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Posted on 7/28/20 at 12:05 pm to C
Whats 30 year conventional rate now for top tier credit
Posted on 7/28/20 at 2:05 pm to AUtigR24
Well it depends on a bunch of other factors, but somewhere around 2.75-3.00% is a good rate. The market is getting better today so I wouldn't lock just yet.
Again there are a bunch of other factors that go into it and most of them will make the rate go up, not down.
Again there are a bunch of other factors that go into it and most of them will make the rate go up, not down.
Posted on 7/28/20 at 4:11 pm to The Nino
quote:
We closed in 19 days with an appraisal waiver. Never thought it would happen that fast
saves a bunch of time Especially cause appraisers are busy and can be lazy
Posted on 7/28/20 at 6:49 pm to hawkeye007
you either aren't answering emails or that email doesn't work
Posted on 7/29/20 at 11:02 am to Breadcrumbs
sorry guys returning emails now
Posted on 7/29/20 at 11:24 am to JohnnyKilroy
thats a fast close, i closed a few refi's in 30 days recently but we are locking everyone for 60 days. we are giving priority to purchase and construction loans.
Posted on 7/29/20 at 11:31 am to hawkeye007
Man, wife and I have been knocking down her student loans and will be done when the Q2 bonus hits next week. Kept us from saving much.
When I see this thread with these rates, feel like I need to go get pre-approved. Both 800+ credit scores. Paying $1,200/month rent. Could probably have 5% down on $180-200k purchase price.
When I see this thread with these rates, feel like I need to go get pre-approved. Both 800+ credit scores. Paying $1,200/month rent. Could probably have 5% down on $180-200k purchase price.
Posted on 7/29/20 at 1:45 pm to LSUShock
you need to get pre approved. PMI with credit scores like that is not as high as you think it would be.
Posted on 7/30/20 at 5:49 pm to bigDgator
I’m in the process of buying a new house and have already put the earnest money down... my credit score is in the 730s and my wife is in the 790s.putting a 20% down payment. We applied for 30 year conventional and my disclosure reads that the interest rate is 3.375. If I use this lender they pay my closing costs but I don’t see why the rate is so high and can I negotiate to a 3% ?
Posted on 7/30/20 at 5:55 pm to Keithpoka
Quote out another lender also. Look at what the APR is. If you’re putting 20% down, then it may work out better for you to pay your own closing costs and get 2.75 interest rate which is what the going rate is.
Posted on 7/30/20 at 6:02 pm to LSU1018
You wouldn’t happen to know who is offering the best rates at this time do you? Keesler federal credit union looks to be at 3.125.. I haven’t found anyone offering under 3
Posted on 7/30/20 at 6:24 pm to Keithpoka
Most of the lenders that post in this thread have good rates/fees. I think they have someone with Assurance, GMFS, and Hancock Whitney. I work on the title side and we have good experiences with all of them. We do not have good experiences with most online lenders.
Posted on 7/30/20 at 6:44 pm to Keithpoka
Find a lender that will get you the 29 Prime with QLS
Posted on 7/31/20 at 11:18 am to Grinder
QLS is bringing it back
They will be the one you want to look at
Just get a local broker who uses them
Maybe Hawk or Ellesuu use them
They will be the one you want to look at
Just get a local broker who uses them
Maybe Hawk or Ellesuu use them
Posted on 7/31/20 at 5:38 pm to Grinder
Well boyz, it looks like my patience paid off and I'll no longer have to check this thread daily.
Bout to lock in at 2.25% on a 15 year. My mortgage payment is gonna be cheaper on the 15 year than it currently is on my 20 year. Lololol
F&M Bank of middle TN
Of course, if anyone can get me a better rate I'll flip flop like a politician
Bout to lock in at 2.25% on a 15 year. My mortgage payment is gonna be cheaper on the 15 year than it currently is on my 20 year. Lololol
F&M Bank of middle TN
Of course, if anyone can get me a better rate I'll flip flop like a politician
Posted on 7/31/20 at 6:55 pm to ellesssuuu
You are missing out
Posted on 8/6/20 at 11:53 am to ellesssuuu
Anyone ever heard or dealt with AmeriSave Mortgage? Just did the Lending Tree thing and their "offer" is quite impressive.
30 yr fixed
Rate 2.25%
APR 2.459%
30 yr fixed
Rate 2.25%
APR 2.459%
Posted on 8/6/20 at 12:02 pm to That's BS
Nice. Anyone know a lender around Birmingham that is offeing these types of rates on a 30yr fixed?
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