re: Americans think they need to earn $233,000 to live comfortably, and $483,000 to be rich

true true.

believe it or not i’ve also ran into some folks in our generation who refuse to eat leftovers. which not only makes cooking 1 serving meals more expensive but also leads to waste.

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Looks like I need to really look at both of our monthly statements and figure where I’m blowing it.

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I did this a few years ago with my wife, we make about 160k and our monthly bills are only 3500-4000. Ended up determining we were wasting 2-3k a month, a lot on Amazon and eating out. Now all that goes to either savings or retirement. Wife and I each have an “allowance” of money we can waste but it isn’t 2-3k a month. Has worked great.

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The dollar really doesn’t go as far as it used to.

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I’ve got to say, my wife and I both make what I consider to be a lot of money. We have no kids, but live in a pretty expensive area. Money definitely does not go as far as it did!

If you have kids and a household income if $200k in the South, you will certainly be fine. However, if you want to travel or do things, you won’t be able to save much money.

Define "Live Comfortably"

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If you have kids and a household income if $200k in the South, you will certainly be fine. However, if you want to travel or do things, you won’t be able to save much money.

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How?

You’re probably referring to me as one of the batshit insane posters. I don’t need to clarify but I want to.

I live comfortably. In the eyes of others, lavishly. I put away over 10% of my salary into my company 401K and still contribute to a personal stock fund, kids investment funds, Roth ira’s, and have a nice amount directly in a savings account in case shite hits the fan and we need to cover household expenses.

All I was saying was trying to say is that someone making $200K as a household with a mortgage in a decent area, car notes, and kids isn’t netting $7K a month after paying for everything.

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I live comfortably. In the eyes of others, lavishly. I put away over 10% of my salary into my company 401K and still contribute to a personal stock fund, kids investment funds, Roth ira’s,

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After all of this, what’s the take home per month? Setting aside the SHTF account for a minute.

I 100% agree it’s super fascinating. People’s grocery habit in general are something I’ve always been fascinated with.

But yeah. As someone who only ever has what I’m cooking this week and leftovers less than 3 days old in my fridge (besides obviously condiments, butter, etc), I’m always taken aback when someone tells me to put something in the fridge and I open it and there’s not a single blank space. It overwhelms me - what’s in the back? Truly though these specific people I am thinking of IRL aren’t necessarily stocked with expired food they were too lazy to clean. This is just the result of major overshopping every single week, which is mind blowing.

Damn. Can’t do basic math OR read.

He only gave out some of his bills, which added up to that 66000 per year number. The conversation was never that his total yearly spend was 66k.

He said he didn’t have much to play with after those bills he listed, plus other things like food/hobbies/kids clothes etc.

The counter was that he had about 7k to cover those additional items and whatever else his heart desired. 84k a year to spend on food/misc items/hobbies and savings is a shitload of money. Most families don’t even gross that amount.

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kayak bruh

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Alcohol