- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
re: Healthcare in this country is a bunch of absolute crap for those who actually pay for it.
Posted on 9/29/23 at 9:00 am to ronricks
Posted on 9/29/23 at 9:00 am to ronricks
quote:
The Obese and Illegal Immigrants who use Hospital Emergency rooms as primary care doctors are making healthcare costs skyrocket. Eliminate those two groups and insurance company profits would go significantly up.
FIFY - Insurance rates, like price increases, are NEVER going down.
1
Posted on 9/29/23 at 9:00 am to LaLadyinTx
quote:
Herein lies the problem. I truly believe that all these other countries actually get better health and wellness care than we do here in the US.
For the everyday person and ache & pain, this may be the case. But there have been a number of stories about people in the hospitals for something complicated, and they were not able to do any further for the patient. Their family attempted to seek 2nd opinions and were denied. Even a few extreme cases where death was inevitable, and the relatives wanted to take the patient to another country as a last hope and was denied and even arrested for trying to remove the patient from the hospital (was non-contagious).
Cananda is apparently starting to push death as the solution for elderly patients if the illness requires a long-term treatment plan.
Posted on 9/29/23 at 9:02 am to DiamondDog
Be thankful you can afford to pay it
Posted on 9/29/23 at 9:02 am to DiamondDog
Years ago back in college(context is I was poor AF), I went to go get an ingrown toenail removed. I made absolutely sure that the clinic was covered by my insurance. They reassured me that it was.
So when I got a bill in the mail telling me I had to pay $500 or so dollars, I was pissed. As it turns out, my insurance covers the clinic but the doctor who did the procedure worked freelance....so my insurance did not cover the doctor.
I through an absolute fricking fit. Ended up telling them the only payment that I'll agree to is $10/month until it's paid off. They can't send you to collections if you're actively paying. They called back a day later to tell me "they figured out how to make it work" and that I just had to pay the co-pay. I had already paid that but decided not to push my luck.
Healthcare and insurance in this country is absolutely fricked.
So when I got a bill in the mail telling me I had to pay $500 or so dollars, I was pissed. As it turns out, my insurance covers the clinic but the doctor who did the procedure worked freelance....so my insurance did not cover the doctor.
I through an absolute fricking fit. Ended up telling them the only payment that I'll agree to is $10/month until it's paid off. They can't send you to collections if you're actively paying. They called back a day later to tell me "they figured out how to make it work" and that I just had to pay the co-pay. I had already paid that but decided not to push my luck.
Healthcare and insurance in this country is absolutely fricked.
Posted on 9/29/23 at 9:04 am to LaLadyinTx
quote:
Nobody is paying $10 for an aspirin.
DiamondDog is about to
Posted on 9/29/23 at 9:04 am to Weekend Warrior79
quote:
See how much they charged your insurance company, and how much they reduced that bill from the insurance company.
They didn't reduce the bill out of the goodness of their hearts. In order to have the business of those patients, the insurance company required them to have a contract and agree to take X per day, fee screen amount, etc.
This post was edited on 9/29/23 at 9:11 am
Posted on 9/29/23 at 9:06 am to DiamondDog
Google the hospital charity care policy, it’ll be on their website. It’ll give you the payment plan options and shed light on their charity care by FPG (federal poverty guidelines).
Most hospitals do zero interest payment plans and most have a policy where they don’t submit delinquent patient payments to credit bureaus.
In other words, you can just not pay it if you want
Source: I’m a healthcare consultant for large health systems.
Most hospitals do zero interest payment plans and most have a policy where they don’t submit delinquent patient payments to credit bureaus.
In other words, you can just not pay it if you want
Source: I’m a healthcare consultant for large health systems.
Posted on 9/29/23 at 9:06 am to LaLadyinTx
Like everything else in this country, those that work have to pay for those that don’t.
The ER can’t deny services to those that don’t have insurance so that’s where they go for anything.
The ER can’t deny services to those that don’t have insurance so that’s where they go for anything.
Posted on 9/29/23 at 9:07 am to DiamondDog
2 solutions:
1) Total single payer system where everyone, from Congress to janitors, gets the same care. Would save money on cost of administration due to reduced complexity of payment and also save money on political lobbying.
2) Govt gets the fk out of healthcare and it goes to a total free market system. Right now, medicaid/medicare have so much influence on insurance companies and hospitals, we do not have a free market system. We have some kind of hybrid that exists for the poorest and the richest.
1) Total single payer system where everyone, from Congress to janitors, gets the same care. Would save money on cost of administration due to reduced complexity of payment and also save money on political lobbying.
2) Govt gets the fk out of healthcare and it goes to a total free market system. Right now, medicaid/medicare have so much influence on insurance companies and hospitals, we do not have a free market system. We have some kind of hybrid that exists for the poorest and the richest.
Posted on 9/29/23 at 9:07 am to CatfishJohn
quote:
Most hospitals do zero interest payment plans and most have a policy where they don’t submit delinquent patient payments to credit bureaus.
In other words, you can just not pay it if you want
Source: I’m a healthcare consultant for large health systems.
Then you realize how dumb it was of this person to not just take my $490 and settle the account.
Posted on 9/29/23 at 9:09 am to Corinthians420
quote:
That's kinda their job. Scoop up as many clients as they can to get greater bargaining power, then pay out at little as possible is the entire business.
Health insurance companies make insane profits, then spend them lobbying to keep the system in place.
100%! There are certain companies that just don't pay. Something is wrong with every bill submitted. Then finally they say oops...past timely filing deadline.
Posted on 9/29/23 at 9:09 am to DiamondDog
quote:
In other words, you can just not pay it if you want
So are those of us who pay just a bunch of rubes?
Posted on 9/29/23 at 9:09 am to DiamondDog
quote:
Just don’t pay it
This!
Pediatrician was worried about my son’s spine and ordered scans for scoliosis. Went to place she ordered scans from, got them done. About a month later got a bill in the mail for scans and visit. Called and said the place we were sent wasn’t covered under BC/BS. Didn’t pay it and haven’t paid it. Send me to collections, I don’t care. I’m done with getting screwed by medical insurance when people get everything free!
This post was edited on 9/29/23 at 9:11 am
Posted on 9/29/23 at 9:09 am to DiamondDog
quote:
Then you realize how dumb it was of this person to not just take my $490 and settle the account.
you can pick an amount, $1, $5, $10/mo., whatever, and they will accept it and not turn you over to collections
Posted on 9/29/23 at 9:09 am to Rick9Plus
Single payer system would be worse, the government is the reason Healthcare and Insurance is so expensive.
Posted on 9/29/23 at 9:11 am to DiamondDog
If the bill is from the hospital, wait about a month or so and check your insurance for resolution of the bill. Hospitals are notorious for making bills available without any adjustment from insurance.
Posted on 9/29/23 at 9:12 am to DiamondDog
quote:since Walmart regularly eats millions in product loss, you should offer them .80¢ on a $1.00, next time you go through the checkout with your buggy full of your little Debbie fall party cakes and Blue Bell spiced pumpkin pecan
I know FOR A FACT that they routinely. Routinely EAT MILLIONS of DOLLARS in surgical costs.
Posted on 9/29/23 at 9:13 am to DiamondDog
Just hold out for a while then they'll say if you pay 200 we'll close the bill.
Posted on 9/29/23 at 9:14 am to SuperSaint
quote:
ince Walmart regularly eats millions in product loss, you should offer them .80¢ on a $1.00, next time you go through the checkout with your buggy full of your little Debbie fall party cakes and Blue Bell spiced pumpkin pecan
When Walmart starts letting me take product out the store and then calls me 6 weeks later for payment, I sure will.
Think your analogies through next time.
Posted on 9/29/23 at 9:15 am to DiamondDog
Don't worry, I'm sure all those migrants that are coming through the border illegally, and who have never payed Health Insurance, will never get sick. :\
Page 4 of 11
Popular
Back to top
Follow TigerDroppings for LSU Football News