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re: Credit Card Rewards and Points Discussion
Posted on 1/8/20 at 3:48 pm to fatboydave
Posted on 1/8/20 at 3:48 pm to fatboydave
Well that sucks. $100 increase and nothing of value to show for it. I have never used lyft, and live out in the country.
I wish they gave you options to take more travel credit or something useful. Ugh, now what to do.
I wish they gave you options to take more travel credit or something useful. Ugh, now what to do.
1
Posted on 1/8/20 at 4:43 pm to kywildcatfanone
My wife and I both have the CSR, if I wanted to downgrade one of them to the CSP, is there a way to do that and get a sign up bonus?
Would you have to close the CSR account and wait some time and reopen a new one with the CSP? Would you be able to keep the same login to the Chase site?
Would you have to close the CSR account and wait some time and reopen a new one with the CSP? Would you be able to keep the same login to the Chase site?
Posted on 1/8/20 at 5:56 pm to kywildcatfanone
quote:
Would you have to close the CSR account and wait some time and reopen a new one with the CSP?
believe so
Posted on 1/8/20 at 6:32 pm to fatboydave
Wow the CSR has fallen a long way from what it once was
Posted on 1/8/20 at 8:04 pm to fatboydave
Looks like I’ll be downgrading to the CSP or even cancelling and opening an AMEX Platinum.
Posted on 1/9/20 at 4:54 am to GeorgeTheGreek
If you cancel I assume you lose all your points? And if you downgrade they're no longer redeemable for travel for 1.5x. I guess I need to spend all my points before my fees are due
Posted on 1/9/20 at 7:43 am to Yeti_Chaser
quote:
If you cancel I assume you lose all your points? And if you downgrade they're no longer redeemable for travel for 1.5x. I guess I need to spend all my points before my fees are due
I assume this is true and I'm probably going to have to live with it another year or so. I am building a house, so I don't want to make any significant credit changes, and I am not in a position to spend my points this year either.
Posted on 1/9/20 at 7:52 am to GeorgeTheGreek
All good things must come to an end. I’ll be downgrading to CSP as well. But my annual fee fortunately hits next month, so I can get another year in at $450 and use up the $300 travel credit again next January before I downgrade.
To be honest. I’m surprised it took this long. Savvy cardholders took Chase to the fricking cleaners with this card. I was able to pay for a lot of my honeymoon with points.
I booked my best ever point redemption just last week. A 2 night stay at Hyatt downtown Augusta ($950/night) for the Masters. Booked with just 30k total UR points transferred to World of Hyatt.
To be honest. I’m surprised it took this long. Savvy cardholders took Chase to the fricking cleaners with this card. I was able to pay for a lot of my honeymoon with points.
I booked my best ever point redemption just last week. A 2 night stay at Hyatt downtown Augusta ($950/night) for the Masters. Booked with just 30k total UR points transferred to World of Hyatt.
This post was edited on 1/9/20 at 8:01 am
Posted on 1/9/20 at 8:00 am to PhiTiger1764
quote:
All good things must come to an end. I’ll be downgrading to CSP as well. But my annual fee fortunately hits next month, so I can get another year in at $450 and use up the $300 travel credit again next January before I downgrade.
Exact same boat. AF hits next month. Probably need to start using my points for travel though. Not sure I want to pay the $550 in 2021.
Posted on 1/9/20 at 9:14 am to bbap
I'm definitely going to look to downgrade or kill off my wife's card.
I just went in to try to transfer her points to me, and it wouldn't let me, not eligible to do at this time. Can you only transfer points at certain times? I did it once before, not sure how long ago it was with no issues.
I just went in to try to transfer her points to me, and it wouldn't let me, not eligible to do at this time. Can you only transfer points at certain times? I did it once before, not sure how long ago it was with no issues.
Posted on 1/9/20 at 9:43 am to kywildcatfanone
Should I apply for this card before the fee increases?
Posted on 1/9/20 at 9:58 am to Civildawg
is the travel credit going up
Posted on 1/9/20 at 10:07 am to Yeti_Chaser
quote:
And if you downgrade they're no longer redeemable for travel for 1.5x. I guess I need to spend all my points before my fees are due
The best redemption rates are all transfers anyway, which will not be affected if you downgrade to the CSP
I don't really look at the 1.5 vs the 1.3 as a factor when weighing the CSR vs the CSP because I have only used the portal for booking once, and don't really plan to again.
Posted on 1/9/20 at 10:22 am to PhiTiger1764
It will be interesting to see if CSR offers any redemption offers for the mass exodus of cardholders that is about to occur.
Posted on 1/9/20 at 10:28 am to GeorgeTheGreek
quote:
Looks like I’ll be downgrading to the CSP or even cancelling and opening an AMEX Platinum.
I am interested in knowing how the AMEX will pay for itself better than CSR. I’m not real familiar with it but from what I can find it has the same fee and less travel credit (and more restrictive).
I’m disappointed in the fee increase and I’m looking at alternatives but I’m not sure it’ll cause me to downgrade or cancel. The 1.5 travel credit is hard to beat. Seems like the break even travel spend on the card is $1,050, which is really easy to do in a year.
Posted on 1/9/20 at 10:55 am to CajunTiger92
bummer on the CSR
i do believe the chase united card has the same primary rental insurance. (amex gold for eating out)
i do believe the chase united card has the same primary rental insurance. (amex gold for eating out)
Posted on 1/9/20 at 11:09 am to CajunTiger92
quote:
I’m disappointed in the fee increase and I’m looking at alternatives but I’m not sure it’ll cause me to downgrade or cancel. The 1.5 travel credit is hard to beat. Seems like the break even travel spend on the card is $1,050, which is really easy to do in a year.
Is it even that high? You still get $300 in travel credits each year effectively making the AF $250 right?
Posted on 1/9/20 at 11:14 am to bbap
quote:
Is it even that high? You still get $300 in travel credits each year effectively making the AF $250 right?
Well, it was $150, which was cheaper.
I'm not that savvy on how to transfer to partners, but I do understand if you find a $1K plane ticket and can get it for 50K points or something that is a better deal than booking via the UR portal, but it seems to me for the less savvy or less traveled, the 1.5 is a good perk.
Posted on 1/9/20 at 12:37 pm to kywildcatfanone
Welp, looks like I'm getting rid of my CSR come my renewal date in September.
Hopefully there is another big time bonus offer on a luxury card between now and then.
Hopefully there is another big time bonus offer on a luxury card between now and then.
Posted on 1/9/20 at 1:17 pm to Croacka
Marriott is the best transfer right?
I fly a lot more than I use hotels. What's the best airline transfer?
Also I would think another company would jump at this exodus opportunity and offer a nice sign up bonus somewhere
I fly a lot more than I use hotels. What's the best airline transfer?
Also I would think another company would jump at this exodus opportunity and offer a nice sign up bonus somewhere
This post was edited on 1/9/20 at 1:21 pm
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