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re: Financing a golf cart

Posted on 7/7/25 at 12:17 pm to
Posted by Chucktown_Badger
The banks of the Ashley River
Member since May 2013
35887 posts
Posted on 7/7/25 at 12:17 pm to
quote:

HoustonGumbeauxGuy


You live in the south and you got a black golf cart with black seats?

Posted by SulphursFinest
Lafayette
Member since Jan 2015
11376 posts
Posted on 7/7/25 at 12:19 pm to
$384 is a steal for that golf cart
Posted by Thib-a-doe Tiger
Member since Nov 2012
36574 posts
Posted on 7/7/25 at 12:19 pm to
Did you tell him about the time you were looking at Brett Favre's dick and then posted it on the golf board?
Posted by CocomoLSU
Inside your dome.
Member since Feb 2004
155568 posts
Posted on 7/7/25 at 12:34 pm to
quote:

We financed our golf cart for 1.9% APR, 2 year note.

they were running a Fourth of July special during Covid and we jumped all over it

We essentially only paid $16 a month (for 2 years) to finance a brand new golf cart

So you bought that cart for under $400?

bullshite.
Posted by LSUA 75
Colfax,La.
Member since Jan 2019
4661 posts
Posted on 7/7/25 at 12:38 pm to
“That was a lot of words to let us know you have an $18,000:golf cart”

My first golf cart I paid $2850 for used,had it for 20 years and replaced batteries every 5 years plus the frequent battery maintenance.I used it a lot on my property as does the wife,
The old one sqeaked and rattled,and needed shocks.The new one has lithium battery so I don’t have to deal with battery maintenance.

I’m 74,am well fixed financially so I don’t give a shite what it cost.I ‘m not going to take it with me,my frugal years are behind me.Now on if I want it,I’m going to buy it.
Posted by baxter12
BATON ROUGE
Member since Nov 2012
522 posts
Posted on 7/7/25 at 12:47 pm to
We got ours last summer paid right under 14k.
We saved just for this monthly for 2.5 years paid cash for it .

It’s a want more than a need. Not financing want!

. I’ve said before I see where 0%makes sense in a lot of cases
That’s just not our choice 99% of the time
Posted by Christopher Columbo
Member since Jun 2015
2892 posts
Posted on 7/7/25 at 12:54 pm to
If you have a golf cart and don't live on a golf course, you are an a-hole.
Posted by real turf fan
East Tennessee
Member since Dec 2016
11296 posts
Posted on 7/7/25 at 1:01 pm to
quote:

If you have a golf cart and don't live on a golf course, you are an a-hole.


If you own so little land that the above makes sense to you, you have my sympathy.

If you own acreage, a golf cart makes more sense that keeping a horse saddled up to get around. I can think of five neighbors who have golf carts and the smallest acreage (very hilly) is five plus acres, Flat landers may not realize how hill climbing gets slower, the older you get.
Posted by LSU316
Rice and Easy Baby!!!
Member since Nov 2007
30240 posts
Posted on 7/7/25 at 1:03 pm to
quote:

I sure as hell wouldn't pay $0.01 of interest on what is, in effect, an unnecessary toy.


100%……I’ve only paid interest on a house and cars for the last decade or so at least.

quote:

When I bought a new golf cart I just paid cash even though the dealer was offering 0% financing. I didn't want to go through the pain in the arse of the paperwork to finance a golf cart. It's a "toy". I just wanted as quick a transaction as possible.


Yep I get this and I’ve done it before as well.
Posted by WaydownSouth
Stratton Oakmont
Member since Nov 2018
10538 posts
Posted on 7/7/25 at 1:04 pm to
If I can't pay cash for a "toy", I ain't buying it
Posted by The Torch
DFW The Dub
Member since Aug 2014
27939 posts
Posted on 7/7/25 at 1:05 pm to
quote:

Note, this a-hole also has two $70k vehicles in the driveway. What are you gonna do?


You know what you have to do holmes, bang his wife.
Posted by Bayou_Tiger_225
Third Earth
Member since Mar 2016
12506 posts
Posted on 7/7/25 at 1:07 pm to
quote:

So you bought that cart for under $400? bullshite.
He is saying he had the cash outright to purchase it, but to finance it only costed him $16 a month in interest, and allowed him to hang on to the cash he would have paid for it
Posted by Christopher Columbo
Member since Jun 2015
2892 posts
Posted on 7/7/25 at 1:08 pm to
I meant in a neighborhood setting where parents let their little monsters roam free. In your scenario, my mind goes to a side by side before a golf cart.
Posted by SM6
Georgia
Member since Jul 2008
8927 posts
Posted on 7/7/25 at 1:52 pm to
In September 2020 we financed a brand new Club Car, out the door it was a hair over 10K. I asked for the longest note possible, the best they could do was 4 years... of course it was also at 0% dealer financing

Even today, if I needed a replacement (we use it frequently, and I'd consider it a necessity where we live) I'd finance if I could get it under 4%. My money will make more in the market.
This post was edited on 7/7/25 at 1:53 pm
Posted by 2quik
Member since Sep 2024
264 posts
Posted on 7/7/25 at 1:54 pm to
Anyone guy who finances a golf cart has sugar in his tank .hello frisco
Posted by jorconalx
alexandria
Member since Aug 2011
10708 posts
Posted on 7/7/25 at 1:55 pm to
quote:

Cornered a neighbor the other day



You actually expect people to believe this ?
Posted by aTmTexas Dillo
East Texas Lake
Member since Sep 2018
22788 posts
Posted on 7/7/25 at 1:58 pm to
quote:

Financing a golf cart

I don't need to finance one but I need one. But I need to find a small model and they are out there. About 5 grand as far as I can tell. Been using my zero turn to haul shite in my wagon around my lot. I live on a hill. Need a mini cart.
Crickett Cart
Posted by HoustonGumbeauxGuy
Member since Jul 2011
32770 posts
Posted on 7/7/25 at 3:11 pm to
quote:

$384 is a steal for that golf cart


They were pretty much just giving things away, nobody was buying anything during COVID and they were hemorrhaging cash

Posted by YumYum Sauce
Arkansas
Member since Nov 2010
9393 posts
Posted on 7/7/25 at 3:16 pm to
quote:

Unless its 0% financing but they usually charge you something to finance it.


Golf cart dealers are popping up all over the place here. Most offering 0% for 3 or 4 years but a "doc fee" of 5 or 600 dollars
Posted by tigernurse
Member since Dec 2005
36208 posts
Posted on 7/7/25 at 3:32 pm to
quote:

i gave our old golf cart away to a good friend (not the highlander friends



quote:

he's probably 5-6k in at this point; the battery system was almost 3k alone


Girl math says it’s still a “free golf cart” though
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