Started By
Message

re: Expired insurance card

Posted on 4/18/24 at 6:53 am to
Posted by NYNolaguy1
Member since May 2011
20882 posts
Posted on 4/18/24 at 6:53 am to
quote:

If the card is expired, probably means your insurance is expired. And car shouldn’t be on the road.


I love LEO towing vehicles they know are up to date on insurance but the driver can't show a piece of paper.

So we are supposed to believe that police can look you up in the system, get your past criminal history, address, next of kin, birth date, outstanding warrants, check the DMV for suspended/expired license or registration.... But they can't see if your insurance is up to date? :yeah ok:
Posted by Tempratt
WRMS Girls Soccer Team Kicks arse
Member since Oct 2013
13327 posts
Posted on 4/18/24 at 9:03 am to
quote:

You can show them your current insurance coverage on your phone.



Well yeeeeaaaaahhh but try showing your drivers license on your Louisiana app on your phone when you've forgotten your wallet.

I promise there will be some that had zero knowledge of that app.

I'd bet the same is applicable to an insurance app.
Posted by LittleJerrySeinfield
350,000 Post Karma
Member since Aug 2013
7677 posts
Posted on 4/18/24 at 9:13 am to
quote:

Did you know if you are pulled over for a routine traffic stop and you have an expired insurance card they will tow your vehicle? We all know that your license plate is ran before officer do-better gets out his car. They can clearly tell if you have insurance by running the plate. I asked the cop why he couldn’t just go off his laptop info and he said the department doesn’t like him to go off of that. We are anything but free in this country…… police freaking suck. I would never tow someone’s car if I was a police officer when I knew they had insurance.


You just got protected and served.
Posted by Weekend Warrior79
Member since Aug 2014
16348 posts
Posted on 4/18/24 at 9:17 am to
quote:

Anytime a plate is run part of the return includes that vehicles insurance status.

I was specifically referring to those devices some of the police (JP has a few) have in their cars that will scan every car they pass by, including parking lots, and can tell them if they have a potential stolen vehicle nearby. Can those same devices be used to fins potential uninsured vehicles.
Posted by The Torch
DFW The Dub
Member since Aug 2014
19257 posts
Posted on 4/18/24 at 9:18 am to
Cops getting that kickback from Riverside
Posted by SneezyBeltranIsHere
Member since Jul 2021
2452 posts
Posted on 4/18/24 at 10:02 am to
JackieSonnier, you are 100% in the wrong. Everyone knows you need to have proof of insurance (phone or physical card) when you drive. Stop living your life like a fricking child. I am pleased your car was towed.

The cops cut too many people too much slack and we get uninsured drivers screwing around and causing all of our rates to go up.
Posted by Mr Clean
Pit Bull Paradise
Member since Aug 2006
49118 posts
Posted on 4/18/24 at 10:04 am to
They used to leave it on the side of the road with the big embarrassing sign on the back glass
Posted by JDPndahizzy
JDP
Member since Nov 2013
6432 posts
Posted on 4/18/24 at 10:05 am to
quote:

Stop living your life like a fricking child. I am pleased your car was towed.


Posted by tadman
Member since Jun 2020
3803 posts
Posted on 4/18/24 at 10:07 am to
quote:

Three words: Law and Order.
Do better. Lesson learned.


Sometimes this theory works. In high crime areas, writing tickets for smaller crimes can sometimes help modify behaviour. But if you're just looking to bust someone's balls for no good reason, that sucks.

Also fair chance the cop gets $50 from the tow lot every car he tows. Tow operations are dirty AF.
Posted by Joe_Dirte
Southwest LA
Member since Feb 2019
641 posts
Posted on 4/18/24 at 10:08 am to
quote:

Why are you mad at the police when this clearly is your fault?


naw screw this......it's one thing if the physical piece of paper was the only way to determine if he has insurance, but it's not. The driver appeared to have insurance, which is the point, and the cop knew it. didn't have to tow b/c he forgot to print a physical piece of paper.
Posted by TD422
Destrehan, LA
Member since Jun 2019
484 posts
Posted on 4/18/24 at 10:11 am to
quote:

Well yeeeeaaaaahhh but try showing your drivers license on your Louisiana app on your phone when you've forgotten your wallet.



Are you saying you've had a cop give you shite for identifying yourself with the LA Wallet app?

I prefer the electronic method of providing info, I had a girl rear end me several years ago and she showed the police a valid insurance card. Problem was, it was one of those fly-by-night companies and they canceled her insurance in the middle of the term, for non-payment. So my carrier tried to recover, with no luck. She just disappeared like a fart in the wind, and my UM coverage ate the bill.
Posted by HogPharmer
Member since Jun 2022
1246 posts
Posted on 4/18/24 at 10:16 am to
quote:


You can show them your current insurance coverage on your phone.


OP still has a bag phone.
Posted by LSUcajun77
New Orleans
Member since Nov 2008
21261 posts
Posted on 4/18/24 at 10:23 am to
quote:

JackieSonnier, you are 100% in the wrong. Everyone knows you need to have proof of insurance (phone or physical card) when you drive. Stop living your life like a fricking child.


This.
Posted by NYNolaguy1
Member since May 2011
20882 posts
Posted on 4/18/24 at 10:43 am to
quote:

JackieSonnier, you are 100% in the wrong. Everyone knows you need to have proof of insurance (phone or physical card) when you drive. Stop living your life like a fricking child.



This.


Can we admit this is just a fundraising racket for all involved instead of time well spent by police? There's other ways to verify someone has insurance than a piece of paper.
Posted by chinhoyang
Member since Jun 2011
23370 posts
Posted on 4/18/24 at 10:47 am to
Did you mouth off to the cops? Are you flagged? I've never heard of a car being towed because the insurance card expired. If you don't have insurance, they might take your plate and give you a sticker of some sort.
Posted by MemphisGuy
Member since Nov 2023
3131 posts
Posted on 4/18/24 at 10:53 am to
quote:

Who Carrie’s around a paper insurance card?


Not sure who Carrie's around a paper insurance card...

Maybe her:


But most responsible people that I know carry a copy in their glove box with their registration. But that's in Tennessee. And yes, it's on my app, but also in my car. And wallet.
Posted by MemphisGuy
Member since Nov 2023
3131 posts
Posted on 4/18/24 at 10:55 am to
quote:

There's other ways to verify someone has insurance than a piece of paper.


There are also other way to verify if your Drivers license is valid... yet you still have to carry that around with you (unless you are one of the handful of states that lets you put them in your Apple Wallet)...
Posted by Stamps74
Member since Nov 2017
614 posts
Posted on 4/18/24 at 11:08 am to
It seems he is saying LE knew he had current insurance but still towed. If true, not sure why anybody would agree with towing.

Yes you should be able to show current on spot, but IF LE has technology to verify current is towing really in best interest of “protect and serve”.
Posted by ultratiger89
Houston, Tx
Member since Aug 2007
3038 posts
Posted on 4/18/24 at 2:00 pm to
I use the card on my phone. Did you know you can do that?
Posted by geauxpurple
New Orleans
Member since Jul 2014
12295 posts
Posted on 4/18/24 at 2:21 pm to
They will usually just give you a ticket.
first pageprev pagePage 3 of 4Next pagelast page

Back to top
logoFollow TigerDroppings for LSU Football News
Follow us on Twitter, Facebook and Instagram to get the latest updates on LSU Football and Recruiting.

FacebookTwitterInstagram