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re: If you are terminally ill, would you max out all the credit cards you can, loans, etc. ?
Posted on 4/10/25 at 11:25 am to JS87
Posted on 4/10/25 at 11:25 am to JS87
quote:
If you are terminally ill, would you max out all the credit cards you can, loans, etc. ?
That's stealing. I'm not going to hell over that
1
Posted on 4/10/25 at 11:29 am to HoustonGumbeauxGuy
quote:
Possible Deniability
i think you mean plausible...Posted on 4/10/25 at 11:30 am to HoustonGumbeauxGuy
quote:
Possible Deniability reigns supreme
Ive never heard of ‘possible deniability’, maybe you meant plausible deniability ?
Edit: What the guy above me said
This post was edited on 4/10/25 at 11:31 am
Posted on 4/10/25 at 11:30 am to JS87
quote:
Would the creditors come after you when you die?
After any assets you leave your family
Posted on 4/10/25 at 11:32 am to JS87
Nope…when you are terminally ill, you’ve got a lot more important things to do than to try to frick someone over.
Posted on 4/10/25 at 11:33 am to LordSaintly
quote:
Wouldn't they just go after your wife?
Not if she isn't on the credit cards. That debt dies with him though she would probably receive calls.
I do feel that if fraud can be proven the companies owed would have a lef to stand on.
Probate would probably be a mess IMO.
quote:
Yes, in most cases, creditors can pursue unsecured debt from a deceased person's estate. However, family members are generally not responsible for the debts of a deceased relative unless they were also a joint account holder, cosigner, or otherwise shared responsibility for the debt. [
This post was edited on 4/10/25 at 11:36 am
Posted on 4/10/25 at 11:37 am to Tortious
quote:
Second, if they knew he was doing it it likely is fraud.
Is it really fraud? People survive all the time with cancer when they are not supposed to. As long as he did lie on any of the applications I wouldn't this it is fraudulent.
Posted on 4/10/25 at 11:37 am to VABuckeye
quote:
Not if she isn't on the credit cards. That debt dies with him though she would probably receive calls.
Which AI law school did you go to?
Posted on 4/10/25 at 11:39 am to JS87
Only a moron with no sense of morality whatsoever and no belief in God would do something as stupid and shitty as this right before death. Obviously, you don’t plan on getting into heaven if you do something like this.
This is as selfish and dishonest as it gets. People really suck sometimes.
If you see nothing wrong with this, there’s nothing that can really be said except that you’re an extremely low-quality human being and that the world will probably be a better place without you.
This is as selfish and dishonest as it gets. People really suck sometimes.
If you see nothing wrong with this, there’s nothing that can really be said except that you’re an extremely low-quality human being and that the world will probably be a better place without you.
This post was edited on 4/10/25 at 11:42 am
Posted on 4/10/25 at 11:46 am to HoustonGumbeauxGuy
quote:
Possible Deniability reigns supreme
Plausible deniability is irrelevant. Community debt is community debt.
Posted on 4/10/25 at 11:47 am to VABuckeye
quote:
or otherwise shared responsibility for the debt.
Like a wife in a community property regime.
Posted on 4/10/25 at 11:49 am to Proximo
quote:
Which AI law school did you go to?
The first part of my post was from first hand experience. I had a relative that died with no assets and a good bit of credit card debt. His wife wasn't on the accounts the credit card companies had no recourse directly at her. The estate yes, her personally, no.
The point is if there is no estate unsecured debt can't be attached to living relatives that aren't on the account.
This post was edited on 4/10/25 at 11:51 am
Posted on 4/10/25 at 11:50 am to JS87
No, of course not.
Dumbass, selfish move.
Dumbass, selfish move.
Posted on 4/10/25 at 11:55 am to pussywillows
lol
Damn voice text!!!
Damn voice text!!!
Posted on 4/10/25 at 11:57 am to cbree88
quote:
Only a moron with no sense of morality whatsoever and no belief in God would do something as stupid and shitty as this right before death. Obviously, you don’t plan on getting into heaven if you do something like this.
This is as selfish and dishonest as it gets. People really suck sometimes.
To be clear, I do agree with your statement.
Posted on 4/10/25 at 11:58 am to JS87
I don’t want to leave my wife and kids with one penny of debt, no secured loans or revolving debt, only assets.
Posted on 4/10/25 at 12:05 pm to Dizz
quote:
Is it really fraud?
Yes and conspiracy to commit it on top - survivors have that going for them too
. That of course all presumes they knew of the scheme and actively participated in it.Posted on 4/10/25 at 12:08 pm to Stinger_1066
quote:
He maxed out a bunch of cards and died with a mountain of debt that never got paid off.
CC companies factor bad debts into their fee structures. Retailers factor cc processing fees into their pricing (even if they add an add'l cc fee to the purchase). At the end of the line, and paying the expense, is the consumer. He may not have paid for it but the rest of us do eventually.
Posted on 4/10/25 at 12:22 pm to LSUBanker
Did you read the part where it said they had no children?
Posted on 4/10/25 at 12:27 pm to hawgndodge
quote:
My grandpa did this a long time ago and took out credit life on all of them.
My dad did this to live on while he was dying. Re-fi'd the house with credit life to pay it off.
I still can't see why the bank would do such a thing, but they did.
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