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Health insurance is a scam

Posted on 3/21/22 at 1:24 pm
Posted by Masterag
'Round Dallas
Member since Sep 2014
18798 posts
Posted on 3/21/22 at 1:24 pm
Met a couple in the grocery store yesterday with a newborn and struck up a conversation since wife and i are expecting soon.

after a few minutes of small talk, they proceed to tell me not to forget the diapers or any of the meds you get from the hospital because they're free, and they're so glad to be on medicaid and wic because they have saved so much money and wouldn't have been able to afford it all without assistance.

meanwhile, we have no assistance and i will be stuck paying a $6,000 deductible for labor and delivery, plus another couple grand in doctors appointments and who knows what else they decide we should subsidize.

on top of that, we've decided wife will quit her job, stay home and raise the kids, home school, etc.

I'm about sick of this shite, how have we allowed this to persist for so long?
Posted by stout
Smoking Crack with Hunter Biden
Member since Sep 2006
167098 posts
Posted on 3/21/22 at 1:26 pm to
quote:

I'm about sick of this shite, how have we allowed this to persist for so long?



Just give up and start voting Democrat. Money is free!
Posted by blackinthesaddle
Alabama
Member since Jan 2013
1732 posts
Posted on 3/21/22 at 1:27 pm to
This guy says, "You're welcome, suckers!"



quote:

During debate on the Affordable Care Act (ACA), as the crucial 60th vote needed to pass the legislation, his opposition to the public health insurance option was critical to its removal from the resulting bill signed by President Barack Obama.[7]


quote:

In February 2007, Lieberman spoke before the Senate Foreign Relations Committee in support of the confirmation of Sam Fox as ambassador to Belgium. Fox, a prominent Republican businessman and political donor, was a contributor to the Swift Boat Veterans for Truth campaign in 2004.[75] Fox is also reported to have donated to Lieberman's 2006 Senate campaign.[76]

Lieberman was a supporter of the Iraq War and has urged action against Iran. In July 2008, Lieberman spoke at the annual conference of Christians United for Israel (CUFI) then later, in July 2009, accepted from John Hagee CUFI's "Defender of Israel Award".[77] Pastor Hagee, CUFI's founder and leader, has made a number of controversial remarks, including a statement that the Catholic Church is "the great whore" and a suggestion that God sent Adolf Hitler to bring the Jews to Israel.[78]

While favoring the filibuster and threatening to use it in 2009 to eliminate a public health option as part of the healthcare proposal, Lieberman once strongly opposed the filibuster. In 1995, he joined with Senator Tom Harkin to co-sponsor an amendment to kill the filibuster. "The filibuster hurts the credibility of the entire Senate and impedes progress," Lieberman told the Hartford Courant (January 6, 1995).[79]

In April 2010, Lieberman blasted President Obama for stripping terms like "Islamic extremism" from a key national security document, calling the move dishonest, wrong-headed and disrespectful to the majority of Muslims who are not terrorists.[80]

Lieberman has favored greater use of surveillance cameras by the federal government and referred to attempts by Congress to investigate illegal wire-tapping as "partisan gridlock". On June 19, 2010, Lieberman introduced a bill called "Protecting Cyberspace as a National Asset Act of 2010",[81] which he co-wrote with Senator Susan Collins (R-ME) and Senator Thomas Carper (D-DE). If signed into law, this controversial bill, which the American media dubbed the "Kill switch bill", would grant the President emergency powers over the Internet. However, all three co-authors of the bill issued a statement claiming that instead, the bill "[narrowed] existing broad Presidential authority to take over telecommunications networks".[82] American computer security specialist and author Bruce Schneier objected to the "kill switch" proposal on the basis that it rests on several faulty assumptions and that it's "too coarse a hammer". Schneier wrote:

Defending his proposal, Sen. Lieberman pointed out that China has this capability. It's debatable whether or not it actually does, but it's actively pursuing the capability because the country cares less about its citizens. Here in the U.S., it is both wrong and dangerous to give the president the power and ability to commit Internet suicide and terrorize Americans in this way.[83]

Lieberman has been a major opponent of the whistle-blowing website WikiLeaks. His staff "made inquiries" of Amazon.com and other internet companies such as PayPal, Visa, and MasterCard which resulted in them suspending service to WikiLeaks. Journalist Glenn Greenwald called Lieberman's actions "one of the most pernicious acts by a U.S. Senator in quite some time," and accused Lieberman of "emulat[ing] Chinese dictators" by "abusing his position as Homeland Security Chairman to thuggishly dictate to private companies which websites they should and should not host – and, more important, what you can and cannot read on the Internet."[84] Lieberman has also suggested that "the New York Times and other news organisations publishing the US embassy cables being released by WikiLeaks could be investigated for breaking US espionage laws."[85]

Along with Senators John Ensign and Scott Brown, Lieberman "introduced a bill to amend the Espionage Act in order to facilitate the prosecution of folks like Wikileaks."[86] Critics have noted that "[l]eaking [classified] information in the first place is already a crime, so the measure is aimed squarely at publishers," and that "Lieberman's proposed solution to WikiLeaks could have implications for journalists reporting on some of the more unsavory practices of the intelligence community."[87] Legal analyst Benjamin Wittes has called the proposed legislation "the worst of both worlds," saying:

It leaves intact the current World War I–era Espionage Act provision, 18 U.S.C. 793(e), a law [with] many problems [...] and then takes a currently well-drawn law and expands its scope to the point that it covers a lot more than the most reckless of media excesses. A lot of good journalism would be a crime under this provision; after all, knowingly and willfully publishing material "concerning the human intelligence activities of the United States or any foreign government" is no small part of what a good newspaper does.[86]

As a result of these statements and actions, Lieberman has been perceived as an opponent of Internet free speech and become the target of Anonymous attacks under Operation Payback.[88][89]
This post was edited on 3/21/22 at 1:34 pm
Posted by djangochained
Gardere
Member since Jul 2013
19054 posts
Posted on 3/21/22 at 1:28 pm to
quote:

home school, etc


but why
Posted by Salmon
On the trails
Member since Feb 2008
83523 posts
Posted on 3/21/22 at 1:28 pm to
quote:

meanwhile, we have no assistance and i will be stuck paying a $6,000 deductible for labor and delivery, plus another couple grand in doctors appointments and who knows what else they decide we should subsidize.


what type of health insurance do you have?

Posted by MSTiger33
Member since Oct 2007
20360 posts
Posted on 3/21/22 at 1:28 pm to
I understand but I do get great joy when I hit my deductible and have insane health costs without having to pay a dime.
Posted by Lord_Ford
Louisiana
Member since Jun 2016
3992 posts
Posted on 3/21/22 at 1:28 pm to
quote:

home school


Posted by Displaced
Member since Dec 2011
32702 posts
Posted on 3/21/22 at 1:29 pm to
Bad, apparently.
Posted by fatboydave
Fat boy land
Member since Aug 2004
17979 posts
Posted on 3/21/22 at 1:29 pm to
quote:

we've decided wife will quit her job


That's a first good step toward Medicare
Posted by Taxing Authority
Houston
Member since Feb 2010
57090 posts
Posted on 3/21/22 at 1:30 pm to
quote:

meanwhile, we have no assistance and i will be stuck paying a $6,000 deductible for labor and delivery, plus another couple grand in doctors appointments and who knows what else they decide we should subsidize.
Haven't you made enough money? You didn't build that©. Why are you so greedy?
Posted by LSUSports247
Member since Apr 2007
643 posts
Posted on 3/21/22 at 1:30 pm to
Someone has to foot the bill for the low reimbursement rates Medicaid and Medicare pay the hospital. Who do you think that is?
Posted by Masterag
'Round Dallas
Member since Sep 2014
18798 posts
Posted on 3/21/22 at 1:30 pm to
quote:

but why



because public school is in shambles, the kids have no respect for anything or anyone, and the curriculum is garbage.

we might do private school depending on our budget and options.
Posted by 777Tiger
Member since Mar 2011
73856 posts
Posted on 3/21/22 at 1:31 pm to
quote:

i will be stuck paying a $6,000 deductible for labor and delivery, plus another couple grand in doctors appointments


not a fan of the insurance racket either but that out of pocket sounds kind of high, I've had three and, although it's been a while, I don't recall having any substantial out of costs at all
Posted by GreenRockTiger
vortex to the whirlpool of despair
Member since Jun 2020
41176 posts
Posted on 3/21/22 at 1:31 pm to
quote:

I'm about sick of this shite, how have we allowed this to persist for so long?

Bc ppl who get the free stuff keep the people who give out the free stuff in power

It’s all about power and control - panem et circenses

FYI - don’t be afraid to homeschool, there’s nothing wrong with it, especially if your wife wants to do it (and yes, we homeschool)
This post was edited on 3/21/22 at 1:33 pm
Posted by Masterag
'Round Dallas
Member since Sep 2014
18798 posts
Posted on 3/21/22 at 1:32 pm to
quote:

what type of health insurance do you have?



BCBS
Posted by bayoudude
Member since Dec 2007
24949 posts
Posted on 3/21/22 at 1:32 pm to
Insurance rates are ridiculous and don’t cover everything when used. I bet close to 25% of my income goes to premiums between health, home, auto and life
Posted by Jizzy08
Member since Aug 2008
11214 posts
Posted on 3/21/22 at 1:32 pm to
quote:

after a few minutes of small talk, they proceed to tell me not to forget the diapers or any of the meds you get from the hospital because they're free, and they're so glad to be on medicaid and wic because they have saved so much money and wouldn't have been able to afford it all without assistance.


Exactly the kind of people that shouldn’t be having children. This is why the price of healthcare is so high.
Posted by Abstract Queso Dip
Member since Mar 2021
5878 posts
Posted on 3/21/22 at 1:33 pm to
Know anyone that lives in Europe?
That take care of child birthing and the first few months of infancy pretty well. Say what you want about everything else but my friends in Ireland had it super easy. 26 weeks paid and 16 unpaid. Still had same job when she went back to work still making really good money.

The quality of life and the importance of children just means more in some countries.
Posted by Koach K
Member since Nov 2016
4064 posts
Posted on 3/21/22 at 1:33 pm to
My advice to you is to not pay the additional fees and negotiate. You’ve got insurance. The medical industrial complex is too often fishing for extra while not admitting they are totally happy with what the insurance had already paid.

If this structure doesn’t encourage rate/bill inflation convince me otherwise.
This post was edited on 3/21/22 at 6:47 pm
Posted by Masterag
'Round Dallas
Member since Sep 2014
18798 posts
Posted on 3/21/22 at 1:33 pm to
quote:

ALL insurance is a scam



nah, auto has saved me from uninsured assholes twice in my life.
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