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How many of you guys have already maxed out your Roth IRA's for the year?
Posted on 4/6/25 at 7:58 pm
Posted on 4/6/25 at 7:58 pm
Still have 4k available and may be buying/adding at some steep discounts tommorrow.
Posted on 4/6/25 at 8:14 pm to FLObserver
Of course two back door Roth’s and a mega back door contribution all maxed out in Feb. that timing sucked.
Posted on 4/6/25 at 8:37 pm to Finnish
quote:
Of course two back door Roth’s and a mega back door contribution all maxed out in Feb. that timing sucked.
Same. All retirement accounts maxed but I got lucky and put them in money market. They will see some action tomorrow
Posted on 4/6/25 at 8:41 pm to FLObserver
I max mine the first of every year. Poor choice this year 

Posted on 4/6/25 at 8:45 pm to Rize
I did on Thursday. Much better than doing at the beginning of the year like I usually do. I suspect I got in at about midway down the sell off
Posted on 4/6/25 at 8:49 pm to FLObserver
$5,500 still left to contribue
Posted on 4/6/25 at 9:45 pm to Nonetheless
Still got ways to go , but just sent money to Roth. That’s why I come to this board.
Posted on 4/6/25 at 9:49 pm to FLObserver
As tempting as it is, the weekly contributions keep me on the path. I’m afraid if I start trying to put my contributions early, I’ll another time be tempted to hold them. This way, the road stays nice and straight for me to follow.
Posted on 4/6/25 at 10:13 pm to Finnish
It got me this year and in 2022
See you same time same place next year!

See you same time same place next year!
Posted on 4/7/25 at 12:30 am to Teddy Ruxpin
Maxed mine out on Thursday last week.
Posted on 4/7/25 at 4:28 am to FLObserver
I max Roth and HSA every Jan 1st.
Posted on 4/7/25 at 7:37 am to FLObserver
Maxed both mine and my wife’s in January. Oops
Posted on 4/7/25 at 9:38 am to FLObserver
Did 2024 max a few weeks ago. Double downed and maxed 2025 out today. Best case is it comes back quickly, worse case is I don't need it for 30 more years and it comes back slowly.
Posted on 4/7/25 at 11:18 am to FLObserver
I maxed out my 2024 SEP IRA on Friday when finished my tax return calcs.
Still have a bit of space in my ROTH, but no more cash on hand.
Still have a bit of space in my ROTH, but no more cash on hand.
This post was edited on 4/7/25 at 11:20 am
Posted on 4/7/25 at 11:25 am to FLObserver
Guilty. To make matters worse, I opened a new position in CAT with it
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