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Message
How does someone use my stolen credit card info?
Posted on 8/5/19 at 5:41 pm
Posted on 8/5/19 at 5:41 pm
So Capital One just called me and asked me if I have been spending money at all these random gas stations in California. I said NO. I then check my credit card account and all these transactions for $125 are being made at random Shell Stations, Chevron Stations and other gas stations in the Los Angeles area. Totaling over $4000. WTF? My credit card sits in a drawer, I never even take it out with me since all I use it for is auto bill pay transactions to get the points and pay the balance in full each statement.
My question is how could someone steal the information first of all, and second, even if someone successfully stole my info, how could someone use this information at gas stations without the physical card? Perfect $125 transactions every time.
My question is how could someone steal the information first of all, and second, even if someone successfully stole my info, how could someone use this information at gas stations without the physical card? Perfect $125 transactions every time.
15
Posted on 8/5/19 at 5:43 pm to airlinehwypanhandler
You might just qualify for a $125 award for having your information leaked
Posted on 8/5/19 at 5:43 pm to airlinehwypanhandler
Inside job man.
Posted on 8/5/19 at 5:43 pm to airlinehwypanhandler
They change the magnetic strip on a different card so it has your cards information
Posted on 8/5/19 at 5:44 pm to airlinehwypanhandler
Some tranny hacked capital one a while back and probably used your card to buy tranny stuff.
Posted on 8/5/19 at 5:45 pm to airlinehwypanhandler
quote:
I then check my credit card account and all these transactions for $125 are being made at random Shell Stations, Chevron Stations and other gas stations in the Los Angeles area.
how could someone use this information at gas stations without the physical card? Perfect $125 transactions every time.
Posted on 8/5/19 at 5:45 pm to airlinehwypanhandler
quote:
My question is how could someone steal the information first of all, and second, even if someone successfully stole my info, how could someone use this information at gas stations without the physical card? Perfect $125 transactions every time
If you have any online presence you are likely getting emails weekly about data breaches etc. Your information isn't secure on any of the places you input it unfortunately
This post was edited on 8/5/19 at 5:47 pm
Posted on 8/5/19 at 5:46 pm to airlinehwypanhandler
quote:
airlinehwypanhandler
Dunno man but it’s going to take a few days of work for you to recoup your losses.
Posted on 8/5/19 at 5:47 pm to TigerBandTuba
quote:
They change the magnetic strip on a different card so it has your cards information
This makes sense.
Also trying to figure out how my info gets stolen in the first place. I rarely ever buy anything online but did buy something from Amazon last week.
Posted on 8/5/19 at 5:50 pm to TigerBR1111
quote:
airlinehwypanhandler
quote:
Dunno man but it’s going to take a few days of work for you to recoup your losses.
Posted on 8/5/19 at 5:53 pm to airlinehwypanhandler
Mihai Ionescu got you.
Posted on 8/5/19 at 5:55 pm to airlinehwypanhandler
quote:The tranny Cap One hacker was a former Amazon data worker. Seattle TV News
did buy something from Amazon last week.
quote:
The 33-year-old former Amazon software engineer accused of hacking Capitol One made little effort to hide her actions.
Posted on 8/5/19 at 5:57 pm to airlinehwypanhandler
quote:
My question is how could someone steal the information first of all
Its literally been in the news quite alot the last week. You'd almost have to try and not see it.
quote:
could someone use this information at gas stations without the physical card?
Its quite easy to magnetize a blank card and replicate 2 of the 4 data tracks, which is all most older card readers need to verify.
This is why we're all transitioning to chip & pin
Posted on 8/5/19 at 8:03 pm to airlinehwypanhandler
My Norton Lifelock sent me a data breach alert...
Up to 100 million in U.S. affected by capital one breach.
Sounds like they got Hacked.
You can find out what you need to do here...
Capital One data breach: what you can do following banking hack
C/net link
Up to 100 million in U.S. affected by capital one breach.
Sounds like they got Hacked.
You can find out what you need to do here...
Capital One data breach: what you can do following banking hack
C/net link
Posted on 8/5/19 at 8:11 pm to Uncle Stu
The European Union seems to lead the way on secure payment things. It’s not common that you give your card to a waiter to run off with the card. They have the pay at the table terminals.
PSD2 is their latest and greatest secure payment idea which is a 2 factor authentication. Given the current technology there’s no reason a pin can’t be sent quickly with a 4 byte code to validate the transaction. The “psd2” is going the direction of asking a stagnant question like for your mothers maiden name or fathers middle name.
PSD2 is their latest and greatest secure payment idea which is a 2 factor authentication. Given the current technology there’s no reason a pin can’t be sent quickly with a 4 byte code to validate the transaction. The “psd2” is going the direction of asking a stagnant question like for your mothers maiden name or fathers middle name.
Posted on 8/5/19 at 8:19 pm to WhiskeyThrottle
I see where you are going with this dropping. You are setting up a payment from capful one because you saw it in the news last week. How did you not know they were hacked? I believe it was the largest ever.
Posted on 8/5/19 at 8:55 pm to airlinehwypanhandler
They easily create a new card(s) and sell the CC number to others.
Posted on 8/6/19 at 7:20 am to airlinehwypanhandler
quote:
how could someone steal the information first of all
car skimmers at gas stations etc...
In my case they used the info to buy about 36 $500 gift cards at Walgreens.
Posted on 8/6/19 at 7:29 am to airlinehwypanhandler
Vice has a whole story on it.
First they take any blank card.
Then they use a machine to punch the numbers on it.
Then another machine adds the digital info to the stripe.
From just having your credit card number they make a clone of your card.
This video from Vice explains it and will piss you off.
LINK
First they take any blank card.
Then they use a machine to punch the numbers on it.
Then another machine adds the digital info to the stripe.
From just having your credit card number they make a clone of your card.
This video from Vice explains it and will piss you off.
LINK
This post was edited on 8/6/19 at 7:31 am
Posted on 8/6/19 at 7:39 am to airlinehwypanhandler
quote:
pay the balance in full each statement.
Nobody is impressed.
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