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Posted on 2/7/26 at 5:00 pm to Cregg
Never loan money to family or friends. Give what you can afford to never get back. let them know it is theirs with no strings attached.
Posted on 2/7/26 at 5:05 pm to Cregg
Sure. Got fooled. Never again.
Posted on 2/7/26 at 5:05 pm to Have A Downvote
quote:
Then, if she defaults on the loan, you could sue her in small claims court for breach of contract.
Suing someone who can't afford to pay you back will only cost you more money.
Posted on 2/7/26 at 5:06 pm to Cregg
I have loaned to family but I never expect repayment. And I will not loan money a second time unless the first loan is repaid.
Posted on 2/7/26 at 5:08 pm to LegendInMyMind
quote:
Yep. When you make the decision to loan family/friends money you have to also make the decision to be at peace with not getting that money back. If you can't do that, don't loan them the money.
This is it.
I've "loaned" a lot of money in my day. I've done it once with the expectation that it'd be paid back. Everytime thereafter has been a gift. If it comes back, cool. If not, cool. I don't loan money to people I wouldn't give everything to anyway.
Posted on 2/7/26 at 5:09 pm to Cregg
You never loan money to a family member, just give it to them … if you want to.
Posted on 2/7/26 at 5:09 pm to OweO
People file pro se suits in small claims court all the time. What it costs you is time and up front court costs/fees, but you can recover those costs/fees.
What you can't recover is the lost time and relationship damage.
And as another poster mentioned, if you obtain a favorable judgment, you can seek a writ of garnishment to seize a portion of the debtor's wages.
What you can't recover is the lost time and relationship damage.
And as another poster mentioned, if you obtain a favorable judgment, you can seek a writ of garnishment to seize a portion of the debtor's wages.
This post was edited on 2/7/26 at 5:14 pm
Posted on 2/7/26 at 5:27 pm to Cregg
No. Had a friend whose electric bill I paid once but I didn't expect to get it back. She wasn't good with money.
Posted on 2/7/26 at 5:29 pm to Cregg
for me to ask a family member for money it would have to be literally life or death. That goes for my good friends too. Actually, I think I would rather just die.
Posted on 2/7/26 at 5:30 pm to Cregg
Dental work?You freaking kidding me?
Why would your fiance agree to something like that? Unless it’s life saving then absolutely not. Y'all gonna buy her implants next?
Why would your fiance agree to something like that? Unless it’s life saving then absolutely not. Y'all gonna buy her implants next?
Posted on 2/7/26 at 5:33 pm to SlowFlowPro
quote:quote:
9k
Her sister also went on two fricking vacations last year and has a vehicle she has zero business having
nope
Nope
Posted on 2/7/26 at 5:36 pm to Cregg
quote:
Any of y'all been burned loaning a family member or friend money?
No. I learned a lesson very early in life to never loan money to people. If I feel compelled to loan someone cash I will simply give it as a gift and never expect money back.
This post was edited on 2/7/26 at 5:37 pm
Posted on 2/7/26 at 5:38 pm to Cregg
Your sister in law needs to apply for financing or see a cheaper dentist. Asking for a $9K loan here is embarrassing. If you 'lend' her this money, you will end up giving her WAY more than $9K over the long haul.
Posted on 2/7/26 at 5:39 pm to Cregg
quote:
Neither a lender nor borrower be.
Posted on 2/7/26 at 5:40 pm to Cregg
Not since I adopted the rules from "A Bronx Tale".
I will loan someone $20. If they repay the loan they can be trusted with more.
If not I got them out of my life for $20 bucks.
I will loan someone $20. If they repay the loan they can be trusted with more.
If not I got them out of my life for $20 bucks.
Posted on 2/7/26 at 5:49 pm to Cregg
Neither of us like or trust our families to loan or give them money.
Posted on 2/7/26 at 6:00 pm to Cregg
I look at like this; it’s never a “loan”. I’ve given a friend $3k and another $1,500. Probably $7,500 to a cousin that just finished a 29 year stint in prison. Paid that during his incarceration. Nothing now.
I give it never expecting to get it back but there’s a bottom to the well. I make that clear. When we hit that bottom - abd we did, it’s always no more money but I’ll buy you food and medicine if you need it. I figure the $20 to get rid of a problem is just adjusted for inflation. That said, your SIL teefs might be a game changer for her - if so, I’d pay the dentist directly on that deal. Get receipts.
I give it never expecting to get it back but there’s a bottom to the well. I make that clear. When we hit that bottom - abd we did, it’s always no more money but I’ll buy you food and medicine if you need it. I figure the $20 to get rid of a problem is just adjusted for inflation. That said, your SIL teefs might be a game changer for her - if so, I’d pay the dentist directly on that deal. Get receipts.
Posted on 2/7/26 at 6:05 pm to Cregg
Of course. My brother a ton and my parents. All of them horrible with money. I give it, let them do their pitch of I’ll pay you back, say no problem, then forget about it cause I’m never seeing that money again.
Posted on 2/7/26 at 6:09 pm to Cregg
quote:Excuse us Mr Rockefeller, we thought it was “fiancée”.
my fiancee
Pics of her?
She’s not wise, she better be hot and bawdy.
This decision is a precedent for you as a couple.
You better navigate wisely.
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