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Message
I now understand the American car market
Posted on 9/5/26 at 6:44 pm
Posted on 9/5/26 at 6:44 pm
While waiting for this LSU game to come on, I saw a Chevy ad that advertised 0% financing over 60 months. Gotta’ say, that’s a good deal. But…
You’re buying from a shite company that has unions. In other words, that company has lazy employees with guns pointed at Chevy’s head, which has become a breeding ground for entitlement, added costs, and unreliability passed on to the consumer…. Why? Because unionized employees can produce questionable quality without recourse.
If it’s too good to be true, it is. The only way Chevy and Ford can stay competitive is through 0% financing that they advertise every year.
So if you’re a baw that drives a truck, buy used Toyotas until Toyota gets their shite together and moves production to Japan.
You’re buying from a shite company that has unions. In other words, that company has lazy employees with guns pointed at Chevy’s head, which has become a breeding ground for entitlement, added costs, and unreliability passed on to the consumer…. Why? Because unionized employees can produce questionable quality without recourse.
If it’s too good to be true, it is. The only way Chevy and Ford can stay competitive is through 0% financing that they advertise every year.
So if you’re a baw that drives a truck, buy used Toyotas until Toyota gets their shite together and moves production to Japan.
This post was edited on 9/5/26 at 6:46 pm
19
Posted on 9/5/26 at 6:47 pm to VooDude
You should really try some weed. Or maybe a daily anti-anxiety pill.
Posted on 9/5/26 at 6:49 pm to VooDude
Your suggestion is to pay interest on a loan for a used product, which actually has higher interest rates due to being used, vs getting 0% financing on a new ride?
If we amortize it, what happens if the finance charges make both options cost the same in the end?
If we amortize it, what happens if the finance charges make both options cost the same in the end?
This post was edited on 9/5/26 at 6:49 pm
Posted on 9/5/26 at 6:52 pm to stout
quote:
Your suggestion is to pay interest on a loan for a used product, which actually has higher interest rates due to being used, vs getting 0% financing on a new ride? If we amortize it, what happens if the finance charges make both options cost the same in the end?
At least it will last with minimal maintenance over 100k, let alone 500k miles. Unions destroy companies. Literally cancer.
This post was edited on 9/5/26 at 6:53 pm
Posted on 9/5/26 at 6:54 pm to VooDude
quote:
a shite company that has unions. In other words, that company has lazy employees with guns pointed at Chevy’s head
USA corporations have CEO's making 300 times what the lowest employee makes. In Japan, they are limited, by law, to 30x. Japanese CEO's have incentive to get the floor sweeper higher pay.
ETA Chevy's CEO makes $30 million per year.
This post was edited on 9/5/26 at 6:55 pm
Posted on 9/5/26 at 6:55 pm to VooDude
Posted on 9/5/26 at 6:56 pm to VooDude
My business truck is an F250. Just rolled 100K with zero issues
I gave one of my workers an old work truck we had years ago. My crews beat it up, but he needed a personal ride. It's still rolling with over 350K miles on it. Its a 2005 Chevy
In short, you aren't wrong about unions but you are being very hyperbolic and don't understand financing and why your suggestion is dumb
I gave one of my workers an old work truck we had years ago. My crews beat it up, but he needed a personal ride. It's still rolling with over 350K miles on it. Its a 2005 Chevy
In short, you aren't wrong about unions but you are being very hyperbolic and don't understand financing and why your suggestion is dumb
This post was edited on 9/5/26 at 6:58 pm
Posted on 9/5/26 at 7:00 pm to VooDude
I got a Ford with 0% interst on the financing. I put my 20k down payment in a mutual fund as well. The truck was 7 or 8k cheaper than the Toyota I was going to buy plus I'm saving on interest. 120k miles on just regular maintenence. I can cover a motor/tranny swap and still have come out ahead.
Hopefully I'll be able to buy my next vehicle cash (unless I can find 0% financing again) with the 20k+growth.
Hopefully I'll be able to buy my next vehicle cash (unless I can find 0% financing again) with the 20k+growth.
This post was edited on 9/5/26 at 7:03 pm
Posted on 9/5/26 at 7:01 pm to stout
quote:Exactly, time to sell your fleet. How’s your business doing with such short term foresight?
My business truck is an F250. Just rolled 100K with zero issues
This post was edited on 9/5/26 at 7:02 pm
Posted on 9/5/26 at 7:03 pm to VooDude
Yes, but purely for write-off purposes
Not because the truck wouldn't easily last for another 100K + miles
Enjoy paying finance charges on a used vehicle vs getting a free loan on a new ride, Dave Ramsey
Been self-employed for 25 years now. Some might call that a success
Not because the truck wouldn't easily last for another 100K + miles
Enjoy paying finance charges on a used vehicle vs getting a free loan on a new ride, Dave Ramsey
quote:
How’s your business doing with such short term foresight?
Been self-employed for 25 years now. Some might call that a success
This post was edited on 9/5/26 at 7:05 pm
Posted on 9/5/26 at 7:07 pm to VooDude
look at all the union cucks that are upset at facts.
Posted on 9/5/26 at 7:07 pm to stout
quote:
Yes, but purely for write-off purposes Not because the truck wouldn't easily last for another 100K + miles Enjoy paying finance charges on a used vehicle vs getting a free loan on a new ride, Dave Ramsey
Respect on the tax loopholes that will likely be above my head, but we’re talking about normal baws that work a 9-5 without equity in a company.
Posted on 9/5/26 at 7:08 pm to jnethe1
quote:This guy thinks.
look at all the union cucks that are upset at facts.
Posted on 9/5/26 at 7:08 pm to VooDude
quote:True. But the "conservatives" on this site will downvote you. Jimmy Carter "conservatives" are what they are.
Unions destroy companies. Literally cancer.
Posted on 9/5/26 at 7:10 pm to stout
quote:
My business truck is an F250. Just rolled 100K with zero issues
Ex wife bought a 19’ platinum Expedition, 84k sticker I believe and the extended warranty to 100k miles.
Warranty just ended 4 months ago. Engine making a rattling noise when it starts. Mechanic said it’s needs cam phasers and timing chain replaced. Very well known problem with that v6 eco boost engine. 8k fix.
Almost 90k invested and couldn’t make it to 90k miles. Pretty sad.
This post was edited on 9/5/26 at 7:12 pm
Posted on 9/5/26 at 7:10 pm to Hangit
quote:So?
USA corporations have CEO's making 300 times what the lowest employee makes
quote:You are a government regulation loving cock sucker. More government!!!!!
In Japan, they are limited, by law, to 30x.
Posted on 9/5/26 at 7:10 pm to VooDude
You know Tesla offers low financing too? I think they offer 0.99% when you finance with them.
How does your logic work there?
How does your logic work there?
Posted on 9/5/26 at 7:11 pm to Jake88
quote:
True. But the "conservatives" on this site will downvote you. Jimmy Carter "conservatives" are what they are.
I worry sometimes that LA has become a state of handouts and government subsidies.
Posted on 9/5/26 at 7:11 pm to BACONisMEATcandy
quote:
You know Tesla offers low financing too? I think they offer 0.99% when you finance with them. How does your logic work there?
No thanks.
Posted on 9/5/26 at 7:13 pm to VooDude
I’ve dealt with the lazy unions enough to know they claim they are the best of the best and have the best training. Yet routinely suck at their jobs and fail.
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