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re: Credit Card Rewards and Points Discussion

Posted on 10/23/19 at 6:41 pm to
Posted by TigerDeBaiter
Member since Dec 2010
10727 posts
Posted on 10/23/19 at 6:41 pm to
Found the mother of all deals. 200k signup bonus, BUT you have to spend $50k in 6 months. Crazy.

Spark® Miles from Capital One® Limited Time Offer
Earn up to 200,000 bonus miles


Wish I knew how to manufacture spend or had some very large purchases coming though.
Posted by fatboydave
Fat boy land
Member since Aug 2004
17979 posts
Posted on 10/27/19 at 11:30 am to
Has anyone purchased the $1k vgcs from a Simon mall? Do you need a prior purchasing relationship or can you roll up and buy a couple thousand?
Posted by Lsut81
Member since Jun 2005
84968 posts
Posted on 10/28/19 at 6:04 am to
quote:

Can be, I don't know the algorithm, but from where we live and want to go, some of the locations are blacked out and not available,


Huh?

Unless SW changed something in the past few months, there are no blackouts. As long as there is a WGA or AT fare available, you can add.

I’ve had CP for 3yrs now and never heard or seen this.

It’s the easiest benefit to use...
Posted by Teddy Ruxpin
Member since Oct 2006
40827 posts
Posted on 10/28/19 at 7:06 am to
quote:

Has anyone purchased the $1k vgcs from a Simon mall? Do you need a prior purchasing relationship or can you roll up and buy a couple thousand?


There was a discussion of this on one website I check in on from time to time, maybe Doctor of Credit.

I do recall Simon being pretty open about courting folks who have previously purchased but can't recall if that was a requirement.
Posted by kywildcatfanone
Wildcat Country!
Member since Oct 2012
139260 posts
Posted on 10/28/19 at 12:14 pm to
quote:

Unless SW changed something in the past few months, there are no blackouts.


My post was about the Delta companion ticket.
Posted by hiltacular
NYC
Member since Jan 2011
20201 posts
Posted on 10/28/19 at 2:44 pm to
DL companion should have no blackout restrictions

Posted by kywildcatfanone
Wildcat Country!
Member since Oct 2012
139260 posts
Posted on 10/28/19 at 4:48 pm to
I actually called today. Turns out many companion seats have to reach a price point to show up (and that is a lower price point), prior to that you just get a message that your search doesn't meet the Terms and Conditions for the companion ticket. I tried about 20 combos from multiple airports and all gave me the same issue, so I called the companion ticket number and that is what they told me.

Posted by GeauxElliott
Louisiana
Member since Jun 2007
3732 posts
Posted on 11/3/19 at 10:06 pm to
I have about $50,000 in purchases to roll through in the next couple months. I don't currently have a rewards card. What is the best one to use? Could I get two different cards and double up my rewards by doing a balance transfer from one to the next?
Thanks
Posted by Esquire
Chiraq
Member since Apr 2014
14777 posts
Posted on 11/18/19 at 1:33 pm to
I signed up for the Chase United Explorer card in 2015 or so. Bumped it down to the non-annual fee version just to keep a credit account open. Saw they are doing 65,000 miles for the Explorer now. Does anybody have an estimate on the turn-around time between closing my current card and opening the new one for the bonus?
Posted by mrgreenpants
paisaland
Member since Mar 2018
1421 posts
Posted on 11/18/19 at 4:04 pm to
go for the amex blue business card.
you'll get 2x for each dollar (up to $50k)


if you will spend in $5000 (or more) chunks... a amex business plat may be an option if you want more rewards/customer service. bigger purchases get 1.5 points.
while $50k wont earn an invite for a black card...i believe the platinum cardholders would get you a welcome at centurion lounges in major airports

if you live in a united hub city... the chase united mileage club card pays 1.5 points per dollar. (but is limited to united)


Posted by mrgreenpants
paisaland
Member since Mar 2018
1421 posts
Posted on 11/18/19 at 4:06 pm to
quote:

I signed up for the Chase United Explorer card in 2015 or so. Bumped it down to the non-annual fee version just to keep a credit account open. Saw they are doing 65,000 miles for the Explorer now. Does anybody have an estimate on the turn-around time between closing my current card and opening the new one for the bonus?



i could be wrong but i thought it had to be 2+ years between same card applications.

call chase and see if downgrading the card is an option(to something with no yearly fee)

then just apply for explorer card again
Posted by GatorReb
Dallas GA
Member since Feb 2009
9425 posts
Posted on 11/19/19 at 8:41 am to
Hey guys. New here.
So my wife and I are going to the BVIs this summer in june. Plane tickets cost about $500-600. I just had the idea of looking into opening a CC to take advantage of any deals i could get. This is pretty new for me and dont plan on using it besides reaping the initial deal.

I have a 770 Credit score and only have 5 card open in total all carry minimal balances.

Any ideas or tips as to what i should look into?
Posted by mrgreenpants
paisaland
Member since Mar 2018
1421 posts
Posted on 11/19/19 at 9:30 am to
while the sapphire reserve in accepted as the best travel card.. (i'd get that one)

...the amex platnium has a better deal right now.
75k points after $5k paid.
LINK

so...
get both.

american express is imo a benefit card...
get it for the perks..but it shouldnt be he only card you use.
Posted by Esquire
Chiraq
Member since Apr 2014
14777 posts
Posted on 11/19/19 at 9:53 am to
quote:

i could be wrong but i thought it had to be 2+ years between same card applications.

call chase and see if downgrading the card is an option(to something with no yearly fee)

then just apply for explorer card again


I downgraded the Explorer in 2016 or 2017. I applied for a new Explorer sometime in 2018 or so and they said the downgraded card still counts as a United card and I couldn't have both. My question was for anybody that cancelled a card to sign up for the new bonus. How long should I wait to apply after cancelling the current card?
This post was edited on 11/19/19 at 10:01 am
Posted by Lsut81
Member since Jun 2005
84968 posts
Posted on 11/29/19 at 9:51 am to
Any good black Friday signup bonuses out there?

Ready to churn another card
Posted by LSUSPARKY621
Dream of Californication
Member since Mar 2007
1331 posts
Posted on 12/3/19 at 2:19 pm to
quote:

SW companion pass will require 125,000 points next year. Also announced that points will not expire.


Working on earning the Companion now. With this new threshold, it doesn't appear to be as easy as earning the pass in the past--previously you could just meet the required spend in the bonus period on a personal card and a business card to earn the companion. However, there is a loophole.

-There is an offer on a personal CC that is only available in-flight when connected to their wifi that can get you 50k bonus points on the personal card (whereas the "normal" offer right now is 40k bonus).

This means to achieve, you can:
-get a business card, spend the $5k required in 3 months to earn 70k bonus points
-get a personal card via the in-flight wifi, spend the required $2k in 3 months to earn 50k bonus points
- at 1 point per dollar on all purchases, the $5k you spend above will also earn you 5k points

Total: 125k points
This post was edited on 12/3/19 at 2:21 pm
Posted by GenesChin
The Promise Land
Member since Feb 2012
37852 posts
Posted on 12/4/19 at 8:31 am to
Got approved for ink business on application with no review
Posted by fatboydave
Fat boy land
Member since Aug 2004
17979 posts
Posted on 12/4/19 at 10:00 am to
P2 got SW business card at 80k and will hit spend in january. Plan to apply for 50k inflight personal in a few weeks for CP in 2020 & 2021.
Posted by Phate
Baton Rouge
Member since Mar 2006
11813 posts
Posted on 12/4/19 at 10:11 am to
quote:

Got approved for ink business on application with no review


I had to send them my license to verify the address I used but it was a pretty easy process.
Posted by TheChiefHasArrived
Member since Dec 2011
729 posts
Posted on 1/7/20 at 3:48 pm to
All Southwest Personal Cards 75,000 Points Signup with $5,000 Spend in 6 Months via referral if anyone is trying to get Companion Pass for 2020/2021 since the requirement has gone up to 125K. If anyone wants a referral link leave your email and I'll send one over.

Also rumors of CSR bumping up annual fee to $550 and adding a DoorDash/Lyft membership and possibly upping the travel credit. I think I personally will get use out of the difference but there's probably plenty that won't.
This post was edited on 1/8/20 at 7:07 am
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