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re: Can anyone here admit that a lot of hardworking young people are fricked?
Posted on 11/23/25 at 10:53 am to UptownJoeBrown
Posted on 11/23/25 at 10:53 am to UptownJoeBrown
“At 54 so yeah I think I might have some good advice to give.”
Retired at 54? Honestly, congrats – that already puts you in a pretty small minority.
But that’s exactly the point: your experience is not representative of what most people, especially younger generations, are dealing with. Early retirement usually means some combination of high income, strong pensions, favorable timing, and a decent amount of luck. That’s great for you, but it makes it easy to underestimate how different the landscape looks for people starting now.
The frustration isn’t “ young people don’t want to hear hard advice.” It’s that “just save and don’t be frivolous” pretends the economy is the same as it was when houses, education, and healthcare cost a very different share of income and stable pensions were much more common.
You may have good personal advice, but using an outlier outcome as proof that everyone else is just lazy or whiny is exactly the kind of disconnect people are reacting to.
Retired at 54? Honestly, congrats – that already puts you in a pretty small minority.
But that’s exactly the point: your experience is not representative of what most people, especially younger generations, are dealing with. Early retirement usually means some combination of high income, strong pensions, favorable timing, and a decent amount of luck. That’s great for you, but it makes it easy to underestimate how different the landscape looks for people starting now.
The frustration isn’t “ young people don’t want to hear hard advice.” It’s that “just save and don’t be frivolous” pretends the economy is the same as it was when houses, education, and healthcare cost a very different share of income and stable pensions were much more common.
You may have good personal advice, but using an outlier outcome as proof that everyone else is just lazy or whiny is exactly the kind of disconnect people are reacting to.
2
Posted on 11/23/25 at 10:59 am to Prawn
quote:
locks them out of home ownership with exclusive zoning
WTF? Most of us don't live in California or New England, dealing with the coastal commission, historical building societies, or rent controls which discourages investment in properties. There is no zoning in Houston, for example. And driving through most of the South, it doesn't look like there is a lot of zoning there either. One excuse after another from you old people.
You can work really hard digging ditches, but that means you will always have roommates until you figure out something better.
Posted on 11/23/25 at 11:52 am to RanchoLaPuerto
quote:
Quite a bit, actually. And I’ve walked a mess of young folks through first purchases.
Posted on 11/23/25 at 3:29 pm to Greenside
He’s 54 year old single / no kids / never been married yet he gave marriage advice to all the youngins
Says you shouldn’t watch tv / go out to eat/ go to sporting events
Likes to play online games and invest in the stock market
Says you shouldn’t watch tv / go out to eat/ go to sporting events
Likes to play online games and invest in the stock market
This post was edited on 11/23/25 at 3:30 pm
Posted on 11/23/25 at 3:57 pm to _Hurricane_
quote:
Everyone in YOUR generation could start out like that and make it. And you guys really didn’t start at the same point at all. Out of touch.
You're right we didn't start out the same point because our expectations were much lower. We had hand me down furniture or shite we picked up at goodwill. Most of us came from families that said there is no college savings so you better get a scholarship or figure out how you're going to pay for it. We sure as hell didn't have parents that spent thousands of dollars to decorate our dorms. Our vacations growing up was weekend at Astroworld. Disney was a once in a lifetime trip not a yearly trip. Batchelor parties were a weekend at the fishing camp or Biloxi. Not a trip to Vegas, Miami, or the Carribean. Diamond rings were 1 carat or less and international trips for honeymoons were unheard of.
The other thing is we didn't have the media writing articles all the time creating division between generations or telling us fricked we were. We just went to college and got a professional degree and went to work. If you weren't smart enough to realize that a business degree or some other degree that isn't required to obtain a license wasn't worth a shite then that's on you and the rest of your generation.
Your first step to improving your situation is to stop with this woe is me dribble. Then figure out where you want to be in life and figure out how you can improve your skillset to get there.
Posted on 11/23/25 at 4:08 pm to Greenside
quote:
The frustration isn’t “ young people don’t want to hear hard advice.” It’s that “just save and don’t be frivolous” pretends the economy is the same
Exactly. I’ve cut back on a lot. I put into the market when I can. I rarely eat out these days. The only reason why I still feel like I’m winning, to an extent, is because my only debt is a mortgage.
Posted on 11/23/25 at 4:38 pm to Chef Curry
quote:
You realize starting to work at 13 is virtually impossible because it’s fricking illegal? Lmao.You realize starting to work at 13 is virtually impossible because it’s fricking illegal? Lmao.
No one is stopping a 13 year old from knocking on their neighbors door getting paid to mow their neighbors grass. I know someone that did this and turned it into a multimillion dollar enterprise.
I also used to pay the teenage kid of one of the high profile attorneys in BR to pressure wash my driveway and pool deck. The first time he did it took him 14 hours in a single day! He refused to go home until the job was done. Each year the same job took him way less time than the year before and he was paid the same. I can assure you that kid won't be on here complaining how the world is unfair and it won't because of who his dad is. It will be because of his grit, work ethic, and professionalism that he developed as a teenager.
Posted on 11/23/25 at 4:46 pm to armytiger96
quote:
We sure as hell didn't have parents that spent thousands of dollars to decorate our dorms. Our vacations growing up was weekend at Astroworld. Disney was a once in a lifetime trip not a yearly trip. Batchelor parties were a weekend at the fishing camp or Biloxi. Not a trip to Vegas, Miami, or the Carribean. Diamond rings were 1 carat or less and international trips for honeymoons were unheard of
You’re spending way too much time on instagram or around kids from upper class households and it totally warps your perception of the lives
25-35 year olds live
Posted on 11/23/25 at 4:49 pm to Dawgfanman
quote:
Meh credit card interest used to be deductible. Tax structures change so much it’s hard to compare.
And the standard deduction for a married couple is now $30,000 which means most families aren't deducting shite anymore because the standard deduction is better.
Posted on 11/23/25 at 4:57 pm to Defenseiskey
quote:
My dad bought a 1800 Sq ft house in Lafayette in the 80’s
In the oil bust of the 80s, you could get a 1400 square foot house for a stick of bubble gum in Lafayette.
Also, the APR was probably 12-18 percent.
Posted on 11/23/25 at 5:03 pm to Dawgfanman
quote:
Meh credit card interest used to be deductible.
Began losing that in 86.
And a deduction of stupid high interest isn’t remotely as valuable as a tax credit.
Posted on 11/23/25 at 5:04 pm to Midtiger farm
quote:
You’re spending way too much time on instagram or around kids from upper class households and it totally warps your perception of the lives 25-35 year olds live
You're absolutely right I busted my arse to become a professional along with most of my peers. I didn't want the blue collar life that I grew up in. So I did something about it! Neither one of my parents were degreed. I now have a professional degree and a masters degree and work in a industry where I am surrounded by professional people. The young people today that are professionals seem to be doing ok.
Again my question to you is what are YOU doing to improve YOUR skill set to change YOUR path in life. Feeling sorry for yourself won't get you there.
This post was edited on 11/23/25 at 6:56 pm
Posted on 11/23/25 at 5:06 pm to Midtiger farm
quote:
never been married
Wrong
You can go out to eat but yall do it outrageously too much.
Is it really worth it to pay the total cost of a game now to go in person?
Posted on 11/23/25 at 5:13 pm to UptownJoeBrown
quote:
You can go out to eat but yall do it outrageously too much
Boomers make up the majority of the most expensive restaurant clientele
Posted on 11/23/25 at 5:22 pm to aTmTexas Dillo
quote:
Choose the right degree. Mine was lucrative. Boomer advice.
You may want to pay attention and adhere to this advice and the advice of others. You can learn from our failures or repeat them yourself.
Posted on 11/23/25 at 5:23 pm to MrSpock
quote:
Current generations maybe, but the messaging to my generation was college or bust since birth. Remind me the messenger again?
So what did you study in college? Did you graduate? What line of work are you in now?
This post was edited on 11/23/25 at 5:24 pm
Posted on 11/23/25 at 5:35 pm to armytiger96
(no message)
This post was edited on 11/23/25 at 5:37 pm
Posted on 11/23/25 at 5:43 pm to upgrayedd
quote:
Another thing that boomers had that a lot of kids don’t have today is mentorship. No one wants to take the time, money or effort to pass on knowledge to a hose entering the workforce.
This is absolute horseshite. This thread is full of people that are willing to give advice to complete strangers. Yet not one of the youngsters have actually mentioned their individual problem to get help with an actual solution. Instead its more generational warfare; macroeconomics babble, and woe is me you will never understand BS.
I promise you if a gen Zer approached a Boomer or GenXer with their situation and actually listened they will get the advice they need. It may not be the advice they want hear but it will help them.
Posted on 11/23/25 at 6:13 pm to armytiger96
quote:
This thread is full of people that are willing to give advice to complete strangers. Yet not one of the youngsters have actually mentioned their individual problem to get help with an actual solution. Instead its more generational warfare; macroeconomics babble, and woe is me you will never understand BS. I promise you if a gen Zer approached a Boomer or GenXer with their situation and actually listened they will get the advice they need. It may not be the advice they want hear but it will help them.
It’s what I’m trying to do but they are bucking me and downvoting me like crazy. I got downvoted 2 to 1 for 13 solid advice points. LOL. They would rather die than possibly admit that part of their situation is that they might maybe potentially in the tiniest of way have a spending problem. That’s the first thing they need to accept before anything else.
This post was edited on 11/23/25 at 6:16 pm
Posted on 11/23/25 at 6:18 pm to UptownJoeBrown
quote:
I’m trying to do but they are bucking me and downvoting me like crazy. I got downvoted 2 to 1 for 13 solid advice points. LOL
But it's not due to your "solid advice points". It's because you are a know-it-all douchebag.
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