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Started By
Message
re: Anyone else sign up for Flood Insurance today?
Posted on 8/15/16 at 5:26 pm to Venelar
Posted on 8/15/16 at 5:26 pm to Venelar
quote:
Maybe a stupid question, do I just call my normal homeowners agent and add it on or what?
I called my insurance broker and they handle it. I don't think it's an add on to your existing but rather a completely separate policy that's backed by FEMA in some way.
0
Posted on 8/15/16 at 5:27 pm to Venelar
Yes
Posted on 8/15/16 at 5:27 pm to LSUZombie
Howdy neighbor, I am right off Voohries.
Posted on 8/15/16 at 5:28 pm to Venelar
Its a separate policy through NFIP
Posted on 8/15/16 at 5:32 pm to ell_13
quote:
I didn't have it. No one can shame me more than I have myself for the past 3 days... Horrible feeling.
quote:
I didn't have it. No one can shame me more than I have myself for the past 3 days... Horrible feeling.
You are not alone. Half my neighborhood didn't have flood insurance because it wasn't in the flood zone and "it never floods".
This is unprecedented shite.
Posted on 8/15/16 at 5:35 pm to Asgard Device
Only agents with first name chad are authorized in state to write flood inshurants
Posted on 8/15/16 at 5:36 pm to LSUZombie
Don't worry pretty soon all the BR metro area will be required to have flood insurance whether you flooded or not.
Will take a couple of years but 100 year flood maps are about to change big time. Nevermind this was greater than a 100 year flood.
Somebody has to pay for all this damage.
Will take a couple of years but 100 year flood maps are about to change big time. Nevermind this was greater than a 100 year flood.
Somebody has to pay for all this damage.
Posted on 8/15/16 at 5:46 pm to LSUZombie
My flood insurance renewal premium is due Sept 7 from Wright National Flood Insurance. My homeowner's agent referred me to them. There is a $1250 deductible each for the building and contents.
The premium is $675 but that is a mistake because they added a $250 surcharge for non-primary residence. Should be $25 surcharge for me. Guess who I'll be calling tomorrow?
The premium is $675 but that is a mistake because they added a $250 surcharge for non-primary residence. Should be $25 surcharge for me. Guess who I'll be calling tomorrow?
Posted on 8/15/16 at 5:52 pm to TigerBait2008
quote:
No but then again I'm not an idiot,
Good for you for letting us know how smart you are. You aren't an idiot that's for sure, but you sound like a very small man.
Posted on 8/15/16 at 5:54 pm to 62Tigerfan
quote:geico?
Guess who I'll be calling tomorrow?
Posted on 8/15/16 at 5:56 pm to chryso
quote:
Howdy neighbor, I am right off Voohries.
Had to use your street to access mine yesterday due to a portion of Goodwood being closed.
Posted on 8/15/16 at 5:58 pm to LSUZombie
Same here. Canceled it last year never thinking we would flood. We didn't this time but as you said Im never taking that chance again.
Posted on 8/15/16 at 6:32 pm to LSUZombie
I'm not gonna lie, I called and got it today. I know we survived the 500 year flood, but I don't want to ever have to worry about that again.
Also, I'm assuming the rates will go up soon so I wanted to get it done now.
Also, I'm assuming the rates will go up soon so I wanted to get it done now.
Posted on 8/15/16 at 6:33 pm to bigwheel
Your sense of humor. I get it.
Posted on 8/15/16 at 6:43 pm to tigersownall
We were not required to have it, and our 'hood has never flooded in the 40 years it's been here.
I watched on the news in the 90s when folks in Missouri got flooded with a 500 year flood (0.2 percent chance of occurring) and lost everything.
I bought flood insurance. It costs about $400 a year and gives me peace of mind, especially with the crazy weather we've had in recent years.
I watched on the news in the 90s when folks in Missouri got flooded with a 500 year flood (0.2 percent chance of occurring) and lost everything.
I bought flood insurance. It costs about $400 a year and gives me peace of mind, especially with the crazy weather we've had in recent years.
Posted on 8/15/16 at 6:47 pm to BamaCoaster
quote:
It's all through the NFIP (national flood insurance program) and administered by FEMA. Your insurance agent can def provide you coverage. If not, look for another agent.
Thanks!
Posted on 8/15/16 at 6:50 pm to LSUZombie
quote:I hope everyone starts to feel this way.
I will never not have flood insurance now living in SE Louisiana.
Posted on 8/15/16 at 7:40 pm to 62Tigerfan
quote:
My flood insurance renewal premium is due Sept 7 from Wright National Flood Insurance.
All flood insurance is through the NFIP, unless it is surplus, as the NFIP only covers $250,000.
There are carriers (wright national, centauri, national general, etc) that over "excess" flood, and the commissions for us agents are $$$$.
Posted on 8/15/16 at 8:42 pm to Venelar
call your agent. it's a separate policy from your homeowners policy.
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