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Started By
Message
Interest rates April 8th
Posted on 4/8/20 at 10:22 am
Posted on 4/8/20 at 10:22 am
How are they looking? Still high and expect them to come down in 3-4 weeks?
4
Posted on 4/8/20 at 10:42 am to Mudminnow
Come down to what? The fed has already slashed overnight lending rates to near zero. Banks still have to charge you a little just to cover their overhead/margin/etc.
The average man isn’t getting a loan at the fed rates.
The average man isn’t getting a loan at the fed rates.
Posted on 4/8/20 at 11:05 am to Decisions
Mortgage rates and refinance are still pretty high. It looks like 15 year is around 3.2% today.
I'm looking for around 2.65% with no points like they were for half a day about 3-4 weeks ago. Since then they've been climbing.
I'm looking for around 2.65% with no points like they were for half a day about 3-4 weeks ago. Since then they've been climbing.
Posted on 4/8/20 at 12:51 pm to Mudminnow
quote:
still pretty high
quote:
around 3.2%
Posted on 4/8/20 at 2:41 pm to Mudminnow
We are at 2.75 on 15 year today
Posted on 4/9/20 at 8:25 pm to Mudminnow
I got locked in today at 2.99% for 30 year, no points.
Saving about... wait for it... tree fitty a month
Saving about... wait for it... tree fitty a month
Posted on 4/9/20 at 8:30 pm to SVGSZN4408
With what lender?
Posted on 4/9/20 at 8:46 pm to FriscoKid
LoanDepot - waived appraisal fee and appraised house at 13% more than what I paid for it in 2018.
Posted on 4/9/20 at 10:29 pm to SVGSZN4408
quote:
I got locked in today at 2.99% for 30 year, no points.
no you didn't Posted on 4/9/20 at 11:11 pm to SDVTiger
K
Posted on 4/9/20 at 11:28 pm to SVGSZN4408
Posted on 4/9/20 at 11:36 pm to SVGSZN4408
That’s a good rate. I haven’t seen any advertised that low yet. I’m still waiting hoping they drop low enough to benefit a refi.
Posted on 4/10/20 at 9:10 am to Mudminnow
I was quoted 3.125% a month ago on a new build. My quote as of today is 3.75%. We didn't lock anything in yet so I'm hoping it goes down again.
Is it wise to assume the unemployment numbers are making lenders nervous about people being able to pay their mortgages? Hence the increase? Would a return to normal economy by July make them fall a tad? That's my window to lock in.
Is it wise to assume the unemployment numbers are making lenders nervous about people being able to pay their mortgages? Hence the increase? Would a return to normal economy by July make them fall a tad? That's my window to lock in.
Posted on 4/10/20 at 10:42 am to jcaz
They will go down again in about 3 weeks.
Posted on 4/10/20 at 10:27 pm to ellesssuuu
You local to BR area? Who are you with?
Posted on 4/12/20 at 11:39 am to ellesssuuu
Which office? I work off Bluebonnet in the same complex as that Assurance branch.
Drop an email or phone # and I’ll give you a shout.
Drop an email or phone # and I’ll give you a shout.
Posted on 4/12/20 at 7:21 pm to Mudminnow
Jumbo money super expensive. With Wells Fargo pulling out of the secondary market only going to get worse. Banks are tightening up
Posted on 4/12/20 at 9:56 pm to ItNeverRains
Looks like Chase is going to require most of their programs be limited to 80% loan to value or less and 700+ credit scores starting with new applications Tuesday.
I would not be surprised to see most banks if not all follow suit quickly. No bank will wants to be the last to act if there is credit tightening.
I would not be surprised to see most banks if not all follow suit quickly. No bank will wants to be the last to act if there is credit tightening.
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