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re: Anyone ever browse the subreddit "poverty Finance"?
Posted on 8/31/25 at 4:34 pm to TheHarahanian
Posted on 8/31/25 at 4:34 pm to TheHarahanian
quote:
One of my grandmothers came up during the Great Depression, dirt poor.
She had enough to live comfortably later in life, but she still kept powdered milk, re-used aluminum foil and plastic wrap, etc.
Seems perfectly understandable. Cannot imagine what that was like to live through. Then another European war in the next decade.
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Posted on 8/31/25 at 4:35 pm to Crimson
quote:
I’ve always found it fascinating how hard some individuals will work - meaning the effort they will expend - in order to not actually work.
“Normally, if given the choice between doing something and nothing, I’d choose to do nothing. But I will do something if it helps someone else do nothing. I’d work all night, if it meant nothing got done.”
— Ron Swanson, Parks and Recreation, Parks and Recreation Season 5: Article Two
Posted on 8/31/25 at 4:40 pm to TheHarahanian
quote:
One of my grandmothers came up during the Great Depression, dirt poor.
She had enough to live comfortably later in life, but she still kept powdered milk, re-used aluminum foil and plastic wrap, etc.
My mom grew up in Germany and her parents lived through both wars. She does stuff like that and wash/reuse ziplock bags. I have a little bit of that in me but no where near the extent. I like to buy large portions of beef to butcher myself. But that's a mixture between saving money and knowing that my ground beef comes from one cow.
Posted on 8/31/25 at 4:44 pm to TigersHuskers
quote:
Anyone ever browse the subreddit "poverty Finance"?
The "parody" subreddit called r/PFjerk used to be hilarious but I don't browse reddit often enough anymore.
Posted on 8/31/25 at 4:46 pm to TheHarahanian
quote:
One of my grandmothers came up during the Great Depression, dirt poor. She had enough to live comfortably later in life, but she still kept powdered milk, re-used aluminum foil and plastic wrap, etc.
Yep. My maternal grandparents were born in 1908 and 1916. It’s engrained in me. I’ve gotten better at the quick cost-benefit analysis. I auto process a quick equation involving how much I am saving, how long it would take me to make up for the loss otherwise, how much I hate my job in relation to the task, etc.
e.g., I prefer cutting, splitting and stacking firewood more than I do my career work (there is obviously a limit there, and the freedom to do it comes into play). I also enjoy my wood stove generally. It’s definitely more purely time/cost-effective to just run the gas furnace and bill a little bit to pay for the propane.
I’ve gotten better at throwing shite away too. But I get innate satisfaction from repurposing stuff. Back to firewood: I bought a wood splitter that was delivered in a metal crate. I made the crate into a firewood rack that’s high enough off the ground that copperheads and timber rattlers won’t be tempted to move in.
This post was edited on 8/31/25 at 6:37 pm
Posted on 8/31/25 at 4:58 pm to Joshjrn
quote:
Time spent to acquire food is concrete; time spent to acquire currency that may or may eventually acquire food is abstract.
In your mind, that currency is more useful, because it’s more flexible. You can use it to buy food, or you can use it to buy something else. In the scarcity driven mind, they will work, and then something or someone will suck that currency away, and then they will have worked and received “nothing” in return.
Even though my cats can't talk, I always tell them I am leaving to trade "this paper" for FOOD. I think it freaks them out.
Posted on 8/31/25 at 5:44 pm to Joshjrn
quote:
brain reaches a state in which it believes there will never be “enough”, and anything that isn’t immediately spent/used/consumed will be taken away
If you were in a Romanian orphanage during Ceau?escu, this is perfectly normal. There was a family in Sigonella, IT, that adopted a Romanian kid (90s) that hid food in her room, no matter how much they fed her.
That is not the same as the current generation's whining on why their brain chemistry is broken, and now they can't help but have that mentality.
Posted on 8/31/25 at 5:46 pm to bad93ex
quote:
With inflation like it is, I have to cut back. Instead of having a private maid to do my cooking, I just doordash all of my meals for significantly less. Instead of shopping at Prada, I switched to Balenciaga. Instead of just buying a franchise, I rent out the entire restaurant for the evening for less.
It's not bad. Thanks for the alert
Posted on 8/31/25 at 6:00 pm to RohanGonzales
quote:
Even though my cats can't talk, I always tell them I am leaving to trade "this paper" for FOOD. I think it freaks them out.
It isn't money that freaks them out. When a cat sees you leave and bring back large amounts of food they think you are an incredible hunter. That freaks them out because in their mind, you have zero attributes of a good hunting cat.
Posted on 8/31/25 at 6:32 pm to TigersHuskers
I don't think it is always a motivation problem. Motivation has a lot to do with it, but some of this is an ignorance problem. Some people have never been taught how to handle their finances, the best way to budget and save money, etc. Also, once you start receiving food stamps, welfare benefits, Medicaid, etc., then you won't want to work 40 hrs p/ week, just to make a little more p/week than receiving all of the poverty benefits.
Posted on 8/31/25 at 7:07 pm to LemmyLives
quote:
If you were in a Romanian orphanage during Ceau?escu, this is perfectly normal. There was a family in Sigonella, IT, that adopted a Romanian kid (90s) that hid food in her room, no matter how much they fed her.
That is not the same as the current generation's whining on why their brain chemistry is broken, and now they can't help but have that mentality.
To be clear, I'm not trying to justify who should or shouldn't have a scarcity mindset, and I'm not advocating for handouts to people because they have a scarcity mindset; I'm simply explaining it as a matter of fact. What people do with that information is up to them.
Posted on 8/31/25 at 8:04 pm to nealnan8
quote:
Some people have never been taught how to handle their finances, the best way to budget and save money, etc. Also, once you start receiving food stamps, welfare benefits, Medicaid, etc.
That is being taught how to handle finances just in a different way.
Posted on 8/31/25 at 8:27 pm to extremetigerfanatic
quote:
No squirrel is smarter than a human.
You sure about that, Baw?!
Posted on 8/31/25 at 8:40 pm to JEC119
quote:
Negative Mindset
You’re way off base with this answer.
Posted on 8/31/25 at 8:43 pm to TigersHuskers
I went to either that one or one that was homeless people. Maybe it was homeless people... The threads were people complaining and anytime someone offered them a solution they had an excuse for everything.
Posted on 9/1/25 at 12:56 am to Joshjrn
quote:
anything that isn’t immediately spent/used/consumed will be taken away.
This sounds like these people are incapable of planning for the future, can they?
Posted on 9/1/25 at 3:01 am to Crappieman
quote:
If they seek a better job they lose all their govt help. Rather live off the govt than work hard a make a better life for themselves.
It is designed so that they cannot really strive for better unless they can magically double their income over night. I've had employees ask to have their pay raises eliminated or simply went to part time to avoid losing healthcare, prescriptions, ebt, ect. This is over 2-4 dollar an hour raises for employees that are paid very well for this area.
Once earnings reach the limit for government assistance they lose so much that they are financially much better off working less and keeping their benefits. They cant pay for everything without assistance unless thier income at least doubles the current amount. That isn't doable for many people.
We just had a guy go down to part time so his wife can get medicaid to cover child birth. The income limits haven't budged since inflation has doubled the price.of everything. This hasn't been an issue in the 40 history of the company. Wages have nearly doubled since 2020 but the government assistance cutoff is the same it was before covid.
It sounds crazy but increasing the amount a family can earn and still keep benefits will result in more people working instead of working less so they don't go under financially.
Posted on 9/1/25 at 4:21 am to TigersHuskers
If that subreddit annoys you check out the politics or sex work sections!
Posted on 9/1/25 at 7:23 am to Victor R Franko
quote:
This sounds like these people are incapable of planning for the future, can they?
Not really, no. Life is a linear string of immediate fires to either put out or ignore until they can’t be ignored anymore.
Posted on 9/1/25 at 7:26 am to Tr33fiddy
quote:
It sounds crazy but increasing the amount a family can earn and still keep benefits will result in more people working instead of working less so they don't go under financially.
Most states have absolutely absurd “benefits cliffs”. I’m opposed to the welfare state as a categorical, but if we are going to have one, it would make vastly more sense to have gradual phaseouts instead of qualification binaries.
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