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Started By
Message
1
Posted on 8/12/20 at 10:00 am to basiletiger
2.875% is what i call par rate right now on the 30yr product. that means they should waive that high fee!
Posted on 8/12/20 at 10:02 am to AA7
that was last wednesday, rates started climbing late thursday. that low LTV helped big time with that rate
Posted on 8/12/20 at 10:52 am to GumboPoBoy
HancockWhitney
Posted on 8/13/20 at 10:35 am to hawkeye007
LINK
so Fannie and Freddie annoucned an across the board rate increase of .5% on all refinances. If any of you are on the fence jump! This is why the 30yr went from 2.5-2.875% this week. Thankfully we priced the jump in late last week and my rates didnt jump up this morning.
so Fannie and Freddie annoucned an across the board rate increase of .5% on all refinances. If any of you are on the fence jump! This is why the 30yr went from 2.5-2.875% this week. Thankfully we priced the jump in late last week and my rates didnt jump up this morning.
Posted on 8/13/20 at 11:09 am to hawkeye007
My banker was going to lock in My rate tomorrow. You think this will be too late for me?
My LTV is less than 60%
My LTV is less than 60%
This post was edited on 8/13/20 at 11:11 am
Posted on 8/13/20 at 11:14 am to AndyJ
shite
Posted on 8/13/20 at 12:46 pm to AndyJ
Yes everyone refinance is hit with it regardless of LTV
Posted on 8/13/20 at 1:05 pm to hawkeye007
quote:
so Fannie and Freddie annoucned an across the board rate increase of .5% on all refinances. If any of you are on the fence jump! This is why the 30yr went from 2.5-2.875% this week. Thankfully we priced the jump in late last week and my rates didnt jump up this morning.
We got the alert this morning they didn't even give a heads up
We've got Morgage Action Alliance already sending out emails about lawsuits and lobbying against it
Posted on 8/13/20 at 1:13 pm to AndyJ
depends on when they priced the rate jump. if he quoted you last week and your trying to lock that rate in i wish you the best of luck.
Posted on 8/13/20 at 1:47 pm to hawkeye007
Thanks. Is it possible to close in 2 weeks? (Before sept 1). Our applications (W2s, tax returns, everything...) are in th e banker’s possession.
This post was edited on 8/13/20 at 2:03 pm
Posted on 8/13/20 at 2:14 pm to buffbraz
I went through HW as well. Same origination fee, no points, but as stated earlier at 2.625
Posted on 8/13/20 at 2:50 pm to AndyJ
every bank is different on turn times. if you expect to close in two weeks i hope you banker has started that loan.
Posted on 8/13/20 at 2:58 pm to hawkeye007
(no message)
This post was edited on 6/23/22 at 8:37 pm
Posted on 8/13/20 at 3:32 pm to Yearnt 22
yea strictly on refinances.
Posted on 8/13/20 at 3:37 pm to Epic Cajun
quote:
Locked in 2.75 for 30 last week. Can’t close until September due to the number of refinances going on right now though.
Update on this, my closing date was set for September 1st.
Do certain lenders have a limit on the number of refinances that they can process in a given month? I was originally told it couldn't closed be before September 15th, but was told this morning that it could be before then as long as it was still in September. So, I just chose to schedule it for September 1st and that was fine with them.
Overall, it's going to take about 4.5 weeks from the beginning of the process until closing, which I'm okay with. I'm just curious.
Posted on 8/13/20 at 6:07 pm to hawkeye007
I got bumped from 2.125 to 2.375 (no points) on $510,400. I’m happy overall still. $5000 closing though
Posted on 8/14/20 at 9:12 am to AndyJ
Who has great rates right now for high LTVs? Great credit
Posted on 8/14/20 at 9:14 am to AUtigR24
No one at the moment. Calabria just dropped a bomb on the Industry yesterday
Posted on 8/14/20 at 9:17 am to SDVTiger
I waited too long 
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