re: How do you and your spouse handle money?

Do what works for you. When we married, she had her accounts, I had mine. We didn't combine them. We kind of set loose expectations over time...she paid for groceries, I paid cell phone bill, etc etc etc.

We did add our names to each others accounts. It's "our" money. I just don't have to worry about sharing a checking account with someone else.

We do everything together once it gets to us personally. She has her own business accounts and my company has it's own accounts so that's too many dang accounts to separate at home.

It works great for us for 24 years so far.

We have separate accounts.

She pays for house and heating,water,trash,and groceries

I pay for internet,tv

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My girl does not work, nor does she have access to my bank accounts.

She has a credit card and I keep a few thousand bucks in a bank account for her.

She buys what she needs and keeps her wants reasonable.

She frankly does not understand money in any form or fashion so she prefers this arrangement.

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Sounds like a traditional arrangement, in which this whole board envies you.

She has a great mindset. She knows her faults and wants to be taken care of/secure, and trusts you. She has made herself vulnerable to you. In my experience, when you have this arrangement the man tends to give more than expected as we are naturally trained to take care of women who respect men.

I don't know how separate accounts can work over the course of a marriage. People do it but that would not fly with us.

All of our money into one pot. We don't spend it unless we both agree. Worked for 28 years so far.

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We take our tax return money and put it in a savings account for unexpected expenses.

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Tax refund money?