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NATidefan
Alabama Fan
Two hours North of Birmingham
Member since Dec 2008
29756 posts

re: Credit Card Rewards and Points Discussion
Yep, we have started using it every week as well


SLafourche07
New Orleans Pelicans Fan
Member since Feb 2008
6506 posts

re: Credit Card Rewards and Points Discussion
Already applied and accepted.


But of course my wife set up the pickup like 5 minutes before I was done.


NATidefan
Alabama Fan
Two hours North of Birmingham
Member since Dec 2008
29756 posts

re: Credit Card Rewards and Points Discussion
Get a decent limit?


SLafourche07
New Orleans Pelicans Fan
Member since Feb 2008
6506 posts

re: Credit Card Rewards and Points Discussion
10k.


Only plan on using it at Walmart so I wasn't worried about it.


VABuckeye
Ohio State Fan
Oak Hill, VA
Member since Dec 2007
25351 posts

re: Credit Card Rewards and Points Discussion
Do the United changes to status earning help anyone else? I just checked and while I'm not quite there per the current guidelines for status if I do the same flights next year I'll achieve it easily.


Carson123987
Texas Fan
Middle Court at the Rec
Member since Jul 2011
62189 posts

re: Credit Card Rewards and Points Discussion
CSR gave me a 6.99% APR until April (not that it matters). Why do companies do this? Hope that tards will run up balance and not pay it off before it jumps back up?


NATidefan
Alabama Fan
Two hours North of Birmingham
Member since Dec 2008
29756 posts

re: Credit Card Rewards and Points Discussion
quote:

CSR gave me a 6.99% APR until April (not that it matters). Why do companies do this? Hope that tards will run up balance and not pay it off before it jumps back up?


Yes, its how they make their money.


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Teddy Ruxpin
LSU Fan
TX
Member since Oct 2006
33710 posts

re: Credit Card Rewards and Points Discussion
Of course. They make money from interest payments and swipe fees.


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TigerDeBaiter
LSU Fan
Member since Dec 2010
7924 posts

re: Credit Card Rewards and Points Discussion
quote:

CSR gave me a 6.99% APR until April (not that it matters). Why do companies do this? Hope that tards will run up balance and not pay it off before it jumps back up?


Got the same. I think it’s targeted at folks who put a lot on the card each month but always pay the statement balance. Probably to get them to buy something they can’t afford.


gobuxgo5
Bowling Green Fan
Member since Nov 2012
7568 posts

re: Credit Card Rewards and Points Discussion
Nice!


fatboydave
LSU Fan
Fat boy land
Member since Aug 2004
13163 posts

re: Credit Card Rewards and Points Discussion
SW companion pass will require 125,000 points next year. Also announced that points will not expire.
This post was edited on 10/17 at 7:34 am


Teddy Ruxpin
LSU Fan
TX
Member since Oct 2006
33710 posts

re: Credit Card Rewards and Points Discussion
Thank goodness I got that Performance card at 80k this past week.

Personal still on deck so as long as approval occurs it shouldn't change things for me too much.
This post was edited on 10/17 at 7:38 am


fatboydave
LSU Fan
Fat boy land
Member since Aug 2004
13163 posts

re: Credit Card Rewards and Points Discussion
quote:

Thank goodness I got that Performance card at 80k this past week.

P2 applied Tuesday.
I wonder if it will keep some away that dont want to ms the difference with the lower bonuses.


tween the hedges
Atlanta Falcons Fan
Member since Feb 2012
19497 posts

re: Credit Card Rewards and Points Discussion
Any thoughts on the new delta Amex program?

I currently have the gold but thinking of upgrading to the platinum for an extra hundred on the annual fee. Is the companion certificate a pain to actually use? Extra miles for hotels and flights seems nice, although it doesn’t have a 100 dollar flight credit for spending 10 grand like the gold


kywildcatfanone
Kentucky Fan
Wildcat Country!
Member since Oct 2012
65783 posts

re: Credit Card Rewards and Points Discussion
I have this card.

quote:

Is the companion certificate a pain to actually use?


Can be, I don't know the algorithm, but from where we live and want to go, some of the locations are blacked out and not available, so you have to be prepared for that.
I think it's worth the $195 to get the companion ticket, and almost every ticket we buy costs $500 plus, so getting one for just the fee makes it worthwhile to us.




hiltacular
Georgia Tech Fan
CHI
Member since Jan 2011
15647 posts

re: Credit Card Rewards and Points Discussion
quote:

Is the companion certificate a pain to actually use?

No it's very easy. My primary reason for the platinum is the status waiver but I probably break even with the companion certificate.


TigerDeBaiter
LSU Fan
Member since Dec 2010
7924 posts

re: Credit Card Rewards and Points Discussion
Found the mother of all deals. 200k signup bonus, BUT you have to spend $50k in 6 months. Crazy.

Spark® Miles from Capital One® Limited Time Offer
Earn up to 200,000 bonus miles


Wish I knew how to manufacture spend or had some very large purchases coming though.


fatboydave
LSU Fan
Fat boy land
Member since Aug 2004
13163 posts

re: Credit Card Rewards and Points Discussion
Has anyone purchased the $1k vgcs from a Simon mall? Do you need a prior purchasing relationship or can you roll up and buy a couple thousand?


Lsut81
Chicago Cubs Fan
Member since Jun 2005
69378 posts

re: Credit Card Rewards and Points Discussion
quote:

Can be, I don't know the algorithm, but from where we live and want to go, some of the locations are blacked out and not available,


Huh?

Unless SW changed something in the past few months, there are no blackouts. As long as there is a WGA or AT fare available, you can add.

I’ve had CP for 3yrs now and never heard or seen this.

It’s the easiest benefit to use...


Teddy Ruxpin
LSU Fan
TX
Member since Oct 2006
33710 posts

re: Credit Card Rewards and Points Discussion
quote:

Has anyone purchased the $1k vgcs from a Simon mall? Do you need a prior purchasing relationship or can you roll up and buy a couple thousand?


There was a discussion of this on one website I check in on from time to time, maybe Doctor of Credit.

I do recall Simon being pretty open about courting folks who have previously purchased but can't recall if that was a requirement.


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