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re: Apple Event today

Posted on 3/25/19 at 2:41 pm to
Posted by Martini
Near Athens
Member since Mar 2005
49696 posts
Posted on 3/25/19 at 2:41 pm to
quote:

We need a board for Tech stuff.

Its kind of dead over there...


They've all moved to the Home and Garden Board to learn how to paint their brick.
Posted by Bmath
LA
Member since Aug 2010
18919 posts
Posted on 3/25/19 at 2:43 pm to
quote:

paying my house note + $300 additional towards principal 2 weeks early EVERY month


Having a home loan counts towards your credit history. Everything else you are doing does not get factored into your credit score.

quote:

being debt free except for my house


A low debt to income ratio helps but so does age of oldest account and available credit.

quote:

credit score is 800+


This doesn’t help your credit score but does give lenders an idea of what you may qualify for.

Without really having an actual credit history, it sounds like you had a credit card through your parents or a co-signer at some point.

My grandfather has used a business account or paid cash for pretty much everything his whole adult life. He has no credit score and it has recently made it difficult for him to do certain things financially.
Posted by Oilfieldbiology
Member since Nov 2016
42714 posts
Posted on 3/25/19 at 2:46 pm to
How. How do people not know gaucho is a troll?
Posted by MojoGuyPan
Intercession City, Florida
Member since Jun 2018
2797 posts
Posted on 3/25/19 at 2:50 pm to
quote:

Pretty good stuff so far.

Apple credit card with 0 fees, even if you are late on your payment.


Lame as f dude. What now, is Microsoft going to put out a Windows card? I see enough douche bags whip out Harley cards around here.

Is Apple really changing the world by offering a credit card even if was designed in California by pretentious Jony Ive?

Jobs is both face palming and rolling over in his grave.
This post was edited on 3/25/19 at 2:51 pm
Posted by MandevilleLSUTiger
Baton Rouge
Member since Sep 2005
6884 posts
Posted on 3/25/19 at 2:54 pm to
quote:

I don’t use credit cards because I’m actually financially responsible. Some of y’all need Dave Ramsey in your life but that’s none of my business


I actually assumed you were trolling, because if you were financially responsible you would actually have a credit card.
Posted by IAmNERD
Member since May 2017
24491 posts
Posted on 3/25/19 at 2:59 pm to
I cant believe the amount of people that still get hooked by Gaucho around here.
Posted by kywildcatfanone
Wildcat Country!
Member since Oct 2012
141055 posts
Posted on 3/25/19 at 3:20 pm to
An Apple credit card for a $2K phone, and $1K ipad. Millennials are never going to get out of debt.
Posted by XxxSpooky1
A place in SE La
Member since Sep 2007
5165 posts
Posted on 3/25/19 at 4:21 pm to
quote:

Lame as f dude. What now, is Microsoft going to put out a Windows card? I see enough douche bags whip out Harley cards around here.


It's the security features it brings. No numbers, no expiration date, nothing other than your name etched into the card itself. Your actual card information will be located within your Wallet on your apple device.
Posted by Dam Guide
Member since Sep 2005
16791 posts
Posted on 3/25/19 at 4:26 pm to
quote:

An Apple credit card for a $2K phone, and $1K ipad. Millennials are never going to get out of debt.


Nah, you frickers crashed the housing market so we got to buy cheap with low interest and killed our retirement. We will never quit working. Have lots of free money to spend on tech goodies.
Posted by S1C EM
Athens, GA
Member since Nov 2007
11594 posts
Posted on 3/26/19 at 6:35 am to
quote:


Nah, you frickers crashed the housing market


Oh, reeeeeally? Pretty sure there were quite a few millennials involved in that. I know one who graduated, got married, had no job.....but lied on a no income verification mortgage app and bought a house. And it was the policies of liberals (whom you all love SO much) that made crap like that possible.

But don’t let facts get in your way.
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