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| Favorite team: | LSU  |
| Location: | Dhan |
| Biography: | |
| Interests: | |
| Occupation: | |
| Number of Posts: | 8144 |
| Registered on: | 2/21/2010 |
| Online Status: | Not Online |
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I keep most of my cash in SWVXX and sell/transfer into my Chase checking when needed. Only takes a business day. Have about 6 months worth of expenses in cash. About 3% of my NW.
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re: Is everyone just rich today
Posted by Dav on 12/8/25 at 11:48 am to ClemsonKitten
quote:
Record Holiday spending, paying 1k car payments per vehicle, living in 1 million dollar houses, spending 10 dollars on ground beef, taking international trips every quarter.
does not = "rich"
Rich should be defined by your net worth. Your assets minus your liabilities. I'm willing to bet most of the people with high mortgage payments, car payments, spending like crazy, etc. don't have the highest net worth.
HHI and NW can correlate but not always. I know people making less than 150k HHI and have 1M+ NW's. All about saving/investing and living below your means.
"Rich" in today's society is anyone with over 5M NW, imo.
re: AirPods Pro 3 Question/Issue - Heart Rate Monitoring
Posted by Dav on 10/23/25 at 2:40 pm to Chucktown_Badger
Is your iPhone updated to the newest OS? (26). I don't believe you'll get the full features until you update.
I read the wiki synopsis of the book this is based on. Typical man-hating garbage.
Was able to watch over the weekend. Fantastic movie. Probably my favorite of the year so far. Tense as all hell. Watched with some active noise cancelling headphones. When that IED went off about pissed my pants.
Been waiting for this to drop on HBO. Will be watching this weekend.
re: Are we calling this front the first front of the year?
Posted by Dav on 8/27/25 at 10:55 am to CrappyPants
quote:
No this is the frickery that August/Sept fronts do to you. They make you think Fall is coming, but BOOM. There's nearly 2 more months of bullshite heat
This is true. It never truly cools down here until after Halloween.
re: Sad news to share with the F&D…Gris Gris has passed away
Posted by Dav on 8/25/25 at 9:46 am to Mbrame4423
RIP to Gris. Sending prayers to you and her family.
My money market fund still going above 4%
re: Need advice using non-retirement brokerage funds to potentially purchase home
Posted by Dav on 6/25/25 at 10:21 am to TorchtheFlyingTiger
quote:
If my math is right, zero LTCG rate applies to married/joint up to $97600 plus $30k standard deduction = up to $127,600 taxable income
Correct. So effectively you can avoid CG as long as your income for the year is below these #'s. More so useful in retirement when you don't have another source of income.
A good reason to not sell in your taxable account until you are ready to retire. Use a HYSA or MM for any purchases in the meantime.
re: What are the top 2 brands of Bourbon you keep on hand?
Posted by Dav on 6/22/25 at 8:37 pm to Crappieman
Almost always have Buffalo Trace and Woodford Reserve Double Oaked on hand. Both are my go to's for an old fashioned.
I'm noticing more and more business are tacking on a 1-3% "fee" for using a CC so those cash back rewards likely negate themselves.
re: Banking question
Posted by Dav on 5/22/25 at 10:35 am to Salty Spec
Just throw it into whatever MM your brokerage uses. I use Schwab and their MM is around 4.2% I believe. Can get access to your money within one business day.
re: NOLA Jailbreak Update: Two inmates still on the run
Posted by Dav on 5/16/25 at 1:14 pm to duchuntintiger
quote:
Saw lots of traffic I 10 at Charles parish. Y’all lock and load
Just got from off the spillway which was shut down. About 20 cop cars and search boats. One white SUV with temp plates on the shoulder. Looks like a few of them jumped off the bridge.
re: Remembering Louisiana's Most Beautiful Shopping Center: The Esplanade Mall
Posted by Dav on 5/15/25 at 10:55 am to boxcarbarney
I grew up in the Cannes Brulee subdivision which was right next to Esplanade. Spent so many summers in the late 90's/early 00's riding my bike to the mall and that crappy theater nearby (Hollywood Cinema). That theater is now a church and obviously the mall is dead.
Like others said, after Katrina is really when that area (and Kenner as a whole) declined. I could tell the "demographics" in my subdivision changing as I left for LSU in 2008 and has only gotten worse. My parents (kennabrah diehards) finally had enough and sold my childhood home a few years ago.
Like others said, after Katrina is really when that area (and Kenner as a whole) declined. I could tell the "demographics" in my subdivision changing as I left for LSU in 2008 and has only gotten worse. My parents (kennabrah diehards) finally had enough and sold my childhood home a few years ago.
re: Go See Warfare In Theaters Before It's Too Late
Posted by Dav on 5/12/25 at 2:47 pm to RetiredSaintsLsuFan
You can rent or buy it now on pretty much any major platform for $20. I believe HBO Max will be the first to stream it on subscription based platforms in a few months.
re: Go See Warfare In Theaters Before It's Too Late
Posted by Dav on 5/12/25 at 9:31 am to Carson123987
Anyone check this out on streaming yet? Curious how much of a downgrade it is vs theatrical experience. I think I missed the boat to go see this in theaters.
Saw them play in the PMAC in 2009 with the lesser half of OutKast.
I remember the lead singer making fun of the “drug/alcohol free” signs. Concert was meh.
I remember the lead singer making fun of the “drug/alcohol free” signs. Concert was meh.
quote:
We found out for the first two - this one is a surprise until the very last moment.
This is how we did it. My first two were a boy/girl so the 3rd was the surprise tiebreaker (girl). Went ahead and got the snip about a year later :lol:
quote:
Still hasn't hit CENLA or if it has, it sells out immediately.
NOLA market gets it from time to time. Admittedly the hype has made it harder to find lately. Still easier to get than any non SR Weller.
re: What’s some of your favorite budget/attainable bourbons under $65.00?
Posted by Dav on 4/9/25 at 11:41 am to Bow dude72
Bardstown wheated is hard to beat for under $50 and usually on shelves. Hangs with weller 107 imo
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