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CAD703X
Toledo Fan
Liberty Island
Member since Jul 2008
48581 posts

Equifax hack victims: are ya'll signing up for the free trustedIDpremeire monitoring?
like i want to give equifax MORE opportunity to frick me over. i'm undecided if i'm willing to give them more personal info about me but don't want to leave myself more vulnerable either.

is this a waste of time and potentially more problematic?

what's the smart OTer doing about their compromised equifax records?


dbeck
Arkansas Fan
Member since Nov 2014
12770 posts
 Online 

re: Equifax hack victims: are ya'll signing up for the free trustedIDpremeire monitoring?
Jokes on them, I ruined my own credit years ago.


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841
GetCocky11
South Carolina Fan
Member since Oct 2012
24582 posts
 Online 

re: Equifax hack victims: are ya'll signing up for the free trustedIDpremeire monitoring?
quote:

what's the smart OTer doing about their compromised equifax records?


Credit freeze


FelicianaTigerfan
LSU Fan
Baton Rouge
Member since Aug 2009
22106 posts

re: Equifax hack victims: are ya'll signing up for the free trustedIDpremeire monitoring?
[quote]what's the smart OTer quote]

Im not in that demographic but I did sign up for the insurance and such through Equifax. Im pretty sure all my information was already in there when it was hacked previously so its not like im putting anything new on there


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41
No8Easy2
USA Fan
picking up boudin
Member since Mar 2014
7436 posts

re: Equifax hack victims: are ya'll signing up for the free trustedIDpremeire monitoring?
quote:

Credit freeze


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20
9001
Army Fan
/IOTBW/
Member since Jul 2017
535 posts

re: Equifax hack victims: are ya'll signing up for the free trustedIDpremeire monitoring?
Nope. Just maxing out that shite out.


td1
Member since Oct 2015
138 posts

re: Equifax hack victims: are ya'll signing up for the free trustedIDpremeire monitoring?
I swear I heard somewhere (maybe here or on the news) that when you sign up, you basically sign away your right to go after them if anything happens. WTF is that about?? I am for small govt, but we got three that determine all of our credit ratings (I know technically we determine our own credit ratings but they hold all the info). They do need some regulation and penalties when something like this happens.

What would happen if Chase, Capital One, etc. had this happen? The Feds would be all over them.


hesterhamma
LSU Fan
Member since Oct 2013
451 posts

re: Equifax hack victims: are ya'll signing up for the free trustedIDpremeire monitoring?
Gonna sit back and wait on that class action lawsuit! Nothing like a $5 check to make their frick up right!


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441
FelicianaTigerfan
LSU Fan
Baton Rouge
Member since Aug 2009
22106 posts

re: Equifax hack victims: are ya'll signing up for the free trustedIDpremeire monitoring?
But you're insured up to 1mm in losses. I doubt they could steal my identity and get much more than a couple grand before I notice


GeorgeTheGreek
Michigan State Fan
Sparta, Greece
Member since Mar 2008
47470 posts

re: Equifax hack victims: are ya'll signing up for the free trustedIDpremeire monitoring?
My father in law already got screwed by the Equifax stuff. Very next day someone was trying to get credit under his name.


ell_13
USA Fan
Member since Apr 2013
54379 posts
 Online 

re: Equifax hack victims: are ya'll signing up for the free trustedIDpremeire monitoring?
quote:

What would happen if Chase, Capital One, etc. had this happen? The Feds would be all over them.
It happened to JP Morgan (Chase). The Feds did nothing.


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20
TigerinATL
New Orleans Pelicans Fan
Member since Feb 2005
46161 posts
 Online 

re: Equifax hack victims: are ya'll signing up for the free trustedIDpremeire monitoring?
quote:

Credit freeze


Costs $10 per credit bureau (so $30) and $10 to unfreeze. A company you have no directly established relationship with lets your information get hacked and then you have to pay them to protect yourself. That's some mafia protection money bull shite right there.


LoveThatMoney
LSU Fan
Who knows where?
Member since Jan 2008
10405 posts

re: Equifax hack victims: are ya'll signing up for the free trustedIDpremeire monitoring?
I did. What the frick else could these hackers steal? O no! I have to give my social security number to TrustedID. Who gives a shit? It's already out there. I'm already fricked.


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40
LoveThatMoney
LSU Fan
Who knows where?
Member since Jan 2008
10405 posts

re: Equifax hack victims: are ya'll signing up for the free trustedIDpremeire monitoring?
quote:


Costs $10 per credit bureau (so $30) and $10 to unfreeze. A company you have no directly established relationship with lets your information get hacked and then you have to pay them to protect yourself. That's some mafia protection money bull shite right there


Equifax is doing this for free. Get your facts straight.


LSU921
LSU Fan
Member since Jan 2011
50 posts

re: Equifax hack victims: are ya'll signing up for the free trustedIDpremeire monitoring?
I did a credit freeze last night for me and my wife. Equifax didn't ask for payment. Had to pay $10 each to Experian and Trans Union.

Well worth it given this mess.


THRILLHO
New Orleans Pelicans Fan
New Orleans, LA
Member since Apr 2006
45570 posts

re: Equifax hack victims: are ya'll signing up for the free trustedIDpremeire monitoring?
quote:

Equifax is doing this for free. Get your facts straight.



I mean, they just announced it yesterday, so he's not carelessly ignorant on the issue. Plus it's temporary.
LINK

So you may have to pay if you unfreeze it in the near future.

And the other two still cost $10.


Duckie
LSU Fan
Tippy Toe, Louisiana
Member since Apr 2010
24314 posts

re: Equifax hack victims: are ya'll signing up for the free trustedIDpremeire monitoring?
quote:

Costs $10 per credit bureau (so $30) and $10 to unfreeze. A company you have no directly established relationship with lets your information get hacked and then you have to pay them to protect yourself. That's some mafia protection money bull shite right there.


I believe the charge is only to unfreeze.


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CAD703X
Toledo Fan
Liberty Island
Member since Jul 2008
48581 posts

re: Equifax hack victims: are ya'll signing up for the free trustedIDpremeire monitoring?
quote:

I swear I heard somewhere (maybe here or on the news) that when you sign up, you basically sign away your right to go after them if anything happens.


THIS!!! this is the kind of shite i'm afraid of because they are making it a little too easy to sign up for their little 'credit monitoring' solution.

quote:

By clicking the Continue button below, I
(i) Accept and agree to the Terms of Use and acknowledge that I have received the Privacy Notice. I also agree to receive notices on this website or otherwise in electronic form instead of on paper; and
(ii) Understand and agree that I am providing "written instructions" in accordance with the Fair Credit Reporting Act authorizing TrustedID, Inc., an Equifax company, to obtain my credit information from the personal credit reports maintained by one or more of the three nationwide credit reporting agencies and I hereby authorize TrustedID, Inc. to access my personal credit information in order to confirm my identity and display my credit data to me related to my use and enjoyment of the product.



i smell a rat.

reading the terms of service now...


Tiger Prawn
LSU Fan
Member since Dec 2016
5016 posts

re: Equifax hack victims: are ya'll signing up for the free trustedIDpremeire monitoring?
No. I'm just monitoring my report through Credit Karma and Capital One's credit tracker to see if any unusual activity occurs.


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LSU921
LSU Fan
Member since Jan 2011
50 posts

re: Equifax hack victims: are ya'll signing up for the free trustedIDpremeire monitoring?
Innovis is the "fourth" credit agency, so you should freeze that one too. Not as much info as the big three, but they have enough. They do not charge to freeze.


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