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Started By
Message
re: Healthcare in this country is a bunch of absolute crap for those who actually pay for it.
Posted on 9/29/23 at 11:32 am to DiamondDog
Posted on 9/29/23 at 11:32 am to DiamondDog
I’m a doctor and don’t have health insurance b/c obama made it unaffordable. Took my son for an X-ray that I wrote the order for at a local hospital. The bill was $508 dollars. No doctor visit, nothing else. Just an X-ray
2
Posted on 9/29/23 at 11:35 am to rockford177
quote:
I’m a doctor and don’t have health insurance b/c obama made it unaffordable.
Can you explain how this happened? I’m not saying you’re wrong, I am generally curious to hear a Dr perspective on it.
Posted on 9/29/23 at 11:38 am to DiamondDog
Don’t pay it. Medical debt doesn’t appear on a credit report. frick em
Posted on 9/29/23 at 11:40 am to Salmon
quote:
- trying to cut up/move very large branch at our house so I can mow the yard at our house that is under construction
- battery powered chainsaw goes dead
- the house still does not have power due to construction, so I cannot charge battery
- ask my wife to help me move the branch out of the way (think 10" diameter and 20' long)
- she can't pick it up
- I tell her to get out of the way, I'll "walk" it to where I want it by moving one end at the time
- I assume she heard/understood me
- she attempts to be strong independent woman and still attempting to pick up the other end
- I carry my end around and its heavy as shite so I throw it down as soon as possible
- I didn't know she was bent over on the other end still trying to pick it up
- energy transfers down the branch and her end pops up and upper cuts her perfectly
- she goes unconscious for 30 seconds
- I think I just killed my wife in front of our kids
- She wakes up but doesn't remember anything about where we are or what day it was
- go to ER
- horrified the doc is going to call the cops because when he asks what happened she just points to me because she doesn't remember anything
- learn my wife has a stronger jaw than me because somehow it didn't break her jaw, but she is heavily concussed
- buy flowers and shite for a week
I was hiking in the woods one time with my ex gf, and we are on a slope, and I grabbed a tree to brace myself for a second. That lodged a very large branch from the top of the tree, and it fell right on top of my ex's head. It didn't knock her out, but left a grapefruit sized welt on her noggin. She was in a daze. We made it back to the car, and went to the hospital. I definitely got plenty of suspicious looks, and was a little insecure when explaining what happened to her parents. She ended up being fine, probably a mild concussion.
Posted on 9/29/23 at 11:40 am to Salmon
quote:Holy moly, that's pretty wild. Glad she's ok.
- energy transfers down the branch and her end pops up and upper cuts her perfectly
- she goes unconscious for 30 seconds
- I think I just killed my wife in front of our kids
- She wakes up but doesn't remember anything about where we are or what day it was
- go to ER
- horrified the doc is going to call the cops because when he asks what happened she just points to me because she doesn't remember anything
- learn my wife has a stronger jaw than me because somehow it didn't break her jaw, but she is heavily concussed
- buy flowers and shite for a week
Too much to ask for you to post the neighbor's Ring doorbell camera footage?
That's pretty scary though.
Posted on 9/29/23 at 11:40 am to 777Tiger
quote:
my wife, no pics, spent a few years working in the medial profession, and a few of those dealing with the insurance side, so she speaks the language, years ago her mother spent almost two months in the ICU with no ability to pay out of pocket costs before she eventually died, negotiated away, a few years later her brother was terribly injured in a motorcycle wreck a few states away with no one to take care of him while he was rehabbing, she was able to get him a medi-flight on a corporate jet to where we live for zero out of pocket, every time we get a medical bill she'll look at it and if it doesn't look right to her she'll call the office and ask them to change to code and refile, there are ways around it
is it really this easy? Do you have to "speak the language?"
Posted on 9/29/23 at 11:41 am to jbird7
Sure. I am a private practice PCP. The system as a whole is screwed. In 2009 when Nancy Pelosi and the other assholes shoved Obamacare down your throat, they went on a nationwide tour to sell this crap. I remember her looking at the audience saying “your health care cost will not increase one cent”. Well, when you pump in 50 million non-cart pushers into the insurance market, it fricked anyone who works for a living. I paid $45 a month for health insurance in 2002. I don’t qualify for the market having a small business
Posted on 9/29/23 at 11:44 am to jbird7
quote:they wouldn’t be. That is just political bs.
I want is people like AOC pelosi and McConnell in charge of my health
I am not necessarily in favor, in fact I am not in favor of socialism in any fashion. But our current system isn’t as stellar as we try to pretend.
Posted on 9/29/23 at 11:47 am to Death Before Disco
quote:
but the hospital will use a 3rd party contract anesthesiologist and MRI technician, neither of which are covered by your insurance, so you take the hit.
The hospital doesn't do the physician's billing. They have no clue what ins they are contracted with.
Posted on 9/29/23 at 11:48 am to jbird7
quote:
Still better than having the govt in charge of your healthcare
Eh, VA took care of my issue faster than my private did. We are getting bamboozled and are told to love it.
Posted on 9/29/23 at 11:49 am to Aubie Spr96
quote:
Pre-Obamacare our individual family plan from BC/BS was $400/month with a reasonable deductible.
Post-Obamacare, the exact same plan was $2000/month with increased deductible and less coverage.
Don't you know the gov't said that old plan was substandard? It didn't cover all kinds of things that you didn't want it to, but Big Brother says you need.
Posted on 9/29/23 at 11:54 am to shel311
quote:
I worked in Access and/or accounting for 2 large hospitals for 17 years.
Payment plans are certainly always an option, but not at a discount. You're offered a discount if you can pay in full either day of or within X amount of days after your visit.
But I've never heard of payment plans and a discount
Sort of true. Correct that payment plans and discounts aren't offered jointly. But if you say you can only pay $10 per month and pay that to them, eventually they will likely write off the account because it's not work the work and cost of sending out the bill each month. I see that happen with our CBO quite often.
Posted on 9/29/23 at 11:55 am to 777Tiger
quote:
in the medical field this seems to be the case
It only seems to be the case because you ignore the costs being passed on to the payers.
Posted on 9/29/23 at 12:00 pm to Salmon
quote:
- she can't pick it up
- I tell her to get out of the way, I'll "walk" it to where I want it by moving one end at the time
- I assume she heard/understood me
- she attempts to be strong independent woman and still attempting to pick up the other end
- I carry my end around and its heavy as shite so I throw it down as soon as possible
100% it was more like...
- Fine. Get out of the way and I'll do it myself.
- Whether she heard you or not...she was determined that she'd try to prove you wrong and do it anyway.
- You're pissed that she's not strong enough and start throwing that branch around...
At least that's more like how things always went at my house!
Posted on 9/29/23 at 12:15 pm to Chef Curry
quote:
They’re all trash. My wife and I had a baby this year and the amount of piecemeal bills they send is unbelievable. There’s absolutely no way to figure out what’s what and if the amount they’re asking you to pay is correct. Why are doctor visits/surgeries/procedures the only thing we “purchase” without knowing the price first?
On our second I didn’t have to pay anything up front. The hospital, which my MiL works at and knows a bunch of people in billing, actually told us not to pay anything when the bills start coming in. I got bills for three months, for the same stuff, all were different amounts. My insurance rejected my son’s hearing test because we share the same first name and the hospital filed it under the wrong person. (Why would a 37 year old need an infant hearing test?)
Posted on 9/29/23 at 12:23 pm to Salmon
quote:
- trying to cut up/move very large branch at our house so I can mow the yard at our house that is under construction
- battery powered chainsaw goes dead
- the house still does not have power due to construction, so I cannot charge battery
- ask my wife to help me move the branch out of the way (think 10" diameter and 20' long)
- she can't pick it up
- I tell her to get out of the way, I'll "walk" it to where I want it by moving one end at the time
- I assume she heard/understood me
- she attempts to be strong independent woman and still attempting to pick up the other end
- I carry my end around and its heavy as shite so I throw it down as soon as possible
- I didn't know she was bent over on the other end still trying to pick it up
- energy transfers down the branch and her end pops up and upper cuts her perfectly
- she goes unconscious for 30 seconds
- I think I just killed my wife in front of our kids
- She wakes up but doesn't remember anything about where we are or what day it was
- go to ER
- horrified the doc is going to call the cops because when he asks what happened she just points to me because she doesn't remember anything
- learn my wife has a stronger jaw than me because somehow it didn't break her jaw, but she is heavily concussed
- buy flowers and shite for a week
Upvote Baw
Posted on 9/29/23 at 12:37 pm to DiamondDog
Yea it's unfair but life is unfair. I thought most of y'all aren't in favor of gubment handouts
Posted on 9/29/23 at 12:44 pm to Macfly
quote:
Hospitals are notorious for making bills available without any adjustment from insurance.
Dealing with this now
Told me before surgery it would be 2500.00 after insurance
Made me pay 1600.00 before surgery
Got my EOB in, my portion was 600.00
Now I’m trying to get my 1k back & it has to move through their accounting dept for approval, could take up to a month before I get my money
Posted on 9/29/23 at 12:54 pm to Cosmo
quote:Please cite the statute that says it is illegal for a hospital to ask for an ID.
Illegal to ask for ID
I'll wait.
Posted on 9/29/23 at 1:28 pm to FearTheFish
quote:Yea, not illegal. I'm assuming he just meant not required to be seen in an ED.
Please cite the statute that says it is illegal for a hospital to ask for an ID.
I'll wait.
His other point was pretty spot on. Every ED I've been a part of, you know darn well if someone is faking a name to get out of a bill, but there was never anything that could be done about it. You still had to see them.
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