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BigOrangeBri
Tennessee Fan
Nashville- 4th & 19
Member since Jul 2012
10754 posts

re: Current Mortgage Rates
quote:

F&M has the best rates in Middle TN as far as I've seen.



Your posts earlier itt are actually why I checked into them. So, I guess I owe you a thanks.


lowspark12
Auburn Fan
nashville, tn
Member since Aug 2009
20029 posts

re: Current Mortgage Rates
We refinanced through F&M in middle TN a year ago... my wife is also a real estate agent here... they always seem to have the best rates, and customer service is solid.


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10
SouthernInsanity
LSU Fan
Shadows of Death Valley
Member since Nov 2012
5437 posts

re: Current Mortgage Rates
Hey ellesssuuu.... you got some info on this??


ellesssuuu
Baton Rouge
Member since Mar 2016
1275 posts

re: Current Mortgage Rates
Call me at 225-229-8971 to go over


LaTeX
Virginia Fan
Charlottesville, VA
Member since Aug 2017
10 posts

re: Current Mortgage Rates
Today, we locked in 2.625 for a 30-year in Georgia. First home, not a refinance.


NardDog
LSU Fan
New Orleans
Member since Apr 2015
211 posts

re: Current Mortgage Rates
Locked in 2.625 here in Louisiana yesterday. Originally was quoted 2.85 a week+ ago. First time home as well


buffbraz
LSU Fan
Member since Nov 2005
5418 posts

re: Current Mortgage Rates
We locked in 2.5% 30 year fixed in Louisiana yesterday.


HubbaBubba
LSU Fan
In Quarantine, TX
Member since Oct 2010
32805 posts

re: Current Mortgage Rates
quote:

We locked in 2.5% 30 year fixed in Louisiana yesterday.
Upfront points? Costs?


TigerTatorTots
LSU Fan
The Safeshore
Member since Jul 2009
75639 posts

re: Current Mortgage Rates
People need to start stating if they are paying points with these rates. 2.5% on a 30 year fixed seems not possible with standard closing costs.


CE Tiger
LSU Fan
Metairie
Member since Jan 2008
39199 posts

re: Current Mortgage Rates
Ok so I got my old house under contract. We close on Sept 10. Should I wait to refinance until after closing. My debt to loan ratio will be way better but will it make much of a difference. Currently have a 3.8% on a home I purchased in January so definitely can’t wait to jump in with the better rates.


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00
Sput
Auburn Fan
Member since Mar 2020
1258 posts

re: Current Mortgage Rates
quote:

People need to start stating if they are paying points with these rates. 2.5% on a 30 year fixed seems not possible with standard closing costs.



A lot of them are paying baked in points and don’t know.


TigerTatorTots
LSU Fan
The Safeshore
Member since Jul 2009
75639 posts

re: Current Mortgage Rates
I reached out to my current mortgage company and they offered a 3.125% on a fixed 30 refi with 100% lender paid closing costs. Nothing rolled into the loan, no loan duration extension. Other option was 2.875% with standard ~$4,000 in closing costs.


hawkeye007
LSU Fan
Member since Feb 2010
4546 posts

re: Current Mortgage Rates
yea i have been pricing loans this morning and 30yr rates is no where near that low. I normally don't get my butt kicked on rate qutoes so when i see this i smell fishy !


cajunrabbit
LSU Fan
Alexandria, LA
Member since Jun 2012
80 posts

re: Current Mortgage Rates
We are locked in at 2.25% and a 1.375% Origination Point charge for a 15 year refinance for some home improvements. We are going through Navy Federal Credit Union


hawkeye007
LSU Fan
Member since Feb 2010
4546 posts

re: Current Mortgage Rates
is that a VA loan?


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buffbraz
LSU Fan
Member since Nov 2005
5418 posts

re: Current Mortgage Rates
quote:

quote:
We locked in 2.5% 30 year fixed in Louisiana yesterday.
Upfront points? Costs?


This is a new house buy not a refi so I don’t have all the details yet. This was the offer from my bank.


buffbraz
LSU Fan
Member since Nov 2005
5418 posts

re: Current Mortgage Rates
We are reducing the amount we are borrowing by a large margin and my wife and I both have excellent credit so it can explain the 2.5% interest rate.


Aug1
Member since Nov 2013
50 posts

re: Current Mortgage Rates
Birmingham area here. Locked a 30yr fixed 2.5% with no points on a refi last Thursday. APR 2.75%ish. LTV < 65%.
This post was edited on 8/11 at 6:53 pm


AA7
Auburn Fan
Birmingham, AL
Member since Nov 2009
17368 posts

re: Current Mortgage Rates
quote:

Birmingham area here. Locked a 30yr fixed 2.5% with no points last Wednesday. APR 2.75%ish. LTV < 65%.

Who’d you use?


BayouLSU
LSU Fan
down south
Member since Feb 2007
446 posts

re: Current Mortgage Rates
Any brokers here quoting the United wholesale mortgage conquest program?
This post was edited on 8/11 at 6:01 pm


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