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Message

re: Health insurance is a scam

Posted on 3/21/22 at 6:35 pm to
Posted by OceanMan
Member since Mar 2010
20018 posts
Posted on 3/21/22 at 6:35 pm to
quote:

Know anyone that lives in Europe?
That take care of child birthing and the first few months of infancy pretty well. Say what you want about everything else but my friends in Ireland had it super easy. 26 weeks paid and 16 unpaid. Still had same job when she went back to work still making really good money.

The quality of life and the importance of children just means more in some countries.


Like Medicaid (and the free diapers), all of this is subsidized by the American taxpayers which should be pretty apparent now that the world is wondering what the US is going to do about Russia when we should have little to do with it
Posted by OceanMan
Member since Mar 2010
20018 posts
Posted on 3/21/22 at 6:40 pm to
quote:

Bad, apparently.


I’m sure it’s still plenty expensive.

And if you were to ever look at a medical bill, you would see it is a scam too.

Sadly, nothing is ever going to happen about this, doctors and hospital admin aren’t going to give up their profits

If you make an effort to keep yourself in good health and have a good credit score (ie pay your bills), and pay income taxes, it is absolutely a scam
Posted by La Place Mike
West Florida Republic
Member since Jan 2004
28805 posts
Posted on 3/21/22 at 6:42 pm to
quote:

That take care of child birthing and the first few months of infancy pretty well. Say what you want about everything else but my friends in Ireland had it super easy. 26 weeks paid and 16 unpaid. Still had same job when she went back to work still making really good money.



How much are they taxed for the free health care
Posted by Koach K
Member since Nov 2016
4080 posts
Posted on 3/21/22 at 6:47 pm to
Yes
Posted by Abstract Queso Dip
Member since Mar 2021
5878 posts
Posted on 3/21/22 at 7:00 pm to
Less than what Americans pay monthly for insurance.
Posted by Masterag
'Round Dallas
Member since Sep 2014
18805 posts
Posted on 3/21/22 at 7:05 pm to
quote:

Thank you for the clarification, it all makes sense now.


What makes sense?
Posted by La Place Mike
West Florida Republic
Member since Jan 2004
28805 posts
Posted on 3/21/22 at 7:17 pm to
quote:

Less than what Americans pay monthly for insurance


Are you sure about that?
Posted by Abstract Queso Dip
Member since Mar 2021
5878 posts
Posted on 3/21/22 at 7:40 pm to
This is what I'm told from a person making 200k a year old hat works for a medical device company
Posted by EA6B
TX
Member since Dec 2012
14754 posts
Posted on 3/21/22 at 7:51 pm to
quote:

meanwhile, we have no assistance and i will be stuck paying a $6,000 deductible for labor and delivery, plus another couple grand in doctors appointments and who knows what else they decide we should subsidize.


You could have probably negotiated a cash payment to the hospital and delivering doc for less than $6 grand.
Posted by La Place Mike
West Florida Republic
Member since Jan 2004
28805 posts
Posted on 3/21/22 at 8:37 pm to
quote:

This is what I'm told from a person making 200k a year old hat works for a medical device company


Do you have actual numbers instead of hearsay?
Posted by WildManGoose
Member since Nov 2005
4568 posts
Posted on 3/21/22 at 8:59 pm to
quote:

i really don't know. wife handles all of the health stuff. might have to go back over everything. but we've got the best health plan they offered.
My wife has BCBS as well, and she too had a $1K max for everything related to the pregnancy, prenatal through birth.
Posted by Cracker
in a box
Member since Nov 2009
17697 posts
Posted on 3/21/22 at 9:01 pm to
If it’s only 32 weeks it’s automatically covered under Medicaid
Posted by sgallo3
Dorne
Member since Sep 2008
24747 posts
Posted on 3/21/22 at 9:08 pm to
quote:

people who get everything at no cost to them, boosting my costs in the process.

Weird that you aren't blaming the hospital or your health insurance provider for how much they are charging you.

I'm sure your healthcare provider will find a few million dollars to handout to their board members as bonuses at the end of the year
Posted by John_V
SELA
Member since Oct 2018
1746 posts
Posted on 3/21/22 at 9:24 pm to
I'm right there with you as far as insurance tbh. Single male in my late 20's working for a small business, best insurance offered for OLOL affiliates is $300/mo with a 3k deductible and I think $6500.

I don't see the problem with his post as far as his deductible, Out of pocket, etc. Correct me if I'm wrong but it's not like we can just get a better plan than our employers offer???
Posted by 777Tiger
Member since Mar 2011
73856 posts
Posted on 3/21/22 at 9:26 pm to
Yes, yes you can, this is ‘murca
Posted by KiwiHead
Auckland, NZ
Member since Jul 2014
27484 posts
Posted on 3/21/22 at 9:34 pm to
Sorry your insurance today sucks so bad. When my youngest child was born 16 years ago it cost me like 32.00 out of pocket. I had a really good group policy. But I know that not too long after that the whole paradigm towards pregnancy changed and pregnancy started to come at more of a premium...there is no good reason for it
Posted by dgnx6
Baton Rouge
Member since Feb 2006
68593 posts
Posted on 3/21/22 at 9:37 pm to
quote:

Know anyone that lives in Europe? That take care of child birthing and the first few months of infancy pretty well. Say what you want about everything else but my friends in Ireland had it super easy. 26 weeks paid and 16 unpaid. Still had same job when she went back to work still making really good money. The quality of life and the importance of children just means more in some countries.



What country. Plus we just have a gay man paid leave to take care of a child he did not birth.

So maybe America is that utopia you seek.
Posted by prostyleoffensetime
Mississippi
Member since Aug 2009
11434 posts
Posted on 3/21/22 at 9:37 pm to
quote:

My wife has BCBS as well, and she too had a $1K max for everything related to the pregnancy, prenatal through birth.


We have BCBS, and I think it was around $2500 after paying OB and hospital.

After the cost of IVF, 2500 was just delightful.
Posted by LuckySo-n-So
Member since Jul 2005
22079 posts
Posted on 3/21/22 at 9:53 pm to
quote:

How much are they taxed for the free health care


I’d be willing to bet it’s not as much as the monthly premium payments and yearly deductibles.

I’m paying around $15k yearly in premiums and deductibles before I get a dime in benefits.
Posted by Sisselpud81
Member since Jan 2022
635 posts
Posted on 3/21/22 at 10:10 pm to
Next time you go to pick up your prescription, ask the pharmacy how much it is off the insurance.

Eye opening experience.
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