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Started By
Message
$32K max from FEMA but the average is $7500 paid out?
Posted on 8/17/16 at 11:30 am
Posted on 8/17/16 at 11:30 am
That seems way off to offer up to $32K but claims only average $7500.
LINK
I guess SBA loans will be the only way some people can get back on their feet.
quote:
n addition to, or in the absence of private insurance, the FEMA will provide up to $32,000 as a one-time disbursement for affected homeowners who qualify. To apply, go to disasterassistance.gov. The application takes up to 20 minutes to complete.
"If they lived in a flood zone and that home has never received flood insurance they can also receive one-time assistance," said Louisiana Governor John Bel Edwards at a press conference Tuesday.
In past flooding events in the state, the average check amount was $7,500, he noted.
LINK
I guess SBA loans will be the only way some people can get back on their feet.
This post was edited on 8/17/16 at 11:31 am
10
Posted on 8/17/16 at 11:32 am to stout
that only says for in a flood zone.
if you are in a floodzone and don't have insurance you shouldn't get squat.
i thought this was for people out of the flood zone.
if you are in a floodzone and don't have insurance you shouldn't get squat.
i thought this was for people out of the flood zone.
This post was edited on 8/17/16 at 11:33 am
Posted on 8/17/16 at 11:35 am to Nado Jenkins83
they are all in flood zones brah.
Posted on 8/17/16 at 11:35 am to Nado Jenkins83
quote:
that only says for in a flood zone.
You're misreading that. The flood zone he is referring to is all of the Parishes that are currently flooded and determined to be a disaster area, dummy.
If your house has never flooded before this disaster, and you didn't have insurance, you will qualify.
quote:
if you are in a floodzone and don't have insurance you shouldn't get squat.
Hope no one pisses on you if you are ever on fire
Posted on 8/17/16 at 11:35 am to Nado Jenkins83
Agreed. People in a flood zone who were recommended to obtain flood insurance should be given funds last, if at all. The government rewards a lack of personal responsibility far too often
Posted on 8/17/16 at 11:36 am to stout
quote:
That seems way off to offer up to $32K but claims only average $7500.
Man that is depressing to read.
Posted on 8/17/16 at 11:36 am to stout
explain to me why you wouldn't have insurance if you are in a flood zone. should be mandatory.
Im not talking about people that weren't in a flood zone. they should get assistance.
Im not talking about people that weren't in a flood zone. they should get assistance.
Posted on 8/17/16 at 11:37 am to Upperdecker
quote:
People in a flood zone who were recommended to obtain flood insurance should be given funds last,
You can't have a mortgage in a flood zone without flood insurance. It just doesn't happen. What you two are worried about (people in flood zones without the insurance) will be a handful of the overall houses that are flooded and that's only going to be people with zero mortgage.
Posted on 8/17/16 at 11:37 am to Nado Jenkins83
quote:house paid off and opted out
explain to me why you wouldn't have insurance if you are in a flood zone. should be mandatory.
Posted on 8/17/16 at 11:39 am to stout
quote:
if you are in a floodzone and don't have insurance you shouldn't get squat.
Hope no one pisses on you if you are ever on fire
Why? What's wrong with this statement? If you own a car and don't have insurance, should the government replace your car if you get in a wreck?
If you're going to be anti-big government and call out welfare queens, don't be the first to line up for your FEMA money.
Posted on 8/17/16 at 11:39 am to stout
quote:
if you are in a floodzone and don't have insurance you shouldn't get squat.
You think these people that keep posting that crap have family affected without insurance and tell them "well....should of had flood insurance" when they are talking to their crying, stressed out family members over the phone?
Posted on 8/17/16 at 11:39 am to stout
If you live in Baton Rouge or surrounding area... and you live in a floodzone, why wouldn't you get flood insurance?
Posted on 8/17/16 at 11:40 am to lsunurse
quote:
Man that is depressing to read.
This is why I made my brother only remove what he needed to mitigate damage. Cabinets got a little water and had minor swelling at the bottom, but I think we can fix that if we have to. Once he figures out what kind of money he is going to have to work with between FEMA and loans, we can always rip out more.
Posted on 8/17/16 at 11:41 am to stout
The amount received will be proportionate to the amount needed (not commenting on whose decision it is to say what's needed). People who had a few inches of water will need a lot less than people who had 6 - 10 feet of water. So if the system is just, one could say that it may be a good sign that claims are averaging that low.
ETA: They aren't going to automatically hand out $32k to everyone that got water in their homes. If they are screwing people, then I digress..
ETA: They aren't going to automatically hand out $32k to everyone that got water in their homes. If they are screwing people, then I digress..
This post was edited on 8/17/16 at 11:44 am
Posted on 8/17/16 at 11:41 am to stout
I'm all for the flood victims getting assistance, but it will be interesting to see if opinions change on other forms of public assistance
Posted on 8/17/16 at 11:41 am to ClientNumber9
quote:
Why? What's wrong with this statement? If you own a car and don't have insurance, should the government replace your car if you get in a wreck?
A little different, though. Flood zones changed and the potential of flooding isn't nearly the same as getting into a wreck. Bad comparison.
quote:
If you're going to be anti-big government and call out welfare queens, don't be the first to line up for your FEMA money.
This is such a stupid statement. There's a difference in paying people to have more kids, not work, and being a drain on society vs helping working class people in a time of need.
If you can't see that then you are a moron.
Posted on 8/17/16 at 11:43 am to lsunurse
quote:
You think these people that keep posting that crap have family affected without insurance and tell them "well....should of had flood insurance" when they are talking to their crying, stressed out family members over the phone?
sorry if i sound heartless but they wouldn't be crying if they had flood insurance.
Posted on 8/17/16 at 11:43 am to TheBoo
quote:
They aren't going to automatically hand out $32k to everyone that got water in their homes.
I get what you are saying but the average would be higher if they were handing out the max money to those that need it. That number also means some people are getting less than a few thousand bucks. You know how far a few K goes even with a few inches in a house? Not far at all.
Posted on 8/17/16 at 11:45 am to Thib-a-doe Tiger
quote:
I'm all for the flood victims getting assistance, but it will be interesting to see if opinions change on other forms of public assistance
I dont think it will nor should it really. Freak Natural disaster like this in areas that have not flooded in over 100 years is a whole lot different than other forms of govt assistance.
Posted on 8/17/16 at 11:45 am to stout
insurance makes whole, government assistance is just that, assistance.
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