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How much do you have in savings?

Posted on 2/12/19 at 3:31 pm
Posted by Green Chili Tiger
Lurking the Tin Foil Hat Board
Member since Jul 2009
47612 posts
Posted on 2/12/19 at 3:31 pm
I'm talking a regular savings account. Cash you can access reasonably quickly. Not 401K or IRA.

Do you have a "Do Not Go Below" line that you like to keep?


I have $26,847.15 right now. My "Do not go below" is $15K.
Posted by SECdragonmaster
Order of the Dragons
Member since Dec 2013
16222 posts
Posted on 2/12/19 at 3:32 pm to
This thread will have zero lies in it.

I will start by disclosing my $439,745.00 in a a few interest only accounts. The real money is invested.

No lies gents.

This post was edited on 2/12/19 at 3:33 pm
Posted by TDsngumbo
Alpha Silverfox
Member since Oct 2011
41622 posts
Posted on 2/12/19 at 3:32 pm to
I want so much money in investments that I can afford to lose out on potential earnings by keeping over $26,000 in low-interest savings accounts.
Posted by Boudreaux35
BR
Member since Sep 2007
21500 posts
Posted on 2/12/19 at 3:32 pm to
14 quarters
Posted by StringedInstruments
Member since Oct 2013
18414 posts
Posted on 2/12/19 at 3:33 pm to
$16k but only really started two years ago.
Posted by LaBR4
Baton Rouge
Member since Sep 2005
50819 posts
Posted on 2/12/19 at 3:33 pm to
About 350k
Posted by TheFonz
Somewhere in Louisiana
Member since Jul 2016
20394 posts
Posted on 2/12/19 at 3:33 pm to
More than the average federal employee apparently.
This post was edited on 2/12/19 at 3:34 pm
Posted by fallguy_1978
Best States #50
Member since Feb 2018
48561 posts
Posted on 2/12/19 at 3:33 pm to
$350
Posted by HollyWoodCole
CA
Member since Nov 2017
1255 posts
Posted on 2/12/19 at 3:34 pm to
Not enough to wow TD
Posted by NYCAuburn
TD Platinum Membership/SECr Sheriff
Member since Feb 2011
57002 posts
Posted on 2/12/19 at 3:35 pm to
quote:

Cash you can access reasonably quickly


Are we including my bitcoin purse in this?
Posted by arseinclarse
Algiers Purnt
Member since Apr 2007
34412 posts
Posted on 2/12/19 at 3:36 pm to
I've invested everything I have in td.com


Posted by tilco
Spanish Fort, AL
Member since Nov 2013
13480 posts
Posted on 2/12/19 at 3:36 pm to
$3.50
Posted by Green Chili Tiger
Lurking the Tin Foil Hat Board
Member since Jul 2009
47612 posts
Posted on 2/12/19 at 3:36 pm to
I was talking to a guy the other day and he said the most he had ever had in savings was $2k. That's baffling to me. Between home/car/health issues you could easily need to access, at MINIMUM, $5K with zero notice.
This post was edited on 2/12/19 at 3:37 pm
Posted by Cole Beer
Baton Rouge
Member since Aug 2008
4584 posts
Posted on 2/12/19 at 3:36 pm to
$1900 in my checking

$3900 left on my credit card
Posted by Displaced
Member since Dec 2011
32712 posts
Posted on 2/12/19 at 3:42 pm to
We keep $10k in easily accessible in a savings account. And even that is typically tied up in short term CDs

Any more and I feel we aren't maximizing our earning potential.
This post was edited on 2/12/19 at 3:43 pm
Posted by Winston Cup
Dallas Cowboys Fan
Member since May 2016
65497 posts
Posted on 2/12/19 at 3:43 pm to
i keep all my money in checking. i dont see the point of a savings account
Posted by Flynn2Bryd
Member since Sep 2015
606 posts
Posted on 2/12/19 at 3:43 pm to
100 dollars...but I gotta pay off a traffic camera ticket so really $25..in college fwiw
Posted by Four Leaf Tayback
Member since Aug 2017
1621 posts
Posted on 2/12/19 at 3:45 pm to
In my savings I try not to go below $24k.

Most of my $ is invested.

I’ve also invested in land the last couple of years which I think is the best decision I could’ve made. My brothers and I own right at 1k acres in Waterproof, La that was passed down to us.

I also purchased right at 300 acres near the LA/MS line on the Amite River that I own outright myself.

Both properties are for recreation (hunting) but if I ever got in a bind I could sell my share in Waterproof to my brothers and put the 300 acres I bought on the market.

I’ve been blessed and have a great job but the reason I’ve been able to do this at a young age is because I don’t have children like a lot of people my age.

I’m hoping to buy another good size piece of land in the next 5-6 years.
Posted by Tempratt
WRMS Girls Soccer Team Kicks arse
Member since Oct 2013
13361 posts
Posted on 2/12/19 at 3:45 pm to
I had $31m in bitcoin but that dude croaked with the password.
Posted by TDsngumbo
Alpha Silverfox
Member since Oct 2011
41622 posts
Posted on 2/12/19 at 3:45 pm to
quote:

I've invested everything I have in td.com


I bought at IPO and have made a hefty chuck of change. I'm holding out for a few more years.
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