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re: FYI for Ida victims: Roof-Tarp and Water Intrusion info for the next few days

Posted on 8/30/21 at 8:16 pm to
Posted by SportTiger1
Stonewall, LA
Member since Feb 2007
29856 posts
Posted on 8/30/21 at 8:16 pm to
Never new tarping was a business
quote:

$2 per sq ft isn't bad. Xactimate has it at about $1.87 per sq ft this morning


So we're talking $7k-10k+ for most average size houses? That's the most asinine thing I've ever heard. Not that I think you're wrong...i just can't see paying it.

What's the materials cost...$500?
Posted by Kenner 23
Member since Aug 2021
102 posts
Posted on 8/30/21 at 8:19 pm to
Please tell me you’re not a commercial insurance agent because non of that shite you posted is reality.
Posted by LeeKeyrear
Member since Apr 2021
24 posts
Posted on 8/30/21 at 8:36 pm to
My 2000 sqft house was $5000 after laura. My insurance had no problem paying it. I was floored too when I saw the bill.
Posted by Bmath
LA
Member since Aug 2010
18866 posts
Posted on 8/30/21 at 8:54 pm to
quote:

So we're talking $7k-10k+ for most average size houses? That's the most asinine thing I've ever heard. Not that I think you're wrong...i just can't see paying it.


Pretty similar to the cost of a new roof. Holy crap.
Posted by mctiger1985
Baton Rouge
Member since Oct 2009
3695 posts
Posted on 8/30/21 at 8:55 pm to
If my roof in Greenwell Springs area shows no visible missing shingles, and I haven't seen water leaks yet, should it still be inspected by roof company, or should I contact insurance and have them look at it?
Posted by Kenner 23
Member since Aug 2021
102 posts
Posted on 8/30/21 at 9:00 pm to
Get on a local roofers list and contact your insurance company.
Laura tarp was $800 and Delta was fema.
Posted by LeeKeyrear
Member since Apr 2021
24 posts
Posted on 8/30/21 at 9:03 pm to
quote:

Pretty similar to the cost of a new roof. Holy crap.


Maybe pre Laura/ pre COVID. My roof ended up being 16k.

The tarp job was worth it, I didn’t have a single shingle left on my house after laura but somehow had zero water damage due to my felt being completely in tact. So I wanted it tarped as soon as possible to prevent any damage. They used the synthetic felt and covered every square inch.
Posted by Bourre
Da Parish
Member since Nov 2012
23028 posts
Posted on 8/30/21 at 9:08 pm to
Take pictures, especially if you are claiming contents
Posted by stout
Porte du Lafitte
Member since Sep 2006
179409 posts
Posted on 8/30/21 at 9:17 pm to
quote:

should it still be inspected by roof company, or should I contact insurance and have them look at it?



Call a reputable roof company. Again, if you have impact damage of 8+ spots or more in a 10x10 area then you have a good chance at a new roof. That is not including other factors like granule loss and wind lift. There's a good chance you will have some granule loss with the wind gust I have seen reported in some areas. Just depends on if it meets the insurance requirements for replacement.
Posted by stout
Porte du Lafitte
Member since Sep 2006
179409 posts
Posted on 8/30/21 at 9:20 pm to
quote:

Pretty similar to the cost of a new roof. Holy crap.



Nah. New roof is going to be about double that now and even more for steep pitches. The cost of materials had an 8% increase around April IIRC. That was before gas prices and the inflation we have seen. $3.50 per sq ft was about the average in LC last year before all of that.

I will run an Xactimate estimate to see where it is now.
Posted by stout
Porte du Lafitte
Member since Sep 2006
179409 posts
Posted on 8/30/21 at 9:42 pm to
A really quick Xactimate estimate for a 25 sq job is pushing $383 per. I based it on a job we did a few months ago so that it would be pretty comparable as far as drip edge, pipe jacks, etc

That is also before the O&P (Overhead and Profit) that you may see tacked on if the contractor is doing the whole job.

quote:

O & P covers a General Contractor’s time and expenses and is calculated as a percentage of the total cost of a job. The rule of thumb is that any time a General Contractor (“GC”) is involved in a job with three or more “trades” (subcontractors such as plumbers or electricians), he/she is entitled to be paid for supervision and coordination. Overhead and Profit are two different types of costs, but they’re almost always paired under the label “O & P” and stated as two separate numbers; for example “10 and 10”. Overhead costs are operating expenses for necessary equipment and facilities. Profit is what allows the GC to earn their living. O & P are stated as a percentage of a total job. Where O & P are set at “10 and 10”, they will be charged as 20% on top of the total job estimate.
This post was edited on 8/30/21 at 10:12 pm
Posted by GREENHEAD22
Member since Nov 2009
20533 posts
Posted on 8/30/21 at 9:46 pm to
What would a all metal roof go for that is up to hurricane spec?
Posted by stout
Porte du Lafitte
Member since Sep 2006
179409 posts
Posted on 8/30/21 at 9:54 pm to
Standing seam is $6.61 per sq ft for the metal only according to Xactimate. That is not ridge cap and any other components.
Posted by GREENHEAD22
Member since Nov 2009
20533 posts
Posted on 8/30/21 at 9:57 pm to
What's that rated for mph wise?
Posted by stout
Porte du Lafitte
Member since Sep 2006
179409 posts
Posted on 8/30/21 at 10:00 pm to
IIRC Standing seam is rated for 140 MPH

Im not a metal contractor and generally stay away from it so forgive me if that is off.
Posted by GREENHEAD22
Member since Nov 2009
20533 posts
Posted on 8/30/21 at 10:05 pm to
So it's safe to say 20k for a 2000 sqft roof.

Thanks for the info stout.
This post was edited on 8/30/21 at 10:15 pm
Posted by Homerun12
Member since Jul 2019
151 posts
Posted on 8/30/21 at 10:12 pm to
Not just dinged shingles.

Shingles have been lifted. New roof is insured if in a high wind field.
Posted by stout
Porte du Lafitte
Member since Sep 2006
179409 posts
Posted on 8/30/21 at 10:16 pm to
quote:

Shingles have been lifted. New roof is insured if in a high wind field.



Like I said, that is a harder argument this time around. I have been down that road. It worked no questions asked after Katrina and Rita. Now, not so much. They will take it all into account to make the determination. You guys are about to see what LC people learned a year ago and that is they are playing the numbers game and denying as much as possible hoping very few push back.
This post was edited on 8/30/21 at 10:16 pm
Posted by zippyputt
Member since Jul 2005
6821 posts
Posted on 8/30/21 at 10:27 pm to
Good info! thanks~
Posted by heypaul
The O-T Lounge
Member since May 2008
38290 posts
Posted on 8/30/21 at 10:28 pm to




Wish I would have read this thread earlier....

The only thing I hate more than my janky roof is my dumbass insurance company.
They are as useless as a bag of dicks with no handle.



So do I need to cut holes for all the little pipes coming out of my roof? And gorilla tape it back down??



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