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re: Apple Event today

Posted on 3/25/19 at 1:24 pm to
Posted by Dam Guide
Member since Sep 2005
16791 posts
Posted on 3/25/19 at 1:24 pm to
quote:

I bet you won’t be so smug when you hear me yell “I’m debt free!!” and you’re still paying credit card bills


This is dumb, you can reap the benefits of credit cards and just pay them off monthly. If you auto pay the full amount each month you don’t even notice it and you help your credit score if you want to make a major purchase instead of just staying cash only.

My parents tried to teach me this same garbage and when it came time for me to move out on my own and I had no credit and they wouldn’t co-sign, I had a hard fricking time renting an apartment. frick that stupid no credit card bullshite.
This post was edited on 3/25/19 at 1:27 pm
Posted by Supermoto Tiger
Baton Rouge
Member since Dec 2010
10964 posts
Posted on 3/25/19 at 1:32 pm to
quote:

you help your credit score

Nothing helps my credit score more than:

1. paying my house note + $300 additional towards principal 2 weeks early EVERY month

2. being debt free except for my house

3. credit score is 800+

ETA: I have -0- credit cards...only debit card.
This post was edited on 3/25/19 at 1:34 pm
Posted by Croacka
Denham Springs
Member since Dec 2008
61451 posts
Posted on 3/25/19 at 1:33 pm to
quote:

2% daily cash back up to 3% daily cash back on apple purchases.




WTF does daily mean?

word seems out of place when discussing rewards credit cards
Posted by jcaz
Laffy
Member since Aug 2014
19447 posts
Posted on 3/25/19 at 1:35 pm to
Apple has so much cash on hand why not get into the credit business?
Posted by lsutiger2010
Member since Aug 2008
14790 posts
Posted on 3/25/19 at 1:37 pm to
(no message)
This post was edited on 10/19/21 at 1:48 pm
Posted by Tigeralum2008
Yankees Fan
Member since Apr 2012
17751 posts
Posted on 3/25/19 at 1:37 pm to
quote:

Apple has so much cash on hand why not get into the credit business?



Apple has enough cash to build Wakanda
Posted by McCaigBro69
TigerDroppings Premium Member
Member since Oct 2014
45349 posts
Posted on 3/25/19 at 1:38 pm to
quote:

What free shite is Apple giving you?


Nothing....it’s a joke.

I had to take my AirPods out to reply to this btw. Consider yourself lucky I didn’t punish you, peasant.
Posted by 40 Rouge
The Wasatch Back
Member since Feb 2009
2716 posts
Posted on 3/25/19 at 1:40 pm to
quote:

I don’t use credit cards because I’m actually financially responsible. Some of y’all need Dave Ramsey in your life but that’s none of my business


I use credit cards because I'm financially responsible.

I haven't carried a balance or paid interest on a credit card since my college days.

You don't like free travel or cash back?

Posted by Vood
Member since Dec 2007
8623 posts
Posted on 3/25/19 at 1:40 pm to
They had me until Oprah
Posted by geaux88
Northshore, LA
Member since Oct 2003
16355 posts
Posted on 3/25/19 at 1:47 pm to
Good luck trying to fly, rent a car or travel internationally w/o a decent credit card.

The premise that having a cc and paying it off every month/managing it responsibly to your advantage is just not a valid premise gaucho.
Posted by el Gaucho
He/They
Member since Dec 2010
60076 posts
Posted on 3/25/19 at 1:50 pm to
Maybe if y’all weren’t taking so many international vacations and renting cars instead of buying reliable used cars and freewheeling with credit cards you could get your finances in order
Posted by crazyLSUstudent
391 miles away from Tiger Stadium
Member since Mar 2012
6201 posts
Posted on 3/25/19 at 1:51 pm to
Reads post and my reaction is

Reads username and my reaction is

El gaucho at it again
Posted by CBLSU316
Far Right of Left
Member since Jun 2008
11435 posts
Posted on 3/25/19 at 2:00 pm to
quote:

el Gaucho


You are one miserable MFer.

quote:

vacations


Just got back from one.....fully paid with points earned from using my credit card, that gets paid in full every month without exception.
This post was edited on 3/25/19 at 2:02 pm
Posted by Esquire
Chiraq
Member since Apr 2014
15203 posts
Posted on 3/25/19 at 2:09 pm to
quote:

I had to take my AirPods out to reply to this btw. Consider yourself lucky I didn’t punish you, peasant.


I’m not too worried about a guy that can’t listen to music and type at the same time.
Posted by OysterPoBoy
City of St. George
Member since Jul 2013
45503 posts
Posted on 3/25/19 at 2:13 pm to
You realize those stores charge you 4% to use your credit card.
Posted by Parmen
Member since Apr 2016
18317 posts
Posted on 3/25/19 at 2:14 pm to
Tech board broken again?
Posted by Dam Guide
Member since Sep 2005
16791 posts
Posted on 3/25/19 at 2:21 pm to
quote:

ETA: I have -0- credit cards...only debit card.


Then you are just missing out on things like airline miles, free money, and hotel points. 5% from amazon purchases alone has bought me some nice moto and gun parts.


Did you have a cosigner to build your credit to that in the first place?
This post was edited on 3/25/19 at 2:25 pm
Posted by Tigeralum2008
Yankees Fan
Member since Apr 2012
17751 posts
Posted on 3/25/19 at 2:24 pm to
quote:

Apple credit card with 0 fees, even if you are late on your payment.



So not only am I supposed to pay $1000+ for the new iPhone X-OVR8D... I'm also expected to finance the motherfricker?
This post was edited on 3/25/19 at 2:24 pm
Posted by usc6158
Member since Feb 2008
39399 posts
Posted on 3/25/19 at 2:29 pm to
I have zero interest in an Apple credit card, but the security features are pretty interesting and where the industry will likely go.
Posted by bengalman
In da Country
Member since Feb 2007
4227 posts
Posted on 3/25/19 at 2:37 pm to
Glad I missed another "BIG EVENT" from apple....
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