- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Coaching Changes
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
re: How much savings do you have?
Posted on 8/29/25 at 5:49 pm to muttenstein
Posted on 8/29/25 at 5:49 pm to muttenstein
Untouchable savings in 401k and retirement? Plenty
Emergency savings immediately available in case I get laid off? We’re fricked, could maybe pay the mortgage for 4 months without drawing upon the untouchables
Colorado is a high living state, mortgage payment is a bitch
Emergency savings immediately available in case I get laid off? We’re fricked, could maybe pay the mortgage for 4 months without drawing upon the untouchables
Colorado is a high living state, mortgage payment is a bitch
0
Posted on 8/29/25 at 6:03 pm to muttenstein
6 months for rainy day.
Knock on wood. Never needed it.
So, my experience and advice…get 3 months in money market or similar and another 3months invested VTSAX, for example.
Let those little investment soldiers fight for you while you don’t need a new roof.
Knock on wood. Never needed it.
So, my experience and advice…get 3 months in money market or similar and another 3months invested VTSAX, for example.
Let those little investment soldiers fight for you while you don’t need a new roof.
Posted on 8/29/25 at 6:05 pm to ell_13
$3.50
Posted on 8/29/25 at 6:12 pm to muttenstein
I didn’t feel comfortable until I had 5x my base salary in relatively liquid holdings. I keep 2x base salary in cash at all times. I’ve felt like I was about to be fired at least weekly for nearly a decade.
This post was edited on 8/29/25 at 6:14 pm
Posted on 8/29/25 at 6:12 pm to SuperSaint
quote:
you putting in some of those low to the ground shitters so you can quit needing a step stool?
1st thing I did when I bought my house in Spring was rip out all the toilets and put in elongated bowls chair height toilets.
Did want to be using a used toilet with the small arse bowl.
Posted on 8/29/25 at 6:15 pm to FieldEngineer
quote:
I’m poor because I do backdoor Roth contributions after maxing my traditional 401k?
Maybe not, but you are stupid because you can’t read
Posted on 8/29/25 at 6:15 pm to muttenstein
2 years worth and i save a months worth every month.
Posted on 8/29/25 at 6:16 pm to The Third Leg
quote:
I didn’t feel comfortable until I had 5x my base salary in relatively liquid holdings. I keep 2x base salary in cash at all times. I’ve felt like I was about to be fired at least weekly for nearly a decade.
You do whatever you need for your own peace of mind, but that is a substantial amount of money that has missed out on potential growth.
Posted on 8/29/25 at 6:16 pm to muttenstein
Tree Fiddy
~ 3.50 : It won't even buy a Po Boy these days
~ 3.50 : It won't even buy a Po Boy these days
Posted on 8/29/25 at 6:18 pm to Mingo Was His NameO
quote:
Maybe not, but you are stupid because you can’t read
Didn’t notice traditional at first, but I can contribute to a traditional Roth if I want.
I’ve actually been thinking about it. My taxable retirement savings far outweighs my Roth. It’s probably fine, but it’d be nice to have some tax free income in retirement.
Posted on 8/29/25 at 6:19 pm to muttenstein
Too much in HYSA and Money Market but I’ll be buying a house soon. Need down payment
Posted on 8/29/25 at 7:06 pm to muttenstein
6 years but my expenses are VERY low.
Posted on 8/29/25 at 7:08 pm to muttenstein
At least a year.
This post was edited on 8/29/25 at 7:09 pm
Posted on 8/29/25 at 7:22 pm to HempHead
Nah. Lot of it has pulled 4-5% sitting in a ETF tied to the treasury. Nominal price fluctuations and monthly dividend. Can liquidate it anytime. I like not having any concerns about cash flow, I always have cash to push into downturns like Covid and this April, and I have the vast majority of our net worth deployed.
This post was edited on 8/29/25 at 7:23 pm
Posted on 8/29/25 at 7:24 pm to muttenstein
quote:
How much savings do you have?
Granted, my expenses are now minimal, but I have 1 year's worth of savings for my emergency fund. I'm fine with it not making any money for me.
Posted on 8/29/25 at 7:38 pm to Will Cover
quote:
I'm fine with it not making any money for me.
Even 4% or so in HYSA? Seems like free money and no risk to me.
Posted on 8/29/25 at 8:56 pm to muttenstein
$10,000 Venmo, $80,000 checking, $1.1 million in HYCD accounts. Mature early February 2026.
I stay that liquid to help my niece and the few friends I have. I don’t invest because I don’t need the stress. Come February I have a decision to make. I’m making $30,000/yr SS and another $40,000+ interest.
I stay that liquid to help my niece and the few friends I have. I don’t invest because I don’t need the stress. Come February I have a decision to make. I’m making $30,000/yr SS and another $40,000+ interest.
Posted on 8/29/25 at 9:11 pm to Higgysmalls
quote:This is stupid
Couple hundred thousand in bank
quote:Ok yea this is even more stupid
Also my inlaws are loaded and said we don't have to worry about saving money for retirement
Posted on 8/30/25 at 4:18 am to muttenstein
I have this much in savings
This post was edited on 8/30/25 at 4:20 am
Posted on 8/30/25 at 4:46 am to artompkins
We gonna have to race.
Page 4 of 6
Popular
Back to top
Follow TigerDroppings for LSU Football News