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Started By
Message
re: Even with good health insurance, a CT scan is costing me $2,000 out of pocket
Posted on 1/22/24 at 9:09 am to GetCocky11
Posted on 1/22/24 at 9:09 am to GetCocky11
i have a high deductible plan as well. Sucks when you need something like this. I had to get an MRI last year and just paid cash and didn't go through insurance.
CT scan is about $200: LINK
CT scan is about $200: LINK
1
Posted on 1/22/24 at 9:09 am to GetCocky11
quote:
Was health insurance ever better in the past?
Ummm yeah bro, pre ObamaCare it was pretty good. Now it sucks due to the Prog Savior!
Posted on 1/22/24 at 9:11 am to GetCocky11
That cost more OOP than my bilateral knee replacements. 
I'd call your provider...
I'd call your provider...
Posted on 1/22/24 at 9:13 am to glorymanutdtiger
quote:
I’m all up for centralized health care if it meant I pay more taxes.
WTF, are you retarded? Seriously question!
Posted on 1/22/24 at 9:13 am to ABearsFanNMS
quote:
Ummm yeah bro, pre ObamaCare it was pretty good. Now it sucks due to the Prog Savior!
This, that POS caused a lot of middle class families to change their lifestyles...
Insurance cost went up while coverage went down... But, you got to keep your doctor...
Obama ruined this country, and we'll be suffering from it for a long time.
Posted on 1/22/24 at 9:14 am to GetCocky11
quote:
Even with good health insurance, a CT scan is costing me $2,000 out of pocket
Should have gotten in December when you had met your deductible for last year. Next time read your EOB more closely.
Posted on 1/22/24 at 9:15 am to glorymanutdtiger
quote:
I’m all up for centralized health care
Posted on 1/22/24 at 9:15 am to GetCocky11
(no message)
This post was edited on 5/6/25 at 9:58 am
Posted on 1/22/24 at 9:15 am to WeeWee
quote:
Should have gotten in December when you had met your deductible for last year.
I like that you just assume everyone meets their deductible each year and that somehow makes the money spent not exist
Posted on 1/22/24 at 9:16 am to WeeWee
quote:
Should have gotten in December when you had met your deductible for last year.
I'm assuming in December he didn't know he needed a CT scan.
"Hey, doc, I've met my deductible. Let's do a CT scan."
"For what"
"I dunno, just go looking... I've met my deductible."
Posted on 1/22/24 at 9:17 am to CaptainJ47
My previous employer offered two options for health insurance through Blue Cross. One was a lower premium/higher deductible plan, and everyone was defaulted into that on the annual open enrollment period. I get it from an employer standpoint, it is cheaper to enroll staff in that plan, but even if you had been in the higher premium/lower deductible plan, they would flip you to the other one unless you went in to change it back. One of the guys I worked with was fairly new and ended up with the bad plan one year, and said it sucked even worse in January.
My current employer's plan is much better, and we have a $350/person or $1,000/family deductible to meet. So prescription refills or doctor's visits the first month or two of the year are more out of pocket for us, but once that has been met it is our normal copay amounts again.
My current employer's plan is much better, and we have a $350/person or $1,000/family deductible to meet. So prescription refills or doctor's visits the first month or two of the year are more out of pocket for us, but once that has been met it is our normal copay amounts again.
Posted on 1/22/24 at 9:18 am to LNCHBOX
quote:
I like that you just assume everyone meets their deductible each year and that somehow makes the money spent not exist
Yeah, I intentionally waited until January to schedule an MRI because I wasn't anywhere close to my deductible in 2023
Posted on 1/22/24 at 9:18 am to GetCocky11
maybe your health insurance isn't actually good?
Posted on 1/22/24 at 9:19 am to TU Rob
quote:
So prescription refills or doctor's visits the first month or two of the year are more out of pocket for us, but once that has been met it is our normal copay amounts again.
Normally, drug costs are not factored in for medical expenses. Not saying yours isn't only that I have not seen it that way.
Posted on 1/22/24 at 9:24 am to GetCocky11
quote:
What’s the actual cost of a ct scan? $8,218.20
Inpatient or outpatient? What city are you in? Different places charge different amounts and your insurance affects the price. Go to mdsave.com and research the cash for the test you need. I just assumed Columbia SC since your a USCe fan and I found you a CT scan for $536. You can pay cash for it and then submit it as a claim on your insurance. They won’t pay you back unless you have met your deductible, but they will count it towards your deductible.
ETA: $464 in Lake City SC. You just have to get your doctor to send the order there.
This post was edited on 1/22/24 at 9:28 am
Posted on 1/22/24 at 9:26 am to Dawgfanman
quote:
What’s the actual cost of a ct scan?
Bout tree fiddy
Posted on 1/22/24 at 9:29 am to LSUfan4444
quote:
Normally, drug costs are not factored in for medical expenses. Not saying yours isn't only that I have not seen it that way.
Mine go towards my deductible. They always have. I've never seen it any other way.
Posted on 1/22/24 at 9:30 am to GetCocky11
quote:
Hoping to find some other medical issues to take care of in 2024 while the cap is in place
Lop off a middle toe. You can still walk and it should get you under coverage.
Posted on 1/22/24 at 9:32 am to GetCocky11
Fri-Sun in hospital, 2 MRI, $46,000.00 not including ambulance ride, 3 different Dr's.
Posted on 1/22/24 at 9:33 am to MemphisGuy
quote:
Should have gotten in December when you had met your deductible for last year. I'm assuming in December he didn't know he needed a CT scan. "Hey, doc, I've met my deductible. Let's do a CT scan." "For what" "I dunno, just go looking... I've met my deductible."
I actually had someone come to my office and say that last year.
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