousands of dollars. Not to mention the listing side would have to deal with mortgage verification (sorting out issues related to that), showing the property, marketing/staging it, etc.
Posted on 10/31/23 at 7:13 pm to etm512
quote:
If you do the math on the 3% you quickly realize they don't have your best interests at heart. $10k in the sale translates to $300, and while that's nothing to sneeze at, it is minor in the scheme of things for them. They want the sale to happen and happen as quickly as possible so they can move on to the next
The best is when you agree to give a little money back to the buyer after inspections, and realtors push to apply it to offset closing costs instead of reducing the sales price.
Because they would rather protect their commission than lower the buyer’s next tax bill.
Posted on 10/31/23 at 7:15 pm to jbraua
Realtors can go to hell. Slimeballs
Posted on 10/31/23 at 7:23 pm to ned nederlander
quote:
Because they would rather protect their commission than lower the buyer’s next tax bill.
Next tax bill
Wat
Keep the dumb coming in this thread
This post was edited on 10/31/23 at 7:24 pm
Posted on 10/31/23 at 7:30 pm to TigerDeacon
quote:
Here's the idiot in the thread.
Dont worry bro your grift is protected by the largest lobby group in the US.
This post was edited on 10/31/23 at 7:31 pm
Posted on 10/31/23 at 7:31 pm to TJG210
quote:
Left to their own devices each of the sides would cost themselves thousands of dollars.
Oh no. Why would they do that when they could pay a realtor TENS of thousands?
Posted on 10/31/23 at 7:33 pm to Roll Tide Ravens
quote:
And when the property has all sort of title issues that need to be solved, who finds a solution for those?
Why do I have to pay them for a service and also buy insurance for them fricking up? Makes zero sense.
Posted on 10/31/23 at 7:36 pm to Neauxla_Tiger
quote:
But it's optional
I’ve never had a title company let me wave it. So I end up letting the agents pay for it.
Posted on 10/31/23 at 7:37 pm to billjamin
quote:
I’ve never had a title company let me wave it. So I end up letting the agents pay for it.
You definitely don't have to get an owner's policy, but your lender is gonna require it.
You can skip the title insurance if you pay cash.
Posted on 10/31/23 at 7:40 pm to JohnnyKilroy
quote:
You definitely don't have to get an owner's policy, but your lender is gonna require it. You can skip the title insurance if you pay cash
My lender didn’t require it because it wasn’t a traditional loan. The title companies wouldnt take it unless we paid. Which is why we walked and the agents came back and decided to cover it.
This post was edited on 10/31/23 at 7:49 pm
Posted on 10/31/23 at 7:44 pm to TigerDeacon
quote:
Here's the idiot in the thread.
Here's the piece of shite attorney who thinks he's necessary to broker a real estate deal.
Thankfully I live in a state now where there is no attorney-lobbied requirement for an attorney to be involved in a real estate transaction.
Saved me quite a bit of money when I bought my house here.
frick you and all of your ilk.
This post was edited on 10/31/23 at 7:45 pm
Posted on 10/31/23 at 7:48 pm to Centinel
quote:
Here's the piece of shite attorney who thinks he's necessary to broker a real estate deal.
Title attorneys are the lot lizards of the lawyer world. It’s their last option to salvage that JD.
Posted on 10/31/23 at 7:51 pm to billjamin
quote:
Title attorneys are the lot lizards of the lawyer world. It’s their last option to salvage that JD.
I used to think our contract attorneys that we used for our eDiscovery side business were the lowest of the low in the JD world. Then I was introduced to the requirement of title attorneys in South Carolina.
Posted on 10/31/23 at 7:58 pm to TJG210
Many jurisdictions assess a property to the sale price.
Everyone in the deal should want the sale price as low as possible and apply any credits to reduce the sale price rather than offset closing costs.
Everyone in the deal should want the sale price as low as possible and apply any credits to reduce the sale price rather than offset closing costs.
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