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Employer Provided Health Plans - Cost

Posted on 11/10/23 at 9:56 am
Posted by HeartAttackTiger
Member since Sep 2009
418 posts
Posted on 11/10/23 at 9:56 am
What is the monthly premium you pay for Group Health offered by your employer?
Posted by SaDaTayMoses
Member since Oct 2005
4319 posts
Posted on 11/10/23 at 10:18 am to
$600
Posted by bayoubengals88
LA
Member since Sep 2007
18895 posts
Posted on 11/10/23 at 10:29 am to
Family high deductable HSA is $603
Posted by Civildawg
Member since May 2012
8554 posts
Posted on 11/10/23 at 10:33 am to
$600 a month for a HDHP? Dang I guess I need to consider myself lucky.
Posted by jsk020
Nola
Member since Jan 2013
1697 posts
Posted on 11/10/23 at 10:40 am to
Family HDHP is around $500 a month and they contribute $1400 a year to my HSA. It was great before kids now it kinda sucks
Posted by frankthetank
Member since Oct 2007
2301 posts
Posted on 11/10/23 at 10:41 am to
$165 per bi-weekly paycheck.

HDHP for family.
Posted by tigerforever7
Baton Rouge
Member since Aug 2012
1045 posts
Posted on 11/10/23 at 10:42 am to
$300 / month

Employee + Spouse HDHP
Posted by Chaplain
8,000,000 posts
Member since Nov 2009
1146 posts
Posted on 11/10/23 at 10:47 am to
150 per month for a family of 6. Deductible $3000 per individual & $6000 total. My employer puts $3000 per year into an FSA to use in health costs. It’s pretty awesome.
Posted by jpainter6174
Boss city
Member since Feb 2014
5281 posts
Posted on 11/10/23 at 10:53 am to
$0 for the family plan (paid for by the company), $1500 Deductible, employer puts $1500 per year into HRA.
Posted by Billy Blanks
Member since Dec 2021
3787 posts
Posted on 11/10/23 at 11:27 am to
$1500 a month but I'm self employed.
Posted by tigeraddict
Baton Rouge
Member since Mar 2007
11797 posts
Posted on 11/10/23 at 11:29 am to
$173/wk starting Jan 1

Up from $160/wk current year


Less our “incentive” discounts which cut about $15/wk this past year and I may have earned more points this year for next year

Posted by BottomlandBrew
Member since Aug 2010
27070 posts
Posted on 11/10/23 at 11:32 am to
Total cost for a single employee plan for 2024 is $440-$598, depending on the plan. Employee pays 30% of that. Company picks up the other 70%.

Costs really jump for spouse and/or kids. An employee + spouse on the cheapest plan is $880, with employee paying 30% of the employee's share and 100% of the dependent portion. The Cadillac plan with spouse and kids is $1706. Same deal on payment percentages.

Small business with 50ish employees - 29 of those enrolled. Employee costs can run anywhere from $132/mo to $1287/mo.

5% increase from 2023 to 2024.
Posted by bayoubengals88
LA
Member since Sep 2007
18895 posts
Posted on 11/10/23 at 11:37 am to
quote:

$600 a month for a HDHP? Dang I guess I need to consider myself lucky.

And school systems supposedly have great benefits........................
Posted by TheWalrus
Member since Dec 2012
40436 posts
Posted on 11/10/23 at 11:41 am to
For just me PPO 42 bucks a pay period but deductible and OOP are much higher than my last job
Posted by Jmcc64
alabama
Member since Apr 2021
513 posts
Posted on 11/10/23 at 11:43 am to
just went up to 750/month family. that's what I pay (half)
BCBS/Ala. 2000/4000 deductible. it's pretty crappy

Posted by The Torch
DFW The Dub
Member since Aug 2014
19245 posts
Posted on 11/10/23 at 12:14 pm to
$442.00 a month plus $74.00 dental

Me and one kid


Of course it doesn't pay anything major until you hit (I think) a $5,000 ded.

Dr's visits and Rx are covered at a reasonable copay.

Thank Obama for all this, his legacy
Posted by Rize
Spring Texas
Member since Sep 2011
15762 posts
Posted on 11/10/23 at 12:44 pm to
$93 a month but it’s just for me.
Posted by lynxcat
Member since Jan 2008
24133 posts
Posted on 11/10/23 at 1:13 pm to
Need to be more specific...HDHP vs PPO, single versus family, income level tiering...
Posted by LSUGUMBO
Shreveport, LA
Member since Sep 2005
8493 posts
Posted on 11/10/23 at 1:32 pm to
$760/mo for Health/Dental/Vision- Office Visit & Prescription co-pays, $1500 deductible.

A million times better than our old Marketplace HDHP.
Posted by tigerforever7
Baton Rouge
Member since Aug 2012
1045 posts
Posted on 11/10/23 at 1:34 pm to
I’ve seen worse.
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