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Started By
Message
3
Posted on 12/21/16 at 11:10 am to HippieTiger
quote:
So I shouldn't try to negotiate with the collector under the assumption the debt has been sold for pennies on the dollar?
If it's not affecting ur credit rating, don't give them a fricking dime.
Posted on 12/21/16 at 11:10 am to JOHNN
quote:
I could be wrong but I was under the assumption that once you fail to appear you give up that right to be proven innocent. Was a bench warrant issued for failing to appear? Or did you sign a citation the night of the incident that you would appear?
You can still get a court date and be found not guilty of the original crime. Most likely due to the age of the infraction it would be tossed out after paying court costs and contempt fees.
I would call the Hammond ADA and see if you can appear in court. They will not try to arrest you if you are going to seek a court date. You can even get a lawyer to appear for you.
The bench warrant can remain even if you did pay the $600 as you never satisfied the agreement to appear in court.
This post was edited on 12/21/16 at 11:12 am
Posted on 12/21/16 at 11:13 am to Napoleon
You should just pay it and move on if you have the money. Frick the principle here you aren't 18 anymore, the last thing you want is this preventing you from getting a loan, a promotion, new job, etc.
Call the clerk of courts and see if you can pay them directly, that's the best thing to do. Otherwise, call the debt collector, get something in writing, and then send them a money order for the amount. They will most likely negotiate it down.
Call the clerk of courts and see if you can pay them directly, that's the best thing to do. Otherwise, call the debt collector, get something in writing, and then send them a money order for the amount. They will most likely negotiate it down.
Posted on 12/21/16 at 11:13 am to HippieTiger
quote:
Got hit with refusing to leave and disturbing the peace. Never went to court for it because there was no bond or anything like that and I felt it was bullshite.
Solid thinking.
Posted on 12/21/16 at 11:16 am to shutterspeed
quote:
Solid thinking
over 10 years later and here I am not having faced a single consequence to this point
Posted on 12/21/16 at 11:22 am to stlslick
quote:
i deposited my Bonus check from Chrysler
Dang baw, you worked out at the Fenton plant?
Posted on 12/21/16 at 11:24 am to HippieTiger
quote:
Lots of penny drinks or whatever it used to be on Thursday and also some blow and possibly some xanax. I went hard in the paint in those days
Now I'm getting nostalgic thinking about those Thursday nights at extras
And a bar fight, you were definitely a TKE.
Posted on 12/21/16 at 11:26 am to HippieTiger
quote:
So I shouldn't try to negotiate with the collector under the assumption the debt has been sold for pennies on the dollar?
So it's a debt collector and not the actual court?
Posted on 12/21/16 at 11:32 am to Cdawg
If they just recently sold the debt to a collector, it may start impacting your credit even if it hasn't been for years. It's possible they just had a bunch of unpaid fees sitting forgotten about, got tired of having it sitting unpaid, so they sold it to this collector for a minimal amount. Now the collector is actively trying to collect, something the court wasn't doing, so it could start impacting your credit.
You could continue to ignore it and it's possible they will go away, or you could contact them and negotiate a lower price. They will probably knock at least a couple hundred bucks off it.
I would do the latter. Then, once you pay, send them a letter acknowledging that you made the payment and that this debt is now closed. The letter is for your records more than theirs, that way, if you ever get dinged for it on a credit report or when trying to get a loan, etc. you have the letter and proof of payment that there is no outstanding debt.
You could continue to ignore it and it's possible they will go away, or you could contact them and negotiate a lower price. They will probably knock at least a couple hundred bucks off it.
I would do the latter. Then, once you pay, send them a letter acknowledging that you made the payment and that this debt is now closed. The letter is for your records more than theirs, that way, if you ever get dinged for it on a credit report or when trying to get a loan, etc. you have the letter and proof of payment that there is no outstanding debt.
Posted on 12/21/16 at 11:38 am to Tigereye10005
If you agree to pay with condition that it won't be reported or re-aged on your credit report, ("Pay for Delete") better get that in writing.
Posted on 12/21/16 at 11:49 am to Cdawg
Debt collector called AMS, or American Municipal Services. Nowhere on the paper does it say anything about 30 days to pay or it will go to the credit bureau like I have seen before
Posted on 12/21/16 at 11:50 am to HippieTiger
quote:
Lots of penny drinks or whatever it used to be on Thursday
No cover and free beer from 9-10. $2 pitchers from 10-11, and 11-12 $2 calls. On second thought it might have been $1 pitchers/calls
Penny pitchers was at the buzz on Thursdays. Wednesdays at wallstreet was $5 all you could drink. Something went on at Mule's on mondays but I'm fuzzy on the details.
This post was edited on 12/21/16 at 11:53 am
Posted on 12/21/16 at 11:50 am to HippieTiger
quote:
So I shouldn't try to negotiate with the collector under the assumption the debt has been sold for pennies on the dollar?
If you go dirrectly to the court they will be able to give paperwork showing its been paid. If you pay the collector, then you have to wait on them to get documentation from the court its been paid.
Posted on 12/21/16 at 11:53 am to Barf
this man knows what's up 
Posted on 12/21/16 at 11:55 am to HippieTiger
quote:
Lots of penny drinks or whatever it used to be on Thursday and also some blow and possibly some xanax. I went hard in the paint in those day
Good chance we crossed paths in those days
Posted on 12/21/16 at 11:56 am to Barf
quote:
Something went on at Mule's on mondays but I'm fuzzy on the details.
Lady's night baw
Posted on 12/21/16 at 11:59 am to HippieTiger
quote:
i was never proven guilty.
You were given the opportunity to contest it in court.
Skipping out means you accept their judgement.
You are 10 years in defalut, and while municipal courts don't generally report to credit agencies, collectors almost always do.
Posted on 12/21/16 at 12:00 pm to HippieTiger
They can continue to try to collect, but they cant take legal action. Ignore it, it will go away. It should not hit your credit but if it does dispute directly to the credit bureau not to the company trying to collect.
Posted on 12/21/16 at 12:01 pm to HippieTiger
Pay your fricking court fees you worthless sack of overprivilidged shite
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