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re: Experian: Millennials have horrible credit

Posted on 5/1/19 at 6:58 pm to
Posted by Bottom9
Arsenal Til I Die
Member since Jul 2010
24443 posts
Posted on 5/1/19 at 6:58 pm to
Born 1993.

Credit Card Score: 792

Nearly paid off my student loans. Pay off my 4 cards to a 0 balance monthly. Being Latino I bet I'm in the top 1 percent of my race on credit score

#MAGA
Posted by BowlJackson
Birmingham, AL
Member since Sep 2013
52881 posts
Posted on 5/1/19 at 6:58 pm to
quote:

It’s been my experience that boomers are the biggest snowflakes. Try telling some old frick his cable Is out and he’s not going to be able to watch Fox News for a while


100% I had a restaurant job when I was in college and millenials were always polite and understanding. The boomers were the fricking worst, always the rudest and most difficult, just looking for something to bitch about just for the sake of bitching. And then they try to say millenials are the disrespectful ones, it's laughable. Boomers have zero self awareness.
Posted by ccomeaux
LA
Member since Jan 2010
8184 posts
Posted on 5/1/19 at 6:58 pm to
Suit yourself and good luck to you ... you need it
Posted by fallguy_1978
Best States #50
Member since Feb 2018
52936 posts
Posted on 5/1/19 at 6:58 pm to
quote:

the old lady needs the thermostat adjusted by one degree

Not a Boomer but I like the ac on 71 when I sleep and the fan on high. Not 70 or 72, 71.
Posted by ccomeaux
LA
Member since Jan 2010
8184 posts
Posted on 5/1/19 at 6:59 pm to
Attaboy, try to help Mr Perfect
Posted by Centinel
Idaho
Member since Sep 2016
44121 posts
Posted on 5/1/19 at 7:02 pm to
Mr. Perfect is the biggest caricature of a stupid fricking millennial that exist on this forum.

The kid is legitimately retarded.

Posted by ccomeaux
LA
Member since Jan 2010
8184 posts
Posted on 5/1/19 at 7:03 pm to
Ah, makes sense now
I’m not here that often ... thanks for the heads up
Posted by Mr Perfect
Member since Mar 2010
17836 posts
Posted on 5/1/19 at 7:03 pm to
i was out dining with my gf at the time family. wealthy.. well off people. whatever. Saturday night, new Orleans. so crowded obviously. staff working arse off.

her fn boomer grandfather went around to every waiter in the building and tapped them on the shoulders to say "this place sucks arse" - direct quote

imagine being so entitled that you think you need up tap everyone on the shoulder to tell them the place sucks. LMAO. can't stand em
Posted by Hammertime
Will trade dowsing rod for titties
Member since Jan 2012
43031 posts
Posted on 5/1/19 at 7:03 pm to
798 for me, and the gf has 815-ish. I only have one CC, and one gas card though. Never got around to asking for a higher limit on my CC, because I don't need it
Posted by Mr Perfect
Member since Mar 2010
17836 posts
Posted on 5/1/19 at 7:04 pm to
I promise I have more wealth then you dude and I'm prob 20 years younger.
Posted by ccomeaux
LA
Member since Jan 2010
8184 posts
Posted on 5/1/19 at 7:05 pm to
Who paid the bill ?
Posted by GeauxGutsy
Member since Jul 2017
5848 posts
Posted on 5/1/19 at 7:05 pm to
quote:

Who do I white knight for?



Lemme know if you need anything bro.
Posted by rowbear1922
Houston, TX
Member since Oct 2008
15751 posts
Posted on 5/1/19 at 7:06 pm to
Outside of sporting events, festivals, or some extra cash for vacation, I never carry cash bc yes, points or cash back is better than paying in cash.

Even at bars, as a former bartender, I can tell by your drink order if you are a decent tipper so cash or card doesnt matter. With things like Venmo or the cash app, there is almost zero reasons to have cash outside what I mentioned.
Posted by Cheese Grits
Wherever I lay my hat is my home
Member since Apr 2012
60631 posts
Posted on 5/1/19 at 7:06 pm to
Not making it up.

You have no idea how to barter and how to trade one to one and face to face yet you think you are smarter. No wonder the Chinese will own you in a generation or two.
Posted by ccomeaux
LA
Member since Jan 2010
8184 posts
Posted on 5/1/19 at 7:09 pm to
But but the Chinese’ economic policies won’t allow them to dominate globally

Posted by upgrayedd
Lifting at Tobin's house
Member since Mar 2013
138029 posts
Posted on 5/1/19 at 7:09 pm to
quote:

So you're telling me that one of the youngest generations with a credit score has the lowest average credit score? Hot take!

My first thought as well
Posted by Cheese Grits
Wherever I lay my hat is my home
Member since Apr 2012
60631 posts
Posted on 5/1/19 at 7:12 pm to
quote:

you boomer fricks literally raising cost of tuition by 500% then have the audacity to make these statements.


Boomer did not raise tuition as most were already through the system before cost of college started spiking in the 1980 (past boomer education years). The whole "greed is good" thing is what took tuition through the roof. Especially as schools overbuilt amenities at the expense of actual education costs. Schools are like governments in they spend more than they raise instead of living inside their means.
Posted by Mr Perfect
Member since Mar 2010
17836 posts
Posted on 5/1/19 at 7:13 pm to
quote:

Boomer did not raise tuition as most were already through the system before cost of college started spiking in the 1980


that exactly why you raised it dude

you graduated then decided to f over everyone else

gtfo
Posted by JohnnyKilroy
Cajun Navy Vice Admiral
Member since Oct 2012
40117 posts
Posted on 5/1/19 at 7:14 pm to
So you're the guy that barters huh? I'm not from the middle east so I just pay what the price tag says like a normal person and go about my day. Also the price tag doesn't change if I pay in cash.


To your above post, I've never known a single person who has paid their rent with a credit card. You must have lived in some real shitholes if the land lord was willing to drop the price in lieu of finding another tenant.

And venmo is >>>>>>>>> cash for peer to peer transactions.

This is embarrassing.


Posted by SlowFlowPro
With populists, expect populism
Member since Jan 2004
464968 posts
Posted on 5/1/19 at 7:16 pm to
quote:

Cost of business are always passed on to the consumer.

the problem with your argument is that assuming it's 100% true, the costs are passed onto everyone

so the "credit card gets me money back" argument is still correct, b/c they still get money back (and cash doesn't)
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