re: Any of y'all been burned loaning a family member or friend money?

You could ask her to make a formal promissory note to your fiancee's order with a defined payment schedule and terms of default.

Then, if she defaults on the loan, you could sue her in small claims court for breach of contract.

Messy, I know. But then your fiancee could seek a judgment in her favor to go after her sister's assets.

ETA: And I would ask for documentation of the procedure and its cost so you know she didn't blow the money on other shite.

women will spend everyone elses money and put them in debt

I've loaned money to friends but never needed to loan to family. Some friends paid me back - most didn't. Those who didn't pay me back are no longer considered as friends.

If you are loaning a family member or friend money, just assume you aren’t getting it back.

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just assume you arent getting it back

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I agree. Look financially we are in great shape and live well below our means. It just pisses me off her having the balls asking for money while doing stuff her broke arse can't afford

I have given money and automobiles to people with no expectation of anything in return. That was simply generosity. However, I've lost two friends by loaning them 2-3 thousand with the expectation they would pay back. Expect empty promises. "I'll be getting a tax refund." or "After my honeymoon in Vegas."

Best advice I can offer:

1. Have her produce documentation of the dental work she needs done and who will do it. Then pay the provider directly if the work is justified and not just cosmetic. See how badly she need it and wants it rather than just an excuse for a handout.

2. As someone else mentioned, if she has a job or income have her sign a promissory note, even if it has payment of a minimal amount for a long period. If she is capable of paying more or paying early it can be adjusted or renegotiated. Ex. A loan of $9,000 at 6 percent for 10 years would carry a payment of roughly $100/mo. ($99.92). That is a long term (though with interest), so go for something shorter. Make it payable to you, not to wife/sister, who may be reluctant to enforce it. She falls behind by 90 days, go to small claims/city court and get a judgment and garnish her wages or seize property.

Edit: By the way, an implant with a bone graft by an oral surgeon can be had for less than $2K, so maybe she wants gold grillz.

Nope. Any time I lend money I never expect to get it back.

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If you want a family member to hate you

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I have a family member who doesn't talk with me anymore because his wife is the type who likes to live above her means and a friend of mine was selling his house at the time. Nice house.. It was more than my family member could afford. Him and his wife came to my house and asked if I would call my friend up (they wanted me to do it while they were there) and ask him if he would do me a favor and give them.. His exact words "something like a kin folk deal".

I asked him "so you want me to call him to see if he will sell you his house for less than its worth?" and without picking up my sarcasm he says "Yes. You think he will?". I laughed and asked him if he was selling his truck and someone called and wanted a "kin folk deal" would he give them one and he said "no, but < homeowner > has enough money to do it". Evidently his bipolar wife was furious because no one tries to help them.. But I think the hate comes from jealousy.

What kind of dental work? Gotta be cosmetic for 9K. Lie and say you don’t have spare money anyway.