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Started By
Message
re: Equifax hack victims: are ya'll signing up for the free trustedIDpremeire monitoring?
Posted on 9/13/17 at 3:36 pm to TigerinATL
Posted on 9/13/17 at 3:36 pm to TigerinATL
quote:
Costs $10 per credit bureau (so $30) and $10 to unfreeze. A company you have no directly established relationship with lets your information get hacked and then you have to pay them to protect yourself. That's some mafia protection money bullshite right there.
This is incorrect.
Posted on 9/13/17 at 3:38 pm to td1
quote:
I swear I heard somewhere (maybe here or on the news) that when you sign up, you basically sign away your right to go after them if anything happens.
I heard this as well. Dont do it!
Posted on 9/13/17 at 4:21 pm to Jim Rockford
tried to follow reddit's advice regarding a TRUE credit report.
0-3
- experian: we are sorry, you need to send us a self-addressed stamped envelope at this time because our online system is offline
- equifax: sorry, we are unable to generate online reports, please send a self-addressed steamped envelope
- transunion: frick you, we're completely offline and won't even allow you to check.
i motherfricking hate these credit companies. they play games and won't even provide the free service the government requires of them.
that's a big NOPE. its completely broken.
0-3
- experian: we are sorry, you need to send us a self-addressed stamped envelope at this time because our online system is offline
- equifax: sorry, we are unable to generate online reports, please send a self-addressed steamped envelope
- transunion: frick you, we're completely offline and won't even allow you to check.
i motherfricking hate these credit companies. they play games and won't even provide the free service the government requires of them.
quote:
1) Get a copy of your credit report today.
Regardless of freeze, alert, or regular credit monitoring get your current credit report to keep on file so you can identify anything new that shouldn’t be there in the future.
frick CreditKarma, frick FreeCreditReport, frick all that shite, you want the real stuff.
Annualcreditreport.com (We killed it, Jim. Try again later when not everyone on reddit is trying to access it.)
REEE HAIL CORPORATE PLUGGING THEIR SITE REEEE
No. The Federal Government of the United States requires each of those three credit agencies give you a free copy of your credit report every year and this is the only authorized site to actually collect on that. Usually I’d suggest not getting them all at once but if you can’t afford to keep paying for all this crap then go ahead and pull all three at once. Again, if you’re like me and move around a lot the website may not like you very much. Jump through its stupid hoops to get it mailed if you have to. The credit agencies have to honor your request. Document this shite well.
If you don't believe me see any of the following links. This is the only real free credit report site.
that's a big NOPE. its completely broken.
Posted on 9/13/17 at 4:35 pm to catfish 62
quote:
This is incorrect.
It sounds like yesterday Equifax decided to waive the fee to freeze your credit, but according to the NYT they have not said whether they would waive the charge to lift the freeze, something that you'd need to do to use your credit after you've frozen it.
It differs by state but in Louisiana
TransUnion, Experian and Equifax all charge $10 to freeze your credit and $8 each time you want to lift the freeze.
Posted on 9/13/17 at 5:27 pm to TigerinATL
Worth the small price now to avoid a huge headache later IMO
Posted on 9/13/17 at 6:03 pm to GeorgeTheGreek
quote:The hack occurred a few months ago. It was just reported a week ago. Maybe just a coincidence
My father in law already got screwed by the Equifax stuff. Very next day someone was trying to get credit under his name.
Posted on 9/13/17 at 7:44 pm to CAD703X
Has anyone been able to sign up? I have tried 2 days in a row still not getting validation email.
Posted on 9/13/17 at 7:50 pm to teambooyah
quote:
start charging you at the one year mark and you forfeit your rights to go after them for losses.
Damn I swear there are some ignorant people that just post shite they read on facebook. Stop repeating this shite it's not true and doesn't help anyone.
This post was edited on 9/13/17 at 7:51 pm
Posted on 9/13/17 at 8:00 pm to Catman88
same here, I signed up but I haven't gotten the email.
Posted on 9/13/17 at 8:28 pm to CAD703X
Well I have three apps tracking my credit movement and I've notified my bank to flag my account for any irregular activity. However, it seems Capital One has already done it for me.
Posted on 9/13/17 at 8:44 pm to CAD703X
To sign up you waive all legal rights, read the disclaimer
Posted on 9/13/17 at 9:10 pm to CAD703X
I say that if a company fricks up my shite, that is their problem and not mine...If I suffer a loss as a result of their frickup, they will have to deal with it.
Posted on 9/13/17 at 9:14 pm to Spankum
Lol, thats not how the real world works
Posted on 9/13/17 at 10:05 pm to Spankum
That's how I feel. I track my credit almost weekly. If something goes off I'm going after them.
Posted on 9/14/17 at 6:18 am to Jester
quote:How are you sure about this? I've read in several instances that if you check on the Equifax website, it is giving random generated responses that you were exposed so you'll sign up for the TrustedID service.
Both my wife and I were exposed to the hack
Posted on 9/14/17 at 8:13 am to iamAG
I tried to get my credit report from annualcreditreport,
Equifax couldn't give me the report online and want me to snailmail them an extended form with all my information. frick them
Experian gave me the report.
Transunion said their site was overloaded and to check back later.
Through an app or something? A paid service?
Equifax couldn't give me the report online and want me to snailmail them an extended form with all my information. frick them
Experian gave me the report.
Transunion said their site was overloaded and to check back later.
quote:
I track my credit almost weekly.
Through an app or something? A paid service?
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