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re: Dealing w neighbors over tree overhanging?

Posted on 3/17/25 at 1:53 pm to
Posted by xBirdx
Member since Sep 2018
1083 posts
Posted on 3/17/25 at 1:53 pm to
That’s what I would do.

I would confirm with insurance company first though- they may even write a letter for you if you proved pics etc.bc they don’t want to have to cover it
This post was edited on 3/17/25 at 1:53 pm
Posted by ItzMe1972
Member since Dec 2013
11398 posts
Posted on 3/17/25 at 1:55 pm to
Which state are you in?
Posted by Chad504boy
4 posts
Member since Feb 2005
171744 posts
Posted on 3/17/25 at 1:55 pm to
quote:

I would confirm with insurance company first though- they may even write a letter for you if you proved pics etc.


yeah, i would tell the insurance company that "hey i know about this unhealthy tree over my roof that doesn't look great and i gots this neighbor with cancer that told me to frick off. I don't wanna do anything to protect my house but can you come over and have some hot tea with her and tell her to quit bullying me and trim the tree?"
Posted by fareplay
Member since Nov 2012
5875 posts
Posted on 3/17/25 at 1:56 pm to
Is there a risk that insurance tries to raise my rates? I want to minimize any exposure
Posted by xBirdx
Member since Sep 2018
1083 posts
Posted on 3/17/25 at 1:56 pm to
lol … a different approach, it might yield same results…
Posted by DownshiftAndFloorIt
Here
Member since Jan 2011
69040 posts
Posted on 3/17/25 at 1:56 pm to
How do you manage to get yourself dressed in the morning?

Ask your wife to handle it for you.
Posted by Jesco
Houston
Member since May 2022
232 posts
Posted on 3/17/25 at 1:56 pm to
quote:

Pictures would be nice


Dude, gross. She’s like 75.
Posted by xBirdx
Member since Sep 2018
1083 posts
Posted on 3/17/25 at 1:57 pm to
I highly doubt that… I’ve never heard of rates going up bc of overgrown trees…
Posted by Chad504boy
4 posts
Member since Feb 2005
171744 posts
Posted on 3/17/25 at 1:57 pm to
quote:

I highly doubt that… I’ve never heard of rates going up bc of overgrown trees…


but they will issue an underwriting cancellation of policy.
Posted by 777Tiger
Member since Mar 2011
82673 posts
Posted on 3/17/25 at 1:58 pm to
quote:

Is there a risk that insurance tries to raise my rates? I want to minimize any exposure


no matter how you decide to deal with this you've given us sufficient grounds to revoke your baw card, please drop it at the receptionist 's desk after you leave the ladies room
Posted by TopWaterTiger
Lake Charles, LA
Member since May 2006
11169 posts
Posted on 3/17/25 at 1:59 pm to
first of all, you never stated the condition of the tree? Is it healthy, but a limb covers your house?

As said, you can cut anything over your property line.

If tree is healthy, then she's not negligent.

If tree is dead, then she is negligent.
Posted by xBirdx
Member since Sep 2018
1083 posts
Posted on 3/17/25 at 1:59 pm to
Idk about that….. that seems a little far fetched

Have you ever had any real life experience in this? Genuinely curious…
Posted by texn
Pronouns: Y'All/Y'All's
Member since Nov 2019
4004 posts
Posted on 3/17/25 at 2:02 pm to
Can't you just move your trailer to another space in the trailer park?
Posted by Chad504boy
4 posts
Member since Feb 2005
171744 posts
Posted on 3/17/25 at 2:03 pm to
quote:


Idk about that….. that seems a little far fetched

Have you ever had any real life experience in this? Genuinely curious…


lots of companies in LA bc the market is such shite with companies have hard underwriting guidelines about tree limbs being so many feet away from house. Insurance companies absolutely have the legal ability to cancel a policy due to underwriting conditions of said house.
Posted by ItzMe1972
Member since Dec 2013
11398 posts
Posted on 3/17/25 at 2:05 pm to
Louisiana Law:


Art. 688. Branches or roots of trees, bushes, or plants on neighboring property.

A landowner has the right to demand that the branches or roots of a neighbor's trees, bushes, or plants, that extend over or into his property be trimmed at the expense of the neighbor.

A landowner does not have this right if the roots or branches do not interfere with the enjoyment of his propert
y.

Acts 1977, No. 514, §1.

I should point out that you need permission from the neighbor if you decide to cut it yourself.
This post was edited on 3/17/25 at 2:28 pm
Posted by Tyga Woods
South Central Jupiter Island, FL
Member since Sep 2016
37438 posts
Posted on 3/17/25 at 2:06 pm to
You can’t pull your trailer a few feet over?
Posted by gumbo2176
Member since May 2018
17866 posts
Posted on 3/17/25 at 2:11 pm to
In N.O., any branches that are on your side of a fence are your problem.

I had a neighbors 30 ft. pecan tree fall over during Katrina that was right on the property line between his house and mine. It not only fell over but also destroyed a good 30 ft. of my fence on the way down.

I broke out the chainsaw and got to cutting and had to use a dolly to move the rounds I had cut out of the trunk.

Also, when I was a kid one of our neighbors had 2 massive magnolia trees growing on the edge of their property and a lot of the branches hung over our yard. They dropped tons of leaves and those nasty cones damn near year round. Once I left home and it was just 3 females in the house, my mom got an uncle over with a chainsaw to cut the branches on our side of the property line. That made for a couple funny looking trees when he was done.
Posted by xBirdx
Member since Sep 2018
1083 posts
Posted on 3/17/25 at 2:16 pm to
Interesting.

Then just saw away!!
Posted by Weekend Warrior79
Member since Aug 2014
18989 posts
Posted on 3/17/25 at 2:19 pm to
quote:

property dealing damage from lack of maintenance / dead or dying tree.

I can prove that the branches falling on my side are dry and dying.

Just because the branches that fell are dry and dying, may not necessarily mean the actual tree is dead or dying. It also would not prove lack of maintenance. Also, your word from when they fell would not be sufficient to prove the tree is dying, you would need something from an arborist as well as proof that you provided her with proper notification.
Posted by Napoleon
Kenna
Member since Dec 2007
70892 posts
Posted on 3/17/25 at 2:20 pm to
Cut it yourself or do nothing. Those are your options.
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