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How many of you guys have already maxed out your Roth IRA's for the year?

Posted on 4/6/25 at 7:58 pm
Posted by FLObserver
Jacksonville
Member since Nov 2005
15236 posts
Posted on 4/6/25 at 7:58 pm
Still have 4k available and may be buying/adding at some steep discounts tommorrow.
Posted by Finnish
Member since Nov 2021
674 posts
Posted on 4/6/25 at 8:14 pm to
Of course two back door Roth’s and a mega back door contribution all maxed out in Feb. that timing sucked.
Posted by Rize
Spring Texas
Member since Sep 2011
17437 posts
Posted on 4/6/25 at 8:24 pm to
I did two weeks ago

Posted by LSUTOM07
Baton Rouge
Member since Dec 2011
780 posts
Posted on 4/6/25 at 8:37 pm to
quote:

Of course two back door Roth’s and a mega back door contribution all maxed out in Feb. that timing sucked.


Same. All retirement accounts maxed but I got lucky and put them in money market. They will see some action tomorrow
Posted by Dav
Dhan
Member since Feb 2010
8132 posts
Posted on 4/6/25 at 8:41 pm to
I max mine the first of every year. Poor choice this year
Posted by Roberteaux
mandeville
Member since Sep 2009
6124 posts
Posted on 4/6/25 at 8:45 pm to
I did on Thursday. Much better than doing at the beginning of the year like I usually do. I suspect I got in at about midway down the sell off
Posted by Nonetheless
MAGA
Member since Jan 2012
33973 posts
Posted on 4/6/25 at 8:49 pm to
$5,500 still left to contribue
Posted by Stamps74
Member since Nov 2017
1122 posts
Posted on 4/6/25 at 9:45 pm to
Still got ways to go , but just sent money to Roth. That’s why I come to this board.
Posted by Joshjrn
Baton Rouge
Member since Dec 2008
30048 posts
Posted on 4/6/25 at 9:49 pm to
As tempting as it is, the weekly contributions keep me on the path. I’m afraid if I start trying to put my contributions early, I’ll another time be tempted to hold them. This way, the road stays nice and straight for me to follow.
Posted by Teddy Ruxpin
Member since Oct 2006
40161 posts
Posted on 4/6/25 at 10:13 pm to
It got me this year and in 2022

See you same time same place next year!
Posted by joe8 7
Thibodaux, LA
Member since Nov 2005
711 posts
Posted on 4/7/25 at 12:30 am to
Maxed mine out on Thursday last week.
Posted by ronricks
Member since Mar 2021
9889 posts
Posted on 4/7/25 at 4:28 am to
I max Roth and HSA every Jan 1st.
Posted by msutiger
Houston
Member since Jul 2008
70633 posts
Posted on 4/7/25 at 7:37 am to
Maxed both mine and my wife’s in January. Oops
Posted by lionward2014
New Orleans
Member since Jul 2015
12701 posts
Posted on 4/7/25 at 9:38 am to
Did 2024 max a few weeks ago. Double downed and maxed 2025 out today. Best case is it comes back quickly, worse case is I don't need it for 30 more years and it comes back slowly.
Posted by DrewTheEngineer
Baton Rouge (Oak Hills)
Member since Jun 2006
1149 posts
Posted on 4/7/25 at 11:18 am to
I maxed out my 2024 SEP IRA on Friday when finished my tax return calcs.

Still have a bit of space in my ROTH, but no more cash on hand.
This post was edited on 4/7/25 at 11:20 am
Posted by AlteriorMotive
Getting a little bit yipee
Member since Mar 2025
139 posts
Posted on 4/7/25 at 11:25 am to
Guilty. To make matters worse, I opened a new position in CAT with it
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