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jazzybee
Member since Oct 2014
57 posts

Any suggestions for home insurance?
Hi Everyone,

I am looking for a new home insurance policy. My current policy renewal bumped my premium up by 15% without any known causes. Any suggestions for inexpensive policy? (I am currently with Safeco). Any suggestions for an independent agent?

Also if I can ask, how much are you currently paying for your insurance? My home has 1700 sq ft living area in BR. Has $230,000 dwelling liability coverage and my premium for last year was about $1150.


Thanks for all the suggestions.


Kcrad
LSU Fan
Slidell
Member since Nov 2010
22429 posts

re: Any suggestions for home insurance?
My 9803 sq foot house in Malibu runs about 56000 every 6 months.

This post was edited on 10/6 at 5:19 am


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40
SuperSaint
New Orleans Pelicans Fan
Sorting Out OT BS Since '2007'
Member since Sep 2007
104807 posts

re: Any suggestions for home insurance?
Hold on, let me ask my personal assistant.


fishfighter
LSU Fan
Baton Rouge
Member since Apr 2008
27679 posts

re: Any suggestions for home insurance?
$1100 is cheap.


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110
Brian Wilson
Houston Astros Fan
Member since Mar 2012
1384 posts

re: Any suggestions for home insurance?
Insurance Network of Louisiana


Bullfrog
LSU Fan
Damn my glass house is fulla holes.
Member since Jul 2010
32406 posts

re: Any suggestions for home insurance?
Liberty did us very good this summer after switching from State Farm. Moved house and cars.


jazzybee
Member since Oct 2014
57 posts

re: Any suggestions for home insurance?
Thanks!


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jazzybee
Member since Oct 2014
57 posts

re: Any suggestions for home insurance?
Thanks


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Pepe Lepew
LSU Fan
Looney tuned .....
Member since Oct 2008
30323 posts

re: Any suggestions for home insurance?
Try Farm Bureau


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10
djangochained
LSU Fan
Gardere
Member since Jul 2013
12687 posts

re: Any suggestions for home insurance?
I’d guess you don’t own a home


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pwejr88
USA Fan
Friend of Bill
Member since Apr 2007
24959 posts

re: Any suggestions for home insurance?
We had Safeco and they jacked our policy up sky high!! We said to heck with them.

I was recommended to this guy Bill Caldwell, on Jones Creek in Baton Rouge, ASI rep I think. He gave us a policy with almost the same coverage for a THIRD of the price. Dude is nice and professional also.


jazzybee
Member since Oct 2014
57 posts

re: Any suggestions for home insurance?
Thanks!


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10
OysterPoBoy
LSU Fan
BR
Member since Jul 2013
8082 posts

re: Any suggestions for home insurance?
Sometimes a company will want to get out of insuring certain types of properties so they’ll raise the price. I use an agent that shops it around a bit every year.

ETA: I don’t change companies every year. Only when she sees a big difference somewhere else. Maybe every 4 years on average.
This post was edited on 10/6 at 8:12 am


jazzybee
Member since Oct 2014
57 posts

re: Any suggestions for home insurance?
Thanks


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50_Tiger
LSU Fan
Dallas TX
Member since Jan 2016
11791 posts

re: Any suggestions for home insurance?
1100???

All of Texas weeps.


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CelticDog
LSU Fan
Member since Apr 2015
17577 posts

re: Any suggestions for home insurance?
Ask for replacement cost. Its not that much more.
1,500 homes burned in 3 forest fires in my county last two years. more flooded last winter as the lake was 11' out of banks.

Its always something. I have a sick ponderosa pine, maybe 90'. If it comes down the hillside my office and bedroom and an expensive fence will all go.

Tornados happen to someone. Lightning happens.

Its always something.

Read policies. Go to independent agent. Its worth some time. I have a friend whose house is finally being built. It was a fortune doing the hazmat cleanup after the fire.
Another friend is living in a tent, waiting on delivery of a manufactured home. They ordered custom design a year ago. No partical board.
This post was edited on 10/6 at 9:54 am


thegambler
Louisiana
Member since Oct 2012
67 posts

re: Any suggestions for home insurance?
Brennan Insurance of Louisiana
Wendy@BrennanInsuranceLA.com


jazzybee
Member since Oct 2014
57 posts

re: Any suggestions for home insurance?
Thanks for these valuable tips.


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jazzybee
Member since Oct 2014
57 posts

re: Any suggestions for home insurance?
Thanks!


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Chad504boy
USA Fan
Member since Feb 2005
118461 posts

re: Any suggestions for home insurance?
quote:

Any suggestions for inexpensive policy?


but you want the bestess coverage though amiright?


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