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Posted on 5/25/23 at 8:28 pm to diat150
Posted on 5/25/23 at 8:30 pm to yakster
quote:
They are not gonna want to give me anything for it and the replacement prices are astronomical.
Odds are you have an ACV policy, they should give you the value of your truck before it was wrecked. Not what it would cost to go buy a new one.
Posted on 5/25/23 at 9:26 pm to yakster
If this hasn't been covered already (I didn't read every response) look up Hayes v. Allstate. Per the judge's ruling, you must receive the full retail price for your vehicle plus sales tax (assuming you're in Louisiana). If you're unsure of your vehicle's price, check NADA.com (National Automobile Dealer's Association).
I'm sorry your truck is ruined, but maybe this info will somewhat ease the sting of your financial loss.
I'm sorry your truck is ruined, but maybe this info will somewhat ease the sting of your financial loss.
This post was edited on 5/25/23 at 9:29 pm
Posted on 5/25/23 at 9:39 pm to yakster
Based on your information I’m betting your truck is worth probably $8,000.
Two options:
1. Take the cash, find a junkyard bed, replace it yourself. Pocket extra cash.
2. Buy a 1988 Pontiac Firebird
Two options:
1. Take the cash, find a junkyard bed, replace it yourself. Pocket extra cash.
2. Buy a 1988 Pontiac Firebird
Posted on 5/25/23 at 9:43 pm to John88
quote:
Do you have a dashcam?
I first read this as asking if you have one of these:
My bad. Carry on.
Posted on 5/25/23 at 9:47 pm to yakster
Call Gordon baw. 1 call that’s all.
Posted on 5/25/23 at 9:58 pm to Tempratt
quote:
Yep sodomize the insurance company. They’d gladly do it to you.
Most of my life I've been the anti-injury lawsuit guy. Lately I've been questioning that stance. If everyone else is getting 20k for a neck-ache and I'm paying for it in my premium, why shouldn't I get some of what I'm paying into? Maybe if everyone started suing everyone else it would break the system and we can start over.
Posted on 5/25/23 at 10:04 pm to Turnblad85
quote:
Most of my life I've been the anti-injury lawsuit guy. Lately I've been questioning that stance. If everyone else is getting 20k for a neck-ache and I'm paying for it in my premium, why shouldn't I get some of what I'm paying into? Maybe if everyone started suing everyone else it would break the system and we can start over.
Not everyone is getting $20k when the state minimums in Louisiana are $15k, not to mention like 230% of our drivers are uninsured.
Posted on 5/25/23 at 10:13 pm to yakster
quote:
yakster
quote:Name checks out.
Someone hits my truck and it looks like they want to total it. They are not gonna want to give me anything for it and the replacement prices are astronomical. I hate this crap so much. There was nothing wrong with my truck and low mileage on it. Now I gotta come out of pocket to buy another one that I wasn’t ready to buy. I know, life isnt fair yada yada yada.
Posted on 5/25/23 at 10:17 pm to SuperflyLSU
quote:
If the vehicle is new, they'll use "blue book value." If the vehicle is old, they'll use "market value"
In Louisiana, I think NADA is the valuation source by law?
Posted on 5/25/23 at 10:22 pm to yakster
Seriously, don't let them screw you. Don't let them tell you what they will do. Don't sign anything, if what they say they are going to give you isn't acceptable tell them its acceptable. Tell them to come with something better and if they don't you will get a lawyer involved. You got to fight with them.
Posted on 5/25/23 at 10:32 pm to soccerfüt
Crawl back in your hole and suck dirt
Posted on 5/26/23 at 1:00 am to OweO
Don't sign anything, if what they say they are going to give you isn't acceptable tell them its acceptable."
Does not compute....
Does not compute....
Posted on 5/26/23 at 7:01 am to H2O Tiger
quote:
And yet all of you will be in another thread bitching about how your insurance keeps going up.
NEWSFLASH!: Insurance rates are always going to go up regardless of claims filed. The number of claims filed is just usually the excuse for a price increase.
Posted on 5/26/23 at 7:04 am to yakster
I'll ask my pool boy if he can loan you one of his trucks for a bit
Posted on 5/26/23 at 7:13 am to yakster
at least you are lucky - my wifes car got hit on 280 in Birmingham - guy turned into our lane in a chevy pickup - hit the passenger door, and pushed it in, looked at us and drove away. I chased him to the next light and forced him to pull over.
was an undocumented illegal alien, with no DL, no insurance of any kind.
was an undocumented illegal alien, with no DL, no insurance of any kind.
Posted on 5/26/23 at 7:13 am to yakster
You don't have to settle with the first amount they give you.
Their insured hit you.
Their insured hit you.
This post was edited on 5/26/23 at 7:14 am
Posted on 5/26/23 at 7:16 am to Triple Bogey
You got a gap in your brain
Posted on 5/26/23 at 7:25 am to yakster
Drive better.
Keep your head on a swivel, brah.
Keep your head on a swivel, brah.
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