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2026 homeowners insurance renewal is on the board..

Posted on 6/12/26 at 4:02 pm
Posted by LSUFanHouston
NOLA
Member since Jul 2009
41234 posts
Posted on 6/12/26 at 4:02 pm
St Bernard Parish

No change from last year. Premium and deductible stay same.

6100 of premium and 5 percent named storm deductible for a 2000 sq ft house is still absolutely absurd.

But after years of 30-40 percent annual increases… at least it’s not getting worse.

Broker going to check around to see if it can be beat but if not… this is still good news.
Posted by Byron Bojangles III
Member since Nov 2012
52397 posts
Posted on 6/12/26 at 4:03 pm to
dear facebook
Posted by Jake88
Member since Apr 2005
80308 posts
Posted on 6/12/26 at 4:06 pm to
Umbrellas are blowing up.
Posted by TDsngumbo
Member since Oct 2011
50999 posts
Posted on 6/12/26 at 4:08 pm to
USAA here, and I fricking love them. My rate went up by literally $10 a year recently.
Posted by kywildcatfanone
Wildcat Country!
Member since Oct 2012
140068 posts
Posted on 6/12/26 at 4:15 pm to
My homeowners went down 7% this year
Posted by questionable
FL
Member since Apr 2008
1264 posts
Posted on 6/12/26 at 4:19 pm to
Don’t worry, you’ll get back to the 30-40% increases again once we have a bad hurricane season.
Posted by mmonro3
New Orleans
Member since Apr 2013
4251 posts
Posted on 6/12/26 at 4:23 pm to
Im in Arabi and pay 3k a year. I hope mine does not go that high
Posted by W2NOMO
Member since Jul 2025
2534 posts
Posted on 6/12/26 at 4:46 pm to
quote:

USAA here, and I fricking love them. My rate went up by literally $10 a year recently.

Ours actually went down last year. But I’m still looking for an increase this year.
Posted by ellunchboxo
G-Town
Member since Feb 2009
19504 posts
Posted on 6/12/26 at 4:50 pm to
Mine was in May in Ascension Parish.


It actually went down $90
Posted by LoneStarStiffShaft
Member since Aug 2025
53 posts
Posted on 6/12/26 at 4:51 pm to
umbrellas are retarded right now. getting hard to justify the cost.
Posted by buford4LSU
Thibodaux, LA
Member since Jan 2008
2649 posts
Posted on 6/12/26 at 4:52 pm to
Progressive went from 6200 to 8900 this year
Bye bye
Going to usaa now
Posted by RonFNSwanson
1739 mi from the University of LSU
Member since Mar 2012
24305 posts
Posted on 6/12/26 at 5:25 pm to
Thanks for letting us know.

In case you are curious, mine in Utah is $1200/yr.
Posted by LSUFanHouston
NOLA
Member since Jul 2009
41234 posts
Posted on 6/12/26 at 5:33 pm to
quote:

Utah


Eh…
Posted by Jim Rockford
Member since May 2011
105469 posts
Posted on 6/12/26 at 5:34 pm to
quote:

Utah


Too close to the Yellowstone Caldera
Posted by LootieandtheBlowfish
Member since Aug 2021
833 posts
Posted on 6/12/26 at 5:39 pm to
USAA checking in also - haven’t gotten my notice yet.
Posted by SuperSaint
Sorting Out OT BS Since '2007'
Member since Sep 2007
150728 posts
Posted on 6/12/26 at 5:48 pm to
quote:

umbrellas are retarded right now. getting hard to justify the cost.
im extremely curious what yall are talking about. Maybe im confused.

I just renewed my $2m umbrella policy and it’s cheaper than a meal at Chilli’s once a month.
Posted by TIGERHOLD
Orleans Parish
Member since Mar 2022
1285 posts
Posted on 6/12/26 at 6:22 pm to
quote:

Progressive went from 6200 to 8900 this year Bye bye Going to usaa now


Good luck getting USAA to write a policy in south Louisiana. Ask me how I i
Posted by JohnnyKilroy
Cajun Navy Vice Admiral
Member since Oct 2012
41388 posts
Posted on 6/12/26 at 6:37 pm to
quote:

Good luck getting USAA to write a policy in south Louisiana. Ask me how I i


I just switched to USAA this year. House is in OM.
Posted by armytiger96
Member since Sep 2007
2695 posts
Posted on 6/12/26 at 6:39 pm to
quote:

I just renewed my $2m umbrella policy and it’s cheaper than a meal at Chilli’s once a month.


You must not have teen drivers. Mine went from a few hundred a year to a few thousand a year by adding a 16 y/o with a truck.
Posted by CPA Yung Boi
Member since Apr 2026
51 posts
Posted on 6/12/26 at 6:43 pm to
quote:

2000 sq ft house


quote:

St Bernard Parish


Nah fam
This post was edited on 6/12/26 at 6:44 pm
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