mortgagemanlc

Many of the marketing agencies farm out social media and other marketing to 3rd parties or Fiverr, upwork etc. Anyone can be taught to do the deliverables and with Ai it’s even easier. The real money is when you understand the strategy and what marketing to implement where. With that said the avg local business owner has no clue and will pay for something that feels like it’s working.

Hard 8 is legit some of the worst Texas style BBQ I’ve ever had. Extremely dry

Picture isn’t posting let me fix that

Right. The real reason republicans lose is because they have very few rallying points or core convictions. Abortion is one of the only ones. Most republicans run on “ vote for me I’m not a democrat” meanwhile the other side is almost totally united in their core messaging and convictions. When you do get a repub that has solid messaging and core convictions they win. People seek leadership and leaders cast vision.

Yes. Birds have been working any day the wind lays down. Lake Charles too.

You’ll see mid 4’a possibly by the end of the year. We are seeing 4.75% right now in govie loans. I doubt they get lower than mid 4’s for a long time and that’s probably a good thing.

What you are asking about is a one time close construction loan. It doesn't sound like you'll be in Jumbo territory so that's a plus.

However, I'd consider whether a 1x close is the best option. I know everyone is freaked about rates rising, but I guess you'd have to decide if you think they have much higher to go. We've already bounced off the ceiling multiple times.

Interest-only during the build is pretty standard. I'd consider a 2x close where you do permanent financing upon completion. Locking in a loan that far away is going to be costly.

I sell mortgages but we don't do construction lending. Just some food for thought.

Crazy I went to school with Bobby. He was like that back then too.

“There is no God and I hate him” - Atheists

Three more years of Biden and Trump might be popular enough to win as an independent