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Started By
Message
Buddy of mine just heard back from FEMA- giving him $23,000
Posted on 8/29/16 at 2:21 pm
Posted on 8/29/16 at 2:21 pm
He thought it would be 8-10 and nowhere near the 33k max. To say he was shocked is an understatement
11
Posted on 8/29/16 at 2:23 pm to FishinTygah84
yeah thats crazy. I assume he had no flood insurance. Most i've heard has been about 18k but around 7k for a lot of other friends. The only pattern I could see (other than total loss) was the amount of income each house hold has. The more income the less they got back. In some cases didnt get anything at all.
Posted on 8/29/16 at 2:23 pm to FishinTygah84
Just curious how much water did he have and about how big was his house?
Posted on 8/29/16 at 2:23 pm to FishinTygah84
(no message)
This post was edited on 6/28/19 at 9:49 am
Posted on 8/29/16 at 2:23 pm to FishinTygah84
It probably still isn't as much as he needs. I hope to hear many stories of people getting more than they expected in the coming weeks/months though. 
Posted on 8/29/16 at 2:24 pm to FishinTygah84
Hopefully that's a good start for him.
Has he looked into the shelter home program as well? That could help get his house ready for renovation.
LINK
Has he looked into the shelter home program as well? That could help get his house ready for renovation.
LINK
This post was edited on 8/29/16 at 2:29 pm
Posted on 8/29/16 at 2:26 pm to FriscoKid
quote:
Just curious how much water did he have and about how big was his house?
2200 SQ FT in denham. Middle income earner. Lost pretty much everything. Able to salvage a few clothes in the top of the closets. Lost both vehicles. No insurance as it was not required.
Frick you to whoever down voted.
Posted on 8/29/16 at 2:29 pm to tke857
quote:
The only pattern I could see (other than total loss) was the amount of income each house hold has. The more income the less they got back.
Not true at all.
Posted on 8/29/16 at 2:30 pm to FishinTygah84
quote:
No insurance as it was not required.
but he will now since its a requirement?
Posted on 8/29/16 at 2:30 pm to toosleaux
Just posted this in the other thread...
Their inspection was this am. Woke up to a text saying their case updated. I go online to look...FEMA IS SAYING MY DAD IS DENIED FOR EVERYTHING BECAUSE HE HAS FLOOD INSURANCE!!!! He doesn't!!! My dad is on the phone with them now and is freaking out. Even showed the inspector his home owner's policy that clearly states he had NO flood coverage.
Their inspection was this am. Woke up to a text saying their case updated. I go online to look...FEMA IS SAYING MY DAD IS DENIED FOR EVERYTHING BECAUSE HE HAS FLOOD INSURANCE!!!! He doesn't!!! My dad is on the phone with them now and is freaking out. Even showed the inspector his home owner's policy that clearly states he had NO flood coverage.
Posted on 8/29/16 at 2:32 pm to lsunurse
quote:
Their inspection was this am. Woke up to a text saying their case updated. I go online to look...FEMA IS SAYING MY DAD IS DENIED FOR EVERYTHING BECAUSE HE HAS FLOOD INSURANCE!!!! He doesn't!!! My dad is on the phone with them now and is freaking out. Even showed the inspector his home owner's policy that clearly states he had NO flood coverage.
dang. hope they get that worked out. best of luck to him.
Posted on 8/29/16 at 2:34 pm to lsunurse
quote:
Even showed the inspector his home owner's policy that clearly states he had NO flood coverage.
Do homeowners polices typically show that a person has flood insurance? I know mine doesnt.
Posted on 8/29/16 at 2:35 pm to toosleaux
Yeah I mean I am looking at a small sample size like 8 people I know. So it might just be a mere observation for me and nothing factual.
Posted on 8/29/16 at 2:36 pm to tgrbaitn08
quote:
Do homeowners polices typically show that a person has flood insurance? I know mine doesnt.
I don't think so. You could check the mortgage escrow to see if money was being paid our for flood.
Posted on 8/29/16 at 2:37 pm to FishinTygah84
quote:
2200 SQ FT in denham. Middle income earner.
Household income $60-80K?
middle income is extremely vague. OT middle income would be $120-150K
Posted on 8/29/16 at 2:37 pm to lsunurse
quote:
EMA IS SAYING MY DAD IS DENIED FOR EVERYTHING BECAUSE HE HAS FLOOD INSURANCE!!!!
maybe they were secretly paying it. would be nice.
im sure it will get resolved
Posted on 8/29/16 at 2:38 pm to FishinTygah84
That's good news my father in law is in a very similar situation. Every little bit help.
Posted on 8/29/16 at 2:38 pm to lsu xman
quote:
Household income $60-80K? middle income is extremely vague. OT middle income would be $120-150K
Just above 100k. not even 120.
Posted on 8/29/16 at 2:38 pm to wickowick
quote:
Do homeowners polices typically show that a person has flood insurance? I know mine doesnt.
I don't think so. You could check the mortgage escrow to see if money was being paid our for flood.
I didnt think so...I've never seen a homeowners policy show whether or not that person has flood insurance.
amazing how clueless some people are
Posted on 8/29/16 at 2:39 pm to lsunurse
quote:
Just posted this in the other thread...
Their inspection was this am. Woke up to a text saying their case updated. I go online to look...FEMA IS SAYING MY DAD IS DENIED FOR EVERYTHING BECAUSE HE HAS FLOOD INSURANCE!!!! He doesn't!!! My dad is on the phone with them now and is freaking out. Even showed the inspector his home owner's policy that clearly states he had NO flood coverage.
Don't freak out. My mil had this outcome last week. Just have to fax them copies of your homeowners policy stating no flood ins and they will review it again. She is still waiting to hear back but on her account it does state it is being reviewed again.
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