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wizziko
New Jersey Nets Fan
Member since Jan 2006
35655 posts
 Online 

re: Credit Card Rewards and Points Discussion
quote:

So if I link one of those cards to the same account as my others it should give me the option to collect in cash back or points after reaching the 3k within 3 months threshold?

Yes it should work that way. I don't have any personal Chase cards to verify but I believe both business and personal cards can be on the same account.

quote:

Also, would I use the same "business" as previously used for the ink preferred or make up a new one for the other 2 business cards


Yea I would keep everything the same. People have had success applying for a second Ink Preferred by adding or removing their middle initial in the application process. I'm not gonna risk trying that


TigerMan327
LSU Fan
Elsewhere
Member since Feb 2011
3435 posts

re: Credit Card Rewards and Points Discussion
quote:

Yes it should work that way. I don't have any personal Chase cards to verify but I believe both business and personal cards can be on the same account.



Yeah I've got my sapphire and ink card on the same account already.

quote:

Yea I would keep everything the same. People have had success applying for a second Ink Preferred by adding or removing their middle initial in the application process. I'm not gonna risk trying that



I'm forming an LLC in december for the next tax year because i'm an IC. Gonna get a new ink preferred then using the LLC. Wanted something to churn through before then.

Guess I'll hope on one of these other cards


wizziko
New Jersey Nets Fan
Member since Jan 2006
35655 posts
 Online 

re: Credit Card Rewards and Points Discussion
quote:

I'm forming an LLC in december for the next tax year because i'm an IC. Gonna get a new ink preferred then using the LLC. Wanted something to churn through before then.

You should be able to double dip on each of those cards using your LLC


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donRANDOMnumbers
New Orleans Pelicans Fan
Hub City
Member since Nov 2006
15245 posts

re: Credit Card Rewards and Points Discussion
Friends, wife starting new position where she will be driving about 20k miles a year for work. we will be banking with Chase.

which would be the best business credit card to take advantage of the fuel expense?
or easier just to stick with Chase Ink?


baldona
Auburn Fan
Florida
Member since Feb 2016
10907 posts

re: Credit Card Rewards and Points Discussion
quote:

which would be the best business credit card to take advantage of the fuel expense?
or easier just to stick with Chase Ink?



I don't have a clue here, but for pure gas you may be better off getting a fuel card. Many you save 5% I'm pretty sure. Now if she is going to be doing a lot of hotels and eating out that would be different.


BigOrangeVols
Tennessee Fan
Knoxville
Member since Jul 2015
2847 posts

re: Credit Card Rewards and Points Discussion
Just started a new job in which i will be traveling a hefty amount and will be reimbursed for all expenses. I won't be using any one hotel/airline religiously so I'd like a card that gives the best bang for your buck on general travel. Currently looking at Navy Federal's Flagship rewards card or Capital One Venture Rewards. Any input?


Civildawg
Mississippi St. Fan
Member since May 2012
3835 posts

re: Credit Card Rewards and Points Discussion
I would say Chase sapphire reserve or the sapphire preferred


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Uhtred
LSU Fan
Bebbanburg
Member since Sep 2018
183 posts

re: Credit Card Rewards and Points Discussion
quote:

Just started a new job in which i will be traveling a hefty amount and will be reimbursed for all expenses. I won't be using any one hotel/airline religiously so I'd like a card that gives the best bang for your buck on general travel. Currently looking at Navy Federal's Flagship rewards card or Capital One Venture Rewards. Any input?


AMEX Platinum for your flights (5x points on airfare plus gold status at all Marriott and Hilton properties; access to Centurion Lounges at airports)

-AND-

Chase Sapphire Reserve (3x points on travel, use this for your hotels, it also gives you Priority Pass lounge access that includes some airport restaurants)


donRANDOMnumbers
New Orleans Pelicans Fan
Hub City
Member since Nov 2006
15245 posts

re: Credit Card Rewards and Points Discussion
just found this amazon card. looks legit. any thoughts?


Ingeniero
LSU Fan
Baton Rouge
Member since Dec 2013
7815 posts

re: Credit Card Rewards and Points Discussion
If you're talking about the chase Amazon card, I have it and like it a lot. 3% back on Amazon purchases (5% if you have prime) 2% back on gas and restaurants, 1% back on everything else. Rewards are in Amazon credit. I use the hell out of mine though.


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Uhtred
LSU Fan
Bebbanburg
Member since Sep 2018
183 posts

re: Credit Card Rewards and Points Discussion
United Airlines put out an FAQ on their upcoming dynamic award pricing, and it sucks.

At first, they said that on Nov. 15 they were moving to dynamic award pricing for United flights, but would not change award pricing for partner awards. Now they are indicating that they will also be moving to dynamic pricing for partner awards.

--Dynamic pricing is a fancy term for 'we no longer have a set award pricing chart and it will now cost more points to fly'--

This means they are devaluing their currency across the board, which has big implications to Chase Ultimate Rewards points. If United goes the way of Delta, then Chase UR points will be relatively useless for international business class fares (with the exception of Air France/KLM), and really only holds great value if you have the Reserve card and use the 1.5 cents per mile to book domestic or international economy via their travel portal.

This is disappointing. I was planning on dropping my Citi ThankYou Premier card, but now LifeMiles has become a bigger priority for me to secure Star Alliance international business class awards.

And with AMEX, you can transfer points to both LifeMiles and Aeroplan for access to decent Star Alliance international business class awards.

AMEX and Citi have now supplanted Chase, imo, unless Chase goes out and gets another travel partner. After losing Korean, and with United devaluing its currency, Chase is losing its luster... and the Emirates partnership doesn't compensate considering Emirates' value of its currency.
This post was edited on 10/2 at 12:29 pm


Teddy Ruxpin
LSU Fan
TX
Member since Oct 2006
33710 posts

re: Credit Card Rewards and Points Discussion
You may be right but I think it's jumping the gun a bit. What they said doesn't necessarily equate to dynamic pricing on partner flights.

Also, I'd be surprised if United did that before other airlines had figured out how to dynamically price partners, as that's a lot harder to do with inventory your airline doesn't control.

Perhaps they are going to arbitrary raise some partner award redemptions which would essentially just make it a regular devaluation.


Uhtred
LSU Fan
Bebbanburg
Member since Sep 2018
183 posts

re: Credit Card Rewards and Points Discussion
I hope you're right. I would hate for United MileagePlus to go the way of Delta SkyMiles and put a dent in the value of Chase Ultimate Rewards points.



LSUlove
LSU Fan
Louisiana
Member since Oct 2003
110 posts

re: Credit Card Rewards and Points Discussion
What would be the best personal card for points right now? I’m gonna be charging about $80,000 in the next year for a group trip that I’m planning. I don’t typically use a credit card for my personal expenses and I want a card just for this trip since I’m planning it for other people and will be receiving money from them. I don’t want to mix it with my own expenses. I figured this would be an easy way to rack up some points. Thoughts?


Uhtred
LSU Fan
Bebbanburg
Member since Sep 2018
183 posts

re: Credit Card Rewards and Points Discussion
quote:

What would be the best personal card for points right now? I’m gonna be charging about $80,000 in the next year for a group trip that I’m planning.


Woah!

I would suggest the Chase Sapphire Reserve. You're going to get 3 points for every dollar you spend on travel-related expenses. You'll also receive a 50,000-point sign-up bonus.

So between your charges and the bonus, you should have around 300,000 points after paying for the trip. You can transfer those points to various airlines and actually be able to travel around the world in first class.

There are also many perks with the Reserve card (lounge access, trip insurance, $300 travel credit, TSA/Global entry reimbursement).


LSUlove
LSU Fan
Louisiana
Member since Oct 2003
110 posts

re: Credit Card Rewards and Points Discussion
About $28k will be spent with Southwest booking flights. This is a trip to Disney so other large portions will be charged to them. About 40k for tickets and about 20K for rooms. Would that info change the cards you suggest?


AndyJ
Member since Jul 2008
1584 posts

re: Credit Card Rewards and Points Discussion
Yes. Get a SW card for the flights to get companion pass (do it early in the calendar year, you get the pass for the rest of the year in which you earn it, plus the following year).

Then I’d get a CSR card for the rest.


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Uhtred
LSU Fan
Bebbanburg
Member since Sep 2018
183 posts

re: Credit Card Rewards and Points Discussion
quote:

About $28k will be spent with Southwest booking flights. This is a trip to Disney so other large portions will be charged to them. About 40k for tickets and about 20K for rooms. Would that info change the cards you suggest?


You could keep it simple and just go with a Chase Sapphire Reserve, accumulate a bunch of points and not worry about a bunch of stuff. Or you be like me and do everything possible to maximize your points, which would require opening three separate cards for this trip.

If you wanted to be a bit more complex and maximize everything:

1) AMEX Platinum (60,000-point sign-up bonus, 5x points on airfare and a ton of perks) or a Southwest card to accrue enough points for a companion pass.

2) Citi ThankYou Premier (50,000-point sign-up bonus, 3x points on travel, 2x points on entertainment (including tickets to Disney))

3) Chase Sapphire Reserve (50,000-point sign-up bonus, 3x points for travel and dining)

This post was edited on 10/4 at 9:31 am


NATidefan
Alabama Fan
Two hours North of Birmingham
Member since Dec 2008
29756 posts

re: Credit Card Rewards and Points Discussion
Walmart has two new cards out. They have joined with Capital one.

5% cash back for the first year on in store purchases if you use walmart pay.

5% cash back on walmart.com and grocery pickup (unlimited)

2% cash back on Walmart and Murphy gas stations (unlimited)

1% everywhere else.


The 5% cash back on grocery pickup is a great deal.


SLafourche07
New Orleans Pelicans Fan
Member since Feb 2008
6506 posts

re: Credit Card Rewards and Points Discussion
That's going to be a winner for me. We do grocery pickup pretty much every week.


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